It is over a decade since the first microinsurance regulations were introduced in India in 2005. With at least 18 insurance supervisors having rolled out microinsurance regulations since the landscape is now vastly different. This report from Access to Insurance Initiative (A2ii) looks back at what supervisory approaches have been undertaken since 2005, and draw lessons from the past.

The report looks forward and examines ongoing and emerging market trends and challenges that insurance supervisors find themselves confronted with, particularly with regard to formalisation, mass distribution and digital technology. Finally, it highlights the areas where supervisory capacity-building will be highly important as inclusive insurance markets worldwide continue to innovate and grow.

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