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Payments and Remittances


Cross-border and domestic money transfers play a critical role in the financial strategies of low-income households and present many opportunities to extend financial inclusion.

Our extensive research on themes and imperatives for national and regional payment systems and remittances spans sub-Saharan Africa and forms part of our dedicated programme on risk, remittances and integrity in partnership with FSD Africa.

The Latest in Payments and Remittances

CBDC — The next frontier of mobile money?
Many discussions around retail central bank digital currency (CBDC) today revolve around ambitious policy-focused use cases. Most recently, in the [...]
Reducing the costs of migration: How better data can lead to better policy – and better prices – in migrant remittances
International migration has become such a pressing global issue that one can hardly read or watch the news without hearing about it. Migration is [...]
Using transaction data for financial inclusion policy insights
Policymakers, development organisations and sometimes even private sector players, often rely on financial inclusion data uncovered through consumer [...]
COVID-19 and remittances to Africa: What can we do?
The COVID-19 pandemic has exposed the vulnerability of people, and the financial and other systems that underpin much of our daily existence. [...]
The effect of COVID-19 on remittances panel discussion
The impact of COVID-19 on livelihoods in Africa – The effect on remittances Cenfri hosted an Africa digital dialogues series in partnership [...]
Exploring the impact of COVID-19 on livelihoods in Africa
The slowdown in economic activity brought about by the spread of Covid-19 has already been felt in the Northern Hemisphere where restrictions to the [...]
Is there a case for for-purpose remittances?
This report reveals the findings from our qualitative and quantitative research with remittance senders who live in the United Kingdom and send [...]
An analysis of ID proxy initiatives across the globe
BankservAfrica and Cenfri investigate the role of ID proxy initiatives in transforming payment ecosystems in Africa and beyond.   Real-time instant [...]
Diagnostic study of the Zambian payments system
This diagnostic study explores Zambia’s payments landscape and provides insight and key learnings as Zambia’s 2018 – 2022 payment strategy to [...]
An investigation on digital fiat currency
This interview with Barry Cooper reflects on the highlights from the ITU digital fiat currency working [...]