Now reading: Michaella Allen

Michaella Allen

Michaella Allen is a Senior Research Analyst at Cenfri and has worked in the Remittances team since 2018Her primary areas of interest include inclusive digital finance, digital finance regulation, technology and innovation, remittances, and central bank digital fiat currencies (CBDC)Michaella has been involved in projects relating to the remittance flows and migration in sub-Saharan Africa, global innovations in know-your-customer compliance, the expansion of agent networks in Africa, and exploring the use cases, benefits and potential risks of CBDCsShe is also a primary liaison between Cenfri and the DFC focus group at the International Telecommunications Union, as well as contributor to the group’s outputs. Her current work involves developing country CBDC diagnostic frameworksconsulting on the design of a central bank National Payment strategy, as well as exploring ecosystem enablers for innovators such as fintechs.  

Prior to joining CenfriMichaella conducted research at the Labour Research Service and completed an internship at the South African Reserve Bank in the Economic Relations Policy Department. 

  • Masters in Economics specialising in Economic Development (with distinction), University of Cape Town
  • Honours in Economics (with distinction), University of Cape Town 
  • Bachelor of Social Science in economics and politics (with distinction), University of Cape Town 

Recent Content by Michaella Allen
Eswatini Central Bank Digital Currency diagnostic study
Central banks across the developed and developing world have begun considering the ...
Overthrowing the king: Could central bank digital currencies replace cash in post-COVID-19 Africa?
In an age where we can send mail electronically in seconds at no cost rather than going to the post, it seems...
CBDC — The next frontier of mobile money?
Many discussions around retail central bank digital currency (CBDC) today revolve around ambitious policy-focused use cases. Most recently, in the ...
Staying healthy
The need for complementary private health insurance offerings in sub-Saharan Africa ...
An analysis of ID proxy initiatives across the globe
BankservAfrica and Cenfri investigate the role of ID proxy initiatives in transforming payment ecosystems in...
Central bank digital currency (CBDC) and financial inclusion
What can CBDC do for emerging markets: a case for mobile money Central banks have st...