Now reading: Storming the walls: How Mozambique’s ‘citadel economy’ shapes financial inclusion

Policy and Regulation


We use our expertise in a variety of financial sectors, in advising the development of inclusion-friendly financial-sector policy and regulation. The work we do on any component of the financial sector is always placed within the broader financial policy and regulatory framework, and within a clear understanding of market dynamics and trends.

Our work leverages all financial sector players, including commercial financial service providers, towards providing financial services to lower-income households. While much of our work focuses on policy and regulatory outcomes, we do this in support of private financial-sector development.

Our extensive research in the area of financial policy and regulation spans Africa, Latin America and Asia.

The Latest in Policy and Regulation

Storming the walls: How Mozambique’s ‘citadel economy’ shapes financial inclusion
When I first travelled through Mozambique, the picture was idyllic. Leaving sprawling Maputo behind, my main impression was of beaches, coconut trees [...]
Facilitating market development to advance financial inclusion
CGAP’s focus note, Facilitating Market Development to Advance Financial Inclusion, presents FinMark Trust as a “facilitator” for financial [...]
I’ll see you in court!
See you in court? Unlikely. In recent times most law courts in Africa have not been suitable places to enforce or defend low-value retail credit [...]
Why digital payments are not replacing cash
Globally, the financial inclusion agenda has focused on migrating consumers, providers and governments to digital payment instruments, in a bid to [...]
Completing the picture in ASEAN
This blog series seeks to generate a broader discussion on the data that is needed to close the gender gap in financial inclusion in ASEAN. A [...]
Why bank account access does not translate into usage
Underlying the global financial inclusion agenda is the assumption that providing access to and ownership of bank accounts will improve the lives of [...]
Finance Forward Volume IV Issue I
The Finance Forward series aims to collect and present key findings on recent trends, driving forces, and relevant issues impacting upon the [...]
Learning from the popularity of local financial service providers
In the six countries featured in the MAP Global Insights series, informal financial services persist despite an explicit push both globally and [...]
Shifting measurement away from a one-dimensional view of financial inclusion
Depth sounding: shifting measurement away from a one-dimensional view of financial inclusion (Note 2) is the second note to be published from [...]
First impressions from a more granular approach to client typology
Decoding the customer - First impressions from a more granular understanding of client typology is the first note to be published from the MAP [...]