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Microinsurance and Health Financing


Microinsurance refers to the provision of insurance to lower-income households. If appropriately designed and intermediated, insurance products can play an important role in reducing vulnerability for low-income households as well as presenting profitable markets for commercial insurance providers. In addition, ensuring well-functioning health financing systems is a critical element of development policy and the delivery of health services.

We’ve done extensive work on the regulation and development of microinsurance and health financing markets in Africa, Latin America and Asia.

The Latest in Microinsurance and Health Financing

Insurtech Tracker
The rise of insurtechs in emerging markets In light of the insurtech trends, Cenfri wanted to understand to what extent insurtechs in emerging [...]
10 years, eight trends: Where does microinsurance go from here?
8 trends that will shape the future of microinsurance As Cenfri and the ILO's Impact Insurance Facility turn 10, they reflect on the last decade of [...]
Inclusive insurance enhanced through the use of client data
How different types of alternative and traditional client data solve key challenges in inclusive insurance provision This publication adds depth to [...]
Voluntary take-up: The holy grail of microinsurance
Last week, Cenfri was in Brussels to present at the BRS microfinance lunch on what we deem to be the holy grail of microinsurance – voluntary [...]
The role of insurance regulators in dealing with consumer data protection risks
Across industries, businesses are collecting, storing and using increasing amounts of consumer data. This has been made possible by the growth in [...]
China Access to Insurance Diagnostic: A Market and Regulatory Analysis
This report contains the findings of a diagnostic study on the provision of microinsurance to rural workers in China. The study was commissioned by [...]
Using technology to build loyalty among insurance customers
Mary is the owner of a small business in Blantyre, Malawi, and the main breadwinner for her family. To support her family in the event that something [...]
MAP Zambia diagnostic and roadmap to financial inclusion
From 2009 to 2015 the proportion of adults, financially excluded from any financial service, decreased from 63% to 41% in Zambia, which exceeded the [...]
Risk, Remittances and Integrity Programme
The five-year RRI programme is a partnership between FSD Africa and Cenfri. Its aim is to improve welfare and boost investment growth in sub-Saharan [...]
Micropensions and the future of work
Learning from the emerging world  Earlier this month, we attended the World Bank Group Annual Meetings in Washington D.C. At the meetings, the [...]