Microinsurance in Mozambique
Microinsurance in Mozambique25 January, 2011 •
This body of work aimed to map the landscape of microinsurance in Mozambique with the objective to identify the barriers to and opportunities for insurance market development and to make regulatory and market-related recommendations for future development. This document provides summaries of the regulatory and insurance industry analyses, the take-up of
formal and informal insurance, profiles of potential microinsurance customers, and an opportunities analysis. For further context details, the demand-side analysis has been made available below.
Access to Insurance in Mozambique diagnostic report
Access to Insurance in Mozambique summary reports
Access to Insurance in Mozambique demand-side analysis
The demand-side analysis used a combination of qualitative and quantitative survey techniques to understand the low-income market’s experience of risk, the severity of different risks and their interaction with insurance where conducive. Focus groups were used to draw out qualitative insights that provided a deeper understanding of perceptions and the motivation behind behaviour.