Literature review on health microinsurance schemes

Most providers of health microinsurance (HMI) have struggled to achieve sustainability without public or donor support, despite health insurance being one of the most sought after microinsurance products in many regions of the developing world. A lack of data and adequate skills for pricing, as well as the challenges around effectively forming and managing provider networks are two key factors that adversely affect HMI sustainability.

To inform the design of HMI, FinMark Trust commissioned Lucas Greyling to compile a comprehensive literature review on HMI schemes across four countries: Kenya, Ghana, Colombia and India. The literature review focuses on key elements of health insurance risks that can practically be taken into account in price setting, and explores the extent to which open sources of relevant data can be used to a greater extent to develop a more consistent approach to premium determination for HMI products.

Please visit the FinMark Trust website for access to these publications (full report and focus note) and all their work in microinsurance

Additional Info

  • Country: Colombia, India, Kenya
  • Institution: FinMark Trust
  • Date Published: 2014
  • Document Type: Research Papers
  • Author/s: Lucas Greyling

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Literature review on health microinsurance schemes

Most providers of health microinsurance (HMI) have struggled to achieve sustainability without public or donor support, despite health insurance being one of the most sought after microinsurance products in many regions of the developing world. A lack of data and adequate skills for pricing, as well as the challenges around effectively forming and managing provider networks are two key factors that adversely affect HMI sustainability.

To inform the design of HMI, FinMark Trust commissioned Lucas Greyling to compile a comprehensive literature review on HMI schemes across four countries: Kenya, Ghana, Colombia and India. The literature review focuses on key elements of health insurance risks that can practically be taken into account in price setting, and explores the extent to which open sources of relevant data can be used to a greater extent to develop a more consistent approach to premium determination for HMI products.

Please visit the FinMark Trust website for access to these publications (full report and focus note) and all their work in microinsurance

Additional Info

  • Country: Colombia, India, Kenya
  • Institution: FinMark Trust
  • Date Published: 2014
  • Document Type: Research Papers
  • Author/s: Lucas Greyling

Search news, publications and events