Now reading: The case for insurance innovators to consider the cell captive regulatory model

Digital Transformation & Data

Cenfri contributes to building the fundamentals of welfare-enhancing digital economies. We prioritise digital transformation that is inclusive, sustainable, opportunity-creating and has appropriate safeguards. Digital transformation underpins much of our work and ranges from payments digitalisation to digital economy diagnostics, and digital skills assessments to direct digitalisation support.

Cenfri also collaborates with policymakers and other public and private sector stakeholders in data-driven decision-making that is calibrated to the data available and is designed to strengthen the existing skills and data governance processes within these organisations. The Rwanda Economy Digitalisation Programme is our flagship evidence-informed policymaking and data-for-decisions intervention, but we have considerable experience in using evidence to generate insights and inform policymaking and business decision-making with a view to improved economic development outcomes. Our expertise in data, payments and digital identity enables us to contribute to current DPI (digital public infrastructure) conversations.

The case for insurance innovators to consider the cell captive regulatory model
Digital Transformation & Data

The case for insurance innovators to consider the cell captive regulatory model

 In many African countries, the potential for inclusive insurance markets is significant, however, this potential has yet to be fully realised. High entry barriers for new innovative players and regulation that may not effectively accommodate them are important contributing factors.   The cell captive model has emerged as a way for entrepreneurs or organisations with an insurance business

3 May, 2021
Rethinking governance in a digital age
Digital Governance, Digital Financial Services and the SDGs

Rethinking governance in a digital age

WIRED: Social media CEOs hearing can’t defend their business model When Clive Humby (while advising UK retailer Tesco on the use of data in their loyalty programme), invented the now overused mantra that “data is the new oil” he most likely did not anticipate that the analogy would extend to the negative consequences of the oil economy

1 April, 2021
Platforms for employment
Digital Africa

Platforms for employment

Leveraging digital labour platforms to provide jobs for graduates in Nigeria Nigeria faces a huge challenge of unemployment, with 27% of the population out of work. Their graduates are one of the hardest-hit groups: In 2019, 36.3% of graduates lacked formal employment in Nigeria, which is higher than the overall

31 March, 2021
Regulating for innovation toolkit
Digital Governance, Digital Financial Services and the SDGs

Regulating for innovation: A supervisory toolkit

A supervisory toolkit to help regulators navigate their role and guide decisions in regulating for innovation.   The need to create an environment that enables innovation is an increasingly important priority for financial regulators across the developing world. Regulatory mandates have expanded and financial regulators are increasingly legally responsible for the conduct of business, consumer outcomes and proactive market

26 March, 2021
Digital platforms supporting MSMEs through Africa’s COVID-19 crisis
Digital Africa

Digital platforms supporting MSMEs through Africa’s COVID-19 crisis

The global COVID-19 pandemic has emphasised the importance of connectedness – and micro, small and medium-sized enterprises (MSMEs) across Africa are no exception. As MSMEs begin a path to recovery in 2021, digital platforms can be a way to get them reconnected. The impact of COVID-19 on MSMEs in Africa

15 March, 2021
Africa fintech radar
Digital Africa

Building the first pan-African fintech census and digital map

Africa Fintech Network (AFN), in partnership with global data analytics firm findexable and independent African think tank Cenfri, are launching the first pan-African fintech census and digital map to track fintech activity across the whole of Africa. The Africa Fintech Radar initiative will drive visibility and awareness of Africa’s fintech innovation ecosystems before a

30 November, 2020
Behavioural Science

Building foundations for new behavioural scientists in Africa

Behavioural science studies how people behave and tries to answer why they behave in the way they do. This is done by looking at how people process information and how context affects our decisions. Being aware of their customers’ decision-making processes can help financial services providers develop products that really

14 November, 2020
Digital app services in sub-Saharan Africa sees promising start
Behavioural Science

Digital app services in sub-Saharan Africa sees promising start

Expanded smartphone access in Africa underpins evolving consumer behaviour. Smartphone uptake in Africa is growing rapidly. GSMA reported that smartphone adoption in sub-Saharan Africa reached 45% in 2018 – nearly half a billion people – and is projected to reach 66% by 2025. To put that further into perspective, 623

7 October, 2020
How do we develop work-ready youth in a digital age?
Digital Africa

How do we develop work-ready youth in a digital age?

