Now reading: MSMEs, Ecosystems & Economic Opportunity

MSMEs, Ecosystems & Economic Opportunity


Improved economic opportunity and more resilient livelihoods are key to sustainable development in emerging markets. Interventions designed to support micro, small and medium-sized businesses (MSMEs), startup ecosystems and more established value-chains need to be effective in unlocking innovation and employment if they are to contribute to economic growth. Cenfri undertakes several areas of related work including:

Digital economy diagnostics
Support for fintech innovation and research on the platform economy
Digital transformation of MSMEs (including innovations in logistics and digital tools for tourism businesses)
MSME finance – payments, credit, investment and resilience (rethinking insurance to meet MSME needs and better manage the risks they face)
MSME segmentation
Technical assistance to the private sector
Scenarios linked to the future of work and food security

MSMEs, Ecosystems & Economic Opportunity

The role of different partners for effective MSME insurance

Insurers can partner with digital platforms, lenders and insurance aggregators to offer better products that matter for MSMEs.   Despite being heavily underfinanced, micro, small and medium enterprises (MSMEs) are critical drivers of economic growth and contribute substantially to employment and innovation. They account for 50% of global employment and 90%

Digital Transformation & Data

Applying a gender lens to trade finance

Small and medium enterprises (SMEs) are considered engines of economic growth and development, especially in developing economies, yet they continue to be disproportionately rejected from trade finance. However, there is evidence that this barrier is not impacting all SMEs the same: women owned SMEs are more likely to be rejected

Bridging the MSME identification gap
MSMEs, Ecosystems & Economic Opportunity

Insurance for MSMEs

The GIZ Compendium on how to improve insurance for MSMEs in a number of countries.  The work compiled in this compendium includes knowledge-building products, training concepts for MSMEs and the insurance industry as well as innovative approaches to design and deliver insurance and risk management services to MSMEs.

MSME resilience in Ghana
MSMEs, Ecosystems & Economic Opportunity

MSME resilience in Ghana

In sub-Saharan Africa (SSA), micro, small and medium enterprises (MSMEs) make vital contributions to growth, employment and livelihoods, representing more than 90% of businesses and employing about 60% of workers.  However, the full potential of MSMEs is often not realised as they are highly exposed to risks that threaten their

Digitalizing farm to table supply chains in Asia
Digital Transformation & Data

Digitalizing farm to table supply chains in Asia

On-demand transport services and insurtech  Whether as a customer or a business, digital platforms that connect people and services are ubiquitous today. The adoption of technology in food logistics has presented the opportunity to transform agricultural and food systems with tools that are cheaper and quicker to implement. App-based logistics and transport systems have

Digital Transformation & Data

Guidance on start-up support in Ethiopia

Recommendations to support digital start-ups Cenfri supported Digital Financial in producing a technical guide on the creation of a fund to support a digital start-up ecosystem in Ethiopia. This work was commissioned by the Ministry of Finance (MoF) of Ethiopia in partnership with Digital Pathways at University of Oxford and

Policy catalogue on MSMEs financing in Africa
Governance, Policy & Regulation

MSMEs financing in Africa  

A framework for enabling access to finance for MSMEs in Africa    Micro, small and medium enterprises (MSMEs) have been cited as one of the strongest drivers of economic development, job creation and innovation. Yet one of the biggest constraints stifling MSMEs growth, particularly in Africa, is the difficulty associated with accessing finance (Bruhn et al.,

Holistic interventions for MSME resilience 
MSMEs, Ecosystems & Economic Opportunity

Holistic interventions for MSME resilience 

A guidebook using nine Asian countries (Cambodia, India, Laos, Mongolia, Myanmar, the Philippines and Vietnam) under the GIZ Integrated Climate and Disaster Risk Management Framework.  Micro-, small- and medium-sized enterprises (MSMEs) form the backbone of many economies globally. They contribute considerably to economic growth, employment and innovation. The IFC estimates that MSMEs account

From product provider to trusted risk advisor
MSMEs, Ecosystems & Economic Opportunity

From product provider to trusted risk advisor

Unlocking the SME insurance market through a holistic approach to building resilience. I recently moved into an apartment above a popular Cape Town restaurant, the owner of which is also my landlord. Last week, the restaurant had a major leak that took a plumber three days to fix. Fixing a