Latest Publications

Making Access Possible (MAP) DRC

The Democratic Republic of the Congo (DRC) may be one of the most challenging environments for financial services. From both a provider and consumer perspective, infrastructure, a rapidly changing financial services landscape and regional disparities pose significant challenges to the market. In 2014, the Ministry of Finance formally requested UNCDF’s support for its ongoing financial inclusion agenda. It was agreed that the MAP study will form the basis for the development of a multi-stakeholder roadmap for financial inclusion, which in turn will be leveraged as a vehicle towards an integrated financial inclusion strategy in DRC.

Making Access Possible (MAP) Madagascar

The island state of Madagascar has a largely agrarian population vulnerable to the extremes of nature: 72% of adults depend on agriculture, more than 4.2m adults experienced a climate-related shock in the past year, and at least 40% report being uncertain about whether they will have food going forward. Madagascar ranks 154 out of 188 on the human development index, globally, and the GDP per capita is only $402 per year.

Funding the Frontier

The Link Between Inclusive Insurance Markets, Growth and Poverty Reduction

 

There has been considerable emphasis in development circles on the way insurance markets can contribute to poverty reduction by helping the poor to preserve assets and mitigate the effects of financial shocks, thereby reducing vulnerability. There has also been significant effort to promote microinsurance to low-income people. However, less has been written about the way insurance contributes indirectly to poverty reduction, i.e. by driving economic growth through risk management and the mobilisation of long-term savings, which can then be intermediated into economically productive assets. 

The role of InsurTech in microinsurance: How is InsurTech addressing 5 challenges in microinsurance?

How is InsurTech addressing five challenges in microinsurance in emerging markets?

 

The business of insurance is hard. Microinsurance delivery has proven to be nearly impossible. Despite almost two decades of focus on the under and uninsured, microinsurance reaches just under 300 million people across the developing world. This is only around 10% of the potential market for insurance. While promising examples have been documented of insurers achieving the impossible, sometimes even at scale, insurance cover for billions of excluded adults appears to be a long way down the road.

 

 
Latest Publications

Making Access Possible (MAP) DRC

The Democratic Republic of the Congo (DRC) may be one of the most challenging environments for financial services. From both a provider and consumer perspective, infrastructure, a rapidly changing financial services landscape and regional disparities pose significant challenges to the market. In 2014, the Ministry of Finance formally requested UNCDF’s support for its ongoing financial inclusion agenda. It was agreed that the MAP study will form the basis for the development of a multi-stakeholder roadmap for financial inclusion, which in turn will be leveraged as a vehicle towards an integrated financial inclusion strategy in DRC.

Making Access Possible (MAP) Madagascar

The island state of Madagascar has a largely agrarian population vulnerable to the extremes of nature: 72% of adults depend on agriculture, more than 4.2m adults experienced a climate-related shock in the past year, and at least 40% report being uncertain about whether they will have food going forward. Madagascar ranks 154 out of 188 on the human development index, globally, and the GDP per capita is only $402 per year.

Funding the Frontier

The Link Between Inclusive Insurance Markets, Growth and Poverty Reduction

 

There has been considerable emphasis in development circles on the way insurance markets can contribute to poverty reduction by helping the poor to preserve assets and mitigate the effects of financial shocks, thereby reducing vulnerability. There has also been significant effort to promote microinsurance to low-income people. However, less has been written about the way insurance contributes indirectly to poverty reduction, i.e. by driving economic growth through risk management and the mobilisation of long-term savings, which can then be intermediated into economically productive assets. 

The role of InsurTech in microinsurance: How is InsurTech addressing 5 challenges in microinsurance?

How is InsurTech addressing five challenges in microinsurance in emerging markets?

 

The business of insurance is hard. Microinsurance delivery has proven to be nearly impossible. Despite almost two decades of focus on the under and uninsured, microinsurance reaches just under 300 million people across the developing world. This is only around 10% of the potential market for insurance. While promising examples have been documented of insurers achieving the impossible, sometimes even at scale, insurance cover for billions of excluded adults appears to be a long way down the road.

 

 

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