Now reading: Opportunities and challenges to innovation in the Ugandan insurance market

Policy and Regulation


We use our expertise in a variety of financial sectors, in advising the development of inclusion-friendly financial-sector policy and regulation. The work we do on any component of the financial sector is always placed within the broader financial policy and regulatory framework, and within a clear understanding of market dynamics and trends.

Our work leverages all financial sector players, including commercial financial service providers, towards providing financial services to lower-income households. While much of our work focuses on policy and regulatory outcomes, we do this in support of private financial-sector development.

Our extensive research in the area of financial policy and regulation spans Africa, Latin America and Asia.

The Latest in Policy and Regulation

Opportunities and challenges to innovation in the Ugandan insurance market
Most Ugandans face insurable risks, yet uptake of insurance remains very low at only 1.4%. Innovations in global insurance markets have illustrated [...]
The privatisation of governance
Just a few years ago, there were strict rules about who was allowed to provide which services in what countries, with national governments [...]
An inclusive digital identity platform in the Pacific Islands
Digital identity is increasingly becoming the key enabler of digital inclusion across the globe. We conducted three country diagnostic studies to [...]
The new nexus: digital governance, digital financial services and the SDGs
What is the New Nexus Initiative?  Cenfri, with support from GIZ and in collaboration with On Think Tanks, is hosting a series of digital [...]
The case for insurance innovators to consider the cell captive regulatory model
 In many African countries, the potential for inclusive insurance markets is significant, however, this potential has yet to be fully [...]
MSMEs financing in Africa  
A framework for enabling access to finance for MSMEs in Africa    Micro, small and medium enterprises (MSMEs) have been cited as one of the [...]
Rethinking governance in a digital age
WIRED: Social media CEOs hearing can't defend their business model When Clive Humby (while advising UK retailer Tesco on the use of data in their [...]
Regulating for innovation: A supervisory toolkit
A supervisory toolkit to help regulators navigate their role and guide decisions in regulating for innovation.   The need to create [...]
Data in real time: How digitalisation is transforming financial policies in Africa
For the past year, Cenfri and Finmark Trust have been partnering with NextBillion to share insights from their Insight2Impact (i2i) initiative, [...]
South Africa’s draft conduct standard for third-party cell captives: ironing out the details
In September 2020, the South African Financial Services Conduct Authority (FSCA) published the draft conduct standard for third-party cell [...]