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Payments and Remittances


Cross-border and domestic money transfers play a critical role in the financial strategies of low-income households and present many opportunities to extend financial inclusion.

Our extensive research on themes and imperatives for national and regional payment systems and remittances spans sub-Saharan Africa and forms part of our dedicated programme on risk, remittances and integrity in partnership with FSD Africa.

The Latest in Payments and Remittances

Payment facilities and Africa’s platform ecosystem: What does the data tell us?
Payment facilities underpin scaling of Africa’s digital platforms. Digital platforms, also known as multi-sided marketplaces, are seamlessly [...]
Why it’s time for Africa to adopt a regional digital financial identity
According to the World Bank Group’s Identification for Development, 1.1 billion people globally, including women, children and refugees, lack any [...]
How to fill the remittance gaps left by COVID-19
When we think of the African diaspora, we often imagine large networks across Europe or North America and the indelible contribution they play to [...]
When digital payment goes viral: lessons from COVID-19’s impact on mobile money in Rwanda
Since the onset of the COVID-19 pandemic, many African governments have implemented policy changes and lockdowns to prevent the further spread of the [...]
Where are the flows? Exploring barriers to remittances in sub-Saharan Africa
This seven-part research series provides a detailed analysis of the market barriers to formal cross-border remittances in sub-Saharan Africa [...]
CBDC — The next frontier of mobile money?
Many discussions around retail central bank digital currency (CBDC) today revolve around ambitious policy-focused use cases. Most recently, in the [...]
Reducing the costs of migration: How better data can lead to better policy – and better prices – in migrant remittances
International migration has become such a pressing global issue that one can hardly read or watch the news without hearing about it. Migration is [...]
Using transaction data for financial inclusion policy insights
Policymakers, development organisations and sometimes even private sector players, often rely on financial inclusion data uncovered through consumer [...]
COVID-19 and remittances to Africa: What can we do?
The COVID-19 pandemic has exposed the vulnerability of people, and the financial and other systems that underpin much of our daily existence. [...]
The effect of COVID-19 on remittances panel discussion
The impact of COVID-19 on livelihoods in Africa – The effect on remittances Cenfri hosted an Africa digital dialogues series in partnership [...]