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MSMEs, Ecosystems & Economic Opportunity

Improved economic opportunity and more resilient livelihoods are key to sustainable development in emerging markets. Interventions designed to support micro, small and medium-sized businesses (MSMEs), startup ecosystems and more established value-chains need to be effective in unlocking innovation and employment if they are to contribute to economic growth. Cenfri undertakes several areas of related work including:

  • Digital economy diagnostics
  • Support for fintech innovation and research on the platform economy
  • Digital transformation of MSMEs (including innovations in logistics and digital tools for tourism businesses)
  • MSME finance – payments, credit, investment and resilience (rethinking insurance to meet MSME needs and better manage the risks they face)
  • MSME segmentation and the needs of women-owned enterprises
  • Technical assistance to the private sector
  • Scenarios linked to the future of work and food security
MSMEs, Ecosystems & Economic Opportunity

Bridging the Gap: Unpacking segmentation approaches and the MSE landscape in Kenya, Uganda and India

Micro and Small Enterprises (MSEs) are crucial drivers of economic growth in emerging markets, yet there is a persistent financing gap that restricts their access to essential capital. This financing challenge affects their ability to scale, manage cash flow, and build resilience against economic shocks, stifling both growth and sustainability. One

10 October, 2024
Egyptian market

Holistic resilience solutions for Egyptian MSMEs

Key insights on opportunities to better serve Egyptian MSMES    Micro, small and medium enterprises (MSMEs) are the backbone of developing economies playing significant roles in employment, growth, and economic welfare. In Egypt, MSMEs have been estimated to account for over 90% of active enterprises in Egypt (3.7 million) and represent

11 August, 2022
Digital Transformation & Data

Africa Fintech Radar: Fintechs operating in Africa

  In 2020, the Africa Fintech Network (AFN), in partnership with findexable and Cenfri, launched the Africa Fintech Radar project. This ongoing initiative strives to showcase and track fintechs operating in Africa through a live listing. The Radar provides critical information to understand the challenges, opportunities and levers for fintech

13 September, 2021
Policy catalogue on MSMEs financing in Africa
Governance, Policy & Regulation

MSMEs financing in Africa  

A framework for enabling access to finance for MSMEs in Africa    Micro, small and medium enterprises (MSMEs) have been cited as one of the strongest drivers of economic development, job creation and innovation. Yet one of the biggest constraints stifling MSMEs growth, particularly in Africa, is the difficulty associated with accessing finance (Bruhn et al.,

8 April, 2021
Holistic interventions for MSME resilience 
MSMEs, Ecosystems & Economic Opportunity

Holistic interventions for MSME resilience 

A guidebook using nine Asian countries (Cambodia, India, Laos, Mongolia, Myanmar, the Philippines and Vietnam) under the GIZ Integrated Climate and Disaster Risk Management Framework.  Micro-, small- and medium-sized enterprises (MSMEs) form the backbone of many economies globally. They contribute considerably to economic growth, employment and innovation. The IFC estimates that MSMEs account

7 April, 2021
From product provider to trusted risk advisor
MSMEs, Ecosystems & Economic Opportunity

From product provider to trusted risk advisor

Unlocking the SME insurance market through a holistic approach to building resilience. I recently moved into an apartment above a popular Cape Town restaurant, the owner of which is also my landlord. Last week, the restaurant had a major leak that took a plumber three days to fix. Fixing a

29 March, 2021
Digital platforms supporting MSMEs through Africa’s COVID-19 crisis
Digital Transformation & Data

Digital platforms supporting MSMEs through Africa’s COVID-19 crisis

The global COVID-19 pandemic has emphasised the importance of connectedness – and micro, small and medium-sized enterprises (MSMEs) across Africa are no exception. As MSMEs begin a path to recovery in 2021, digital platforms can be a way to get them reconnected. The impact of COVID-19 on MSMEs in Africa

15 March, 2021
Africa fintech radar
Digital Transformation & Data

Building the first pan-African fintech census and digital map

Africa Fintech Network (AFN), in partnership with global data analytics firm findexable and independent African think tank Cenfri, are launching the first pan-African fintech census and digital map to track fintech activity across the whole of Africa. The Africa Fintech Radar initiative will drive visibility and awareness of Africa’s fintech innovation ecosystems before a

30 November, 2020
MSME microinsurance
MSMEs, Ecosystems & Economic Opportunity

Managing risks (more) effectively: Rethinking insurance for MSMEs 

MSMEs form the backbone of many economies globally and give rise to economic growth, employment and innovation. The ongoing COVID-19 crisis has highlighted the extreme vulnerability of MSMEs to exogenous shocks and risks. However, the uptake and use of insurance remains extremely low for this group. In sub- Saharan Africa, it

5 November, 2020
The new nexus: digital governance, digital financial services and the SDGs
MSMEs, Ecosystems & Economic Opportunity

Researching outside the box

The benefits and challenges of systems practice for engaged ecosystem research At the beginning of this year, Cenfri set out to understand the tech innovation ecosystems in Cape Town, Nairobi and Lagos, joined (for the Lagos project) by our partners at the Lagos Business School. As perpetually curious researchers, we are well-versed in gathering large quantities of

29 September, 2020