Now reading: Reading between the data

Microinsurance and Health Financing


Microinsurance refers to the provision of insurance to lower-income households. If appropriately designed and intermediated, insurance products can play an important role in reducing vulnerability for low-income households as well as presenting profitable markets for commercial insurance providers. In addition, ensuring well-functioning health financing systems is a critical element of development policy and the delivery of health services.

We’ve done extensive work on the regulation and development of microinsurance and health financing markets in Africa, Latin America and Asia.

The Latest in Microinsurance and Health Financing

Reading between the data
In 2014, 22.2% of adults in Zambia were covered by insurance. In 2015, just 2.6% were. If you are working on insurance in Zambia you would probably [...]
7 things I learned from the MiN field trip and workshop on microinsurance distribution
What if you could simply swipe your card every time you wanted to pay for a minibus taxi ride? That might be more convenient than carrying the right [...]
Customer views on abuses in the informal funeral parlour market in South Africa
Funeral parlours and burial societies deliver value to consumers by meeting essential functional needs, but also by meeting social and cultural [...]
Managing risk whilst facilitating innovation: The case of m-insurance in Zambia
Zambia is one of nine countries in sub-Saharan Africa with more registered mobile money accounts than bank accounts (GSMA, 2013). Previous case [...]
Un-networked retailers: A growing channel for financial services distribution?
Agent networks are critical for expanding access to financial services in developing countries. They enable providers to offer viable cost-effective [...]
Literature review on health microinsurance schemes
Most providers of health microinsurance have struggled to achieve sustainability without public or donor support, despite health insurance being one [...]
Managing risk whilst facilitating innovation: The case of mobile insurance in Tanzania
Mobile insurance (m-insurance) can play an important role in enhancing access to insurance, especially in regions where distribution and reach pose [...]
Credit life insurance in South Africa: the customer’s perspective
Credit life insurance may be the first type of insurance that many low-income consumers encounter. It can offer an opportunity for introducing [...]
Regaining momentum?
An update on microinsurance in South Africa. In 2011, a policy document entrenched and refined a proposed microinsurance regulatory framework for [...]
Mobile phones and microinsurance
Insurers are using mobile phones to address two main challenges facing the microinsurance sector: increasing efficiency and reaching scale. By [...]