Now reading: The benefits and potential risks of digital fiat currencies
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Publications


Read our latest research exploring key issues in financial sector development
The benefits and potential risks of digital fiat currencies
Cryptocurrency has taken the financial world by storm since 2008 through its ability to deliver peer-to-peer payment that is faster, cheaper, more [...]
Exploring barriers to remittances in sub-Saharan Africa
On average, the remittance market in Africa is the most expensive in the world. The latest data from the World Bank indicates that the average cost [...]
Strong foundations: Assessing the role of the insurance sector in property market development
The housing shortfall in Africa is immense. For instance, the World Bank (2017) estimates that across eight countries in West Africa about 800,000 [...]
The role of insurance regulators in dealing with consumer data protection risks
Across industries, businesses are collecting, storing and using increasing amounts of consumer data. This has been made possible by the growth in [...]
What can behavioural science tell us about the financial decisions of women?
Women are significantly less likely to use formal banking services than men, due to a range of barriers to access and use. A lack of [...]
Where are the flows? Exploring barriers to remittances in sub-Saharan Africa
Remittance flows represent an increasingly important source of income for sub-Saharan Africa (SSA). Between 2012 and 2015, formal flows steadily grew [...]
Biometrics and financial inclusion: A roadmap for implementing biometric identity systems in sub-Saharan Africa
The World Bank (2017) estimates that 1.1 billion people live without proof of identity. Nearly 50% of these people live in sub-Saharan Africa, where [...]
Inclusive Financial Integrity: Guidance Note
Countries in the sub-Saharan Africa (SSA) region have been on a development curve in setting up effective Anti-Money Laundering (AML) and Combatting [...]
China Access to Insurance Diagnostic: A Market and Regulatory Analysis
This report contains the findings of a diagnostic study on the provision of microinsurance to rural workers in China. The study was commissioned by [...]
Regulating for innovation: How to encourage responsible market innovation
For regulators, the dual implications of innovation make it a critically important but challenging topic to address. Regulators with a mandate to [...]