Latest Publications

Labour unions and financial inclusion in South Africa

How labour unions facilitate the provision of financial services for their members.

 

Labour unions play a critical role in improving the well-being of their members through promoting their rights in the workplace. These members often fall in the lower income market, which is stereotypically underserved by financial service providers. As an organising entity with bargaining power, access to a membership base, footprint and in some instances, significant financial resources at their disposal, unions are well placed to facilitate access to financial services to their members.

Making Access Possible (MAP) DRC

The Democratic Republic of the Congo (DRC) may be one of the most challenging environments for financial services. From both a provider and consumer perspective, infrastructure, a rapidly changing financial services landscape and regional disparities pose significant challenges to the market. In 2014, the Ministry of Finance formally requested UNCDF’s support for its ongoing financial inclusion agenda. It was agreed that the MAP study will form the basis for the development of a multi-stakeholder roadmap for financial inclusion, which in turn will be leveraged as a vehicle towards an integrated financial inclusion strategy in DRC.

Making Access Possible (MAP) Madagascar

The island state of Madagascar has a largely agrarian population vulnerable to the extremes of nature: 72% of adults depend on agriculture, more than 4.2m adults experienced a climate-related shock in the past year, and at least 40% report being uncertain about whether they will have food going forward. Madagascar ranks 154 out of 188 on the human development index, globally, and the GDP per capita is only $402 per year.

Funding the Frontier

The Link Between Inclusive Insurance Markets, Growth and Poverty Reduction

There has been considerable emphasis in development circles on the way insurance markets can contribute to poverty reduction by helping the poor to preserve assets and mitigate the effects of financial shocks, thereby reducing vulnerability. There has also been significant effort to promote microinsurance to low-income people. However, less has been written about the way insurance contributes indirectly to poverty reduction, i.e. by driving economic growth through risk management and the mobilisation of long-term savings, which can then be intermediated into economically productive assets. 

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Latest Publications

Labour unions and financial inclusion in South Africa

How labour unions facilitate the provision of financial services for their members.

 

Labour unions play a critical role in improving the well-being of their members through promoting their rights in the workplace. These members often fall in the lower income market, which is stereotypically underserved by financial service providers. As an organising entity with bargaining power, access to a membership base, footprint and in some instances, significant financial resources at their disposal, unions are well placed to facilitate access to financial services to their members.

Making Access Possible (MAP) DRC

The Democratic Republic of the Congo (DRC) may be one of the most challenging environments for financial services. From both a provider and consumer perspective, infrastructure, a rapidly changing financial services landscape and regional disparities pose significant challenges to the market. In 2014, the Ministry of Finance formally requested UNCDF’s support for its ongoing financial inclusion agenda. It was agreed that the MAP study will form the basis for the development of a multi-stakeholder roadmap for financial inclusion, which in turn will be leveraged as a vehicle towards an integrated financial inclusion strategy in DRC.

Making Access Possible (MAP) Madagascar

The island state of Madagascar has a largely agrarian population vulnerable to the extremes of nature: 72% of adults depend on agriculture, more than 4.2m adults experienced a climate-related shock in the past year, and at least 40% report being uncertain about whether they will have food going forward. Madagascar ranks 154 out of 188 on the human development index, globally, and the GDP per capita is only $402 per year.

Funding the Frontier

The Link Between Inclusive Insurance Markets, Growth and Poverty Reduction

There has been considerable emphasis in development circles on the way insurance markets can contribute to poverty reduction by helping the poor to preserve assets and mitigate the effects of financial shocks, thereby reducing vulnerability. There has also been significant effort to promote microinsurance to low-income people. However, less has been written about the way insurance contributes indirectly to poverty reduction, i.e. by driving economic growth through risk management and the mobilisation of long-term savings, which can then be intermediated into economically productive assets. 

Page 1 of 24
 

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