Understanding retailers’ motivation for providing financial products and services in South Africa

Understanding retailers’ motivation for providing financial products and services in South Africa

29 November, 2013    

A number of financial products and services are offered by or through retailers in South Africa. This spans the broad financial services spectrum including transactional, savings, insurance and credit products.

This 2014 study sought to understand retailers’ motivation for providing these financial services more fully. It studied FMCG retailers, cash-based clothing retailers, credit-based clothing retailers, and furniture and appliance retailers and mapped the landscape of financial services and products offered by these retailers in South Africa, focusing on those who serve low-income segments of the market. In addition, five detailed case studies were conducted on Shoprite Checkers, Pick n Pay, The JD Group, Pep and Edgars.


Download the report Size 1mb
Similar Articles
7 Lessons from 2024
Our work at Cenfri rarely follows the typical rhythms of the calendar year, yet, as 2024 draws to a close, we thought it would be good to reflect o...
Open finance in Africa: The why and the how for context-appropriate implementation
The promise of open finance has led to a rapid proliferation in countries exploring implementation globally. However, it also comes with costs and ...
A pocket guide to navigating the structure of the G20
On 1 December 2024, South Africa will take over the G20 presidency. This is a fantastic opportunity for Africa. In his recent Troika ...
Leveraging agricultural data for more effective policymaking
Policymakers are challenged to develop policies that will have a positive social impact. For instance, input subsidies for farmers have been widely...