Latest Publications

Managing risk while facilitating innovation: The case of m-insurance in Zambia

As part of a series of case studies commissioned by FinMark Trust, Bankable Frontiers Associates (BFA) and Cenfri conducted a rapid assessment of the market and regulatory landscape for mobile microinsurance (m-insurance) initiatives in Zambia.

 

This paper builds on two previous case studies investigating the rise of m-insurance (i.e. microinsurance sold through mobile phones) in Zimbabwe and Tanzania. These studies highlighted that while m-insurance initiatives have the potential to enhance access to insurance, they presents unique risks which, if not adequately addressed, can have negative consequences for financial inclusion and market development. The case studies also proposed a risk assessment framework to assist regulators in assessing the validity and sufficiency of new m-insurance initiatives in their markets. 

Unnetworked retailers: growing channel for financial services distribution?

Agent networks are critical for expanding access to financial services in developing countries. They enable providers to offer viable cost effective financial services at scale in developing countries reaching previously unserved and underserved adults. The focus has traditionally been on networked agents but increasingly providers are recognizing the potential of unnetworked agents, which exist outside of formalised networked retail chains and are independently owned and operated.

Making Access Possible (MAP) Malawi

Cenfri on behalf of FinMark Trust presented the key findings and recommendations from Making Access to Financial Services Possible (MAP) Malawi diagnostic report at the Stakeholder Workshop in Lilongwe, Malawi in April 2015. The workshop provided an opportunity for the MAP diagnostic team to test key findings with stakeholders and for stakeholders to provide feedback and comment on the findings for the final diagnostic report. 

2014 ASEAN Financial Inclusion Conference (Oct 2014)

In October 2014, Cenfri attended the 2014 ASEAN Financial Inclusion Conference: Enhancing Access to Finance for Unbanked People in the ASEAN region in Yangon, Myanmar. The conference was hosted by the Union of the Republic of Myanmar as the current Chair of ASEAN and brought together key stakeholders in the region, including policy makers, academics, practitioners and officials from UN agencies and regional and global financial institutions.

 
Latest Publications

Managing risk while facilitating innovation: The case of m-insurance in Zambia

As part of a series of case studies commissioned by FinMark Trust, Bankable Frontiers Associates (BFA) and Cenfri conducted a rapid assessment of the market and regulatory landscape for mobile microinsurance (m-insurance) initiatives in Zambia.

 

This paper builds on two previous case studies investigating the rise of m-insurance (i.e. microinsurance sold through mobile phones) in Zimbabwe and Tanzania. These studies highlighted that while m-insurance initiatives have the potential to enhance access to insurance, they presents unique risks which, if not adequately addressed, can have negative consequences for financial inclusion and market development. The case studies also proposed a risk assessment framework to assist regulators in assessing the validity and sufficiency of new m-insurance initiatives in their markets. 

Unnetworked retailers: growing channel for financial services distribution?

Agent networks are critical for expanding access to financial services in developing countries. They enable providers to offer viable cost effective financial services at scale in developing countries reaching previously unserved and underserved adults. The focus has traditionally been on networked agents but increasingly providers are recognizing the potential of unnetworked agents, which exist outside of formalised networked retail chains and are independently owned and operated.

Making Access Possible (MAP) Malawi

Cenfri on behalf of FinMark Trust presented the key findings and recommendations from Making Access to Financial Services Possible (MAP) Malawi diagnostic report at the Stakeholder Workshop in Lilongwe, Malawi in April 2015. The workshop provided an opportunity for the MAP diagnostic team to test key findings with stakeholders and for stakeholders to provide feedback and comment on the findings for the final diagnostic report. 

2014 ASEAN Financial Inclusion Conference (Oct 2014)

In October 2014, Cenfri attended the 2014 ASEAN Financial Inclusion Conference: Enhancing Access to Finance for Unbanked People in the ASEAN region in Yangon, Myanmar. The conference was hosted by the Union of the Republic of Myanmar as the current Chair of ASEAN and brought together key stakeholders in the region, including policy makers, academics, practitioners and officials from UN agencies and regional and global financial institutions.

 

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