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  • Update on microinsurance innovation in South Africa (2010)

    South Africa has one of the most innovative insurance markets in the world. It is also considered one of the…

    Microinsurance on supervisor’ agenda

    Microinsurance is becoming an increasingly important item on the agenda of supervisors globally. The 16th Annual IAIS conference was held…

    IAIS Application Paper on Regulation and Supervision Supporting Inclusive Insurance Markets

    The IAIS Application Paper on Regulation and Supervision Supporting Inclusive Insurance Markets was officially adopted by the International Association of…

    Review of the South African Market for Hospital Cash Plan Insurance

    A recent Review of the South African Market for Hospital Cash Plan (HCP) Insurance managed by Cenfri and commissioned by…

    Tanzania Access to Insurance Diagnostic

    Cenfri recently released the Tanzania Access to Insurance Diagnostic study on behalf of FinMark Trust. The study was funded as…

    Financial Inclusion

    MAP Myanmar: Fourth Steering Committee Meeting hosted by the Myanmar Microfinance Supervisory Enterprise (MMSE)

    Cenfri recently presented key findings and recommendations from Making Access to Financial Services Possible (MAP) Myanmar diagnostic report at the fourth MAP Steering Committee Meeting from 21st -22nd of January 2014 hosted by the Myanmar Microfinance Supervisory Enterprise (MMSE).   The diagnostic report forms part of a series of documents produced as part of the MAP Myanmar initiative. The report applies the MAP diagnostic and…

    Understanding retailers' motivation for providing financial products and services in South Africa

    A number of financial products and services are offered by or through retailers in South Africa. This spans the broad financial services spectrum including transactional, savings, insurance and credit products. FinMark Trust commissioned Eighty20 to conduct a study to understand retailers' motivation for providing these financial services more fully.   The project studied four types of retailer; FMCG retailers, cash-based clothing retailers, credit-based clothing retailers,…

    Finance Forward Volume 3 Issue 2

    To formulate informed strategies, individuals and institutions aim to understand the recent trends, driving forces and issues within the context of their work. However, in the current globalised world with its intrinsic interconnectivity and complex systems we suffer from the dilemma of an increasing amount of information available and a diminishing amount of time available to absorb it.  Enter Finance Forward, which approaches the field…

    Mapping the Retail Payment Services Landscape in Zimbabwe

    There remains a large percentage of Zimbabweans who are “previously banked” (estimated to be at least 12% of the population)   A recent study Mapping the Retail Payment Services Landscape in Zimbabwe managed by Cenfri commissioned by FinMark Trust and conducted by Bankable Frontier Associates finds:   The Reserve Bank of Zimbabwe (RBZ) has taken a “test and learn” approach to new innovations and currently assess…

    Mapping the Retail Payment Services Landscape in Mozambique

    41.14% of the adult population Mozambique has either never heard of a bank (22.5%) or does not know what it is (18.9%)   A recent study Mapping the Retail Payment Services Landscape in Mozambique managed by Cenfri commissioned by FinMark Trust and conducted by Bankable Frontier Associates finds: Lack of availability and access prohibiting customers from using financial and payment services Poor infrastructure to support …

    Mapping the Retail Payment Services Landscape in Malawi

    In Malawi, 81% of people do not have access to formal payment services or mobile phones.   A recent study Mapping the Retail Payment Services Landscape in Malawi managed by Cenfri commissioned by FinMark Trust and conducted by Bankable Frontier Associates finds:    Few financial institutions (public or private) actively pursue the unbanked market through technology and new distribution channels New interest in the unbanked market results…

    Finance Forward Volume 3 (2012)

    History teaches us that many times breakthroughs in science, art, business and technology originate not in finding exactly what we’re looking for, but through serendipity – that combination of accidents and sagacity that leads us to discover new ideas in places we were not looking – or perhaps where we were looking for something else.   The Finance Forward series has embraced this concept by…

    Standards Setting Bodies (SSBs) and Financial Inclusion (2011)

    The Global Partnership for Financial Inclusion (GPFI) commissioned a study to investigate the challenges and opportunities to financial inclusion faced by five different developing countries in applying international standards as set by five main Standards setting bodies (SSBs). The countries covered in the study were Brazil, Kenya, Mexico, the Philippines and South Africa while the SSBs considered include the Basel Committee on Bank Supervision (BCBS),…

    Conservative compliance behaviour (2011)

    Cenfri managed a FinMark Trust funded study to investigate the reasons for the apparent lack of universal response by financial insitutions to the flexibility allowed by South Africa's anti-money laundering (AML) and combating of terrorist financing (CFT) regulatory requirements in relation to low-risk clients.     Click here to download the report (PDF, 506KB)  

    Financial Inclusion in Mozambique (2010)

    Finmark Trust participated in an exposure visit conducted by Cenfri to Maputo, Mozambique from the 15th to the 17th of September 2010. The visit was part of the Finmark Trust’s mandate of promoting financial inclusion and regional financial integration within the SADC region. Click here to download the presentation at Maputo (PDF: 1.45MB)

    The Finance Forward series (2010 & 2011)

      We are happy  to present the second edition of Finance Forward, an environmental scanning document which looks at forces shaping inclusive financial services in Africa (and beyond). The benefit of periodically scanning the business, economic, social, technological, physical, and political environments in the background of the “system” of financial inclusion is that we can continue to monitor and understand the implications of further developments…