Now reading: Christine Hougaard

Christine Hougaard


Christine has been part of the Cenfri team since 2008. She has deep experience in applying a systems-level approach to diverse topics including market diagnostics, regulatory design, consumer protection, financial sector development, financial inclusion measurement and the interplay between digital transformation and sustainable development. She has worked with a range of regulators and stakeholders in sub-Saharan Africa, Latin America and Asia.

In her spare time, Christine keeps busy raising her three young children, and when the opportunity arises, she enjoys a captivating book, keeping fit and a nice cup of tea.

Recent highlights

  • Working to develop context-appropriate consumer protection guidelines in Southern Africa and devising novel consumer protection measurement approaches at the country and global level
  • Leading i2i’s work on financial needs measurement framework development, including drafting a toolkit with the Alliance for Financial inclusion
  • Co-leading Cenfri’s regulating for innovation portfolio
  • A long track record working on inclusive insurance with the Access to Insurance Initiative, FSD Africa and others: developing cross-country synthesis reports and toolkits, as well as in-country stakeholder-building and implementation action plans

Qualifications

  • Master of Economics, University of Stellenbosch, South Africa
  • Master’s module in Regulatory and Competition Economics, University of Witwatersrand, South Afric

 

Recent Work by Christine Hougaard
Open finance in Africa: The why and the how for context-appropriate implementation
The promise of open finance has led to a rapid proliferation in countries exploring implementation globally. However, it also comes with costs and ...
A pocket guide to navigating the structure of the G20
On 1 December 2024, South Africa will take over the G20 presidency. This is a fantastic opportunity for Africa. In his recent Troika ...
R3Lab Toolkit: Regulating and enabling innovation
Innovation can enable insurance to become a powerful engine of growth and development across the continent, but achieving this requires that market...
Overwhelm and inertia – using consumer insights in financial consumer protection supervision
Consumer outcomes: the holy grail. If you think about it, consumer protection is the ultimate...
The Remittance Innovation Toolkit: Guidance on improving access to remittances
There’s no disputing the contribution of migrant remittances to the economic well-being of friends and family back hom...
Building the fundamentals of a welfare-enhancing digitalised economy
Digitalisation per se has marginal impact; the crux is the way it is leveraged and implemented. We need a better understanding of how digi...