Now reading: Making health insurance work for the low-income market in South Africa

Microinsurance and Health Financing

Microinsurance refers to the provision of insurance to lower-income households. If appropriately designed and intermediated, insurance products can play an important role in reducing vulnerability for low-income households as well as presenting profitable markets for commercial insurance providers. In addition, ensuring well-functioning health financing systems is a critical element of development policy and the delivery of health services.

We’ve done extensive work on the regulation and development of microinsurance and health financing markets in Africa, Latin America and Asia.

The Latest in Microinsurance and Health Financing

Making health insurance work for the low-income market in South Africa
This 2009 study identifies the main drivers of health insurance costs in South Africa, as well as strategies that could be used to reduce these costs [...]
Demand-side analysis of medical schemes market in South Africa
In the early 2000s, South Africa achieved remarkable progress in the area of financial inclusion for lower-income households, specifically in the [...]
Microinsurance development in Zambia: A market and regulatory analysis
This 2009 study considers the opportunities and challenges for microinsurance development in Zambia. It develops a comprehensive understanding of the [...]
Opportunities and challenges for the intermediation of microinsurance in South Africa
South Africa is faced with the challenge of extending insurance products to low-income individuals. At the time of the research the insurance sector [...]
Regulatory review of formal and informal funeral insurance markets in South Africa
The need to provide for funerals is one of the key drivers of financial behaviour for many South Africans and has led to a relatively sophisticated [...]