Although Kevin has a master’s degree in science and had been teaching ICT to secondary school students in Kenya for over 25 years, he scored just 61% on a digital skills test run by Cenfri. This test asked participants to research and digitally present a day trip to Nairobi for German

3 September, 2020
The case for insurance innovators to consider the cell captive regulatory model
Digital Transformation & Data

The case for insurance innovators to consider the cell captive regulatory model

 In many African countries, the potential for inclusive insurance markets is significant, however, this potential has yet to be fully realised. High entry barriers for new innovative players and regulation that may not effectively accommodate them are important contributing factors.   The cell captive model has emerged as a way for entrepreneurs or organisations with an insurance business

3 May, 2021
Rethinking governance in a digital age
Digital Governance, Digital Financial Services and the SDGs

Rethinking governance in a digital age

WIRED: Social media CEOs hearing can’t defend their business model When Clive Humby (while advising UK retailer Tesco on the use of data in their loyalty programme), invented the now overused mantra that “data is the new oil” he most likely did not anticipate that the analogy would extend to the negative consequences of the oil economy

1 April, 2021
Platforms for employment
Digital Africa

Platforms for employment

Leveraging digital labour platforms to provide jobs for graduates in Nigeria Nigeria faces a huge challenge of unemployment, with 27% of the population out of work. Their graduates are one of the hardest-hit groups: In 2019, 36.3% of graduates lacked formal employment in Nigeria, which is higher than the overall

31 March, 2021
Regulating for innovation toolkit
Digital Governance, Digital Financial Services and the SDGs

Regulating for innovation: A supervisory toolkit

A supervisory toolkit to help regulators navigate their role and guide decisions in regulating for innovation.   The need to create an environment that enables innovation is an increasingly important priority for financial regulators across the developing world. Regulatory mandates have expanded and financial regulators are increasingly legally responsible for the conduct of business, consumer outcomes and proactive market

26 March, 2021
Digital platforms supporting MSMEs through Africa’s COVID-19 crisis
Digital Africa

Digital platforms supporting MSMEs through Africa’s COVID-19 crisis

The global COVID-19 pandemic has emphasised the importance of connectedness – and micro, small and medium-sized enterprises (MSMEs) across Africa are no exception. As MSMEs begin a path to recovery in 2021, digital platforms can be a way to get them reconnected. The impact of COVID-19 on MSMEs in Africa

15 March, 2021
Africa fintech radar
Digital Africa

Building the first pan-African fintech census and digital map

Africa Fintech Network (AFN), in partnership with global data analytics firm findexable and independent African think tank Cenfri, are launching the first pan-African fintech census and digital map to track fintech activity across the whole of Africa. The Africa Fintech Radar initiative will drive visibility and awareness of Africa’s fintech innovation ecosystems before a

30 November, 2020
Behavioural Science

Building foundations for new behavioural scientists in Africa

Behavioural science studies how people behave and tries to answer why they behave in the way they do. This is done by looking at how people process information and how context affects our decisions. Being aware of their customers’ decision-making processes can help financial services providers develop products that really

14 November, 2020
Digital app services in sub-Saharan Africa sees promising start
Behavioural Science

Digital app services in sub-Saharan Africa sees promising start

Expanded smartphone access in Africa underpins evolving consumer behaviour. Smartphone uptake in Africa is growing rapidly. GSMA reported that smartphone adoption in sub-Saharan Africa reached 45% in 2018 – nearly half a billion people – and is projected to reach 66% by 2025. To put that further into perspective, 623

7 October, 2020
How do we develop work-ready youth in a digital age?
Digital Africa

How do we develop work-ready youth in a digital age?

Although Kevin has a master’s degree in science and had been teaching ICT to secondary school students in Kenya for over 25 years, he scored just 61% on a digital skills test run by Cenfri. This test asked participants to research and digitally present a day trip to Nairobi for German

3 September, 2020
©2008 – 2022 Cenfri. All Rights Reserved | SEO