Now reading: How innovation can boost jobs creation

Governance, Policy & Regulation


Policymakers, regulators and supervisors in emerging markets are under pressure to develop, implement and enforce policy and regulation that conforms to global best practice but is effective locally despite considerable constraints. Cenfri leverages the legal background, policymaking and regulatory experience of key team members and assists via direct regulatory development or policy guidance but more often through technical assistance and skills building. 

Much of our work has been in the financial sector across Africa, Asia and Latin America. This includes an impressive “regulating for innovation” portfolio in support of financial sector regulators who are grappling with innovation or market development mandates in regulatory environments that do not effectively accommodate the range of risks presented by new financial service innovations. We also support improved digital and data governance in Africa. Examples range from creating a set of scenarios on the possible digital futures in Africa, to developing a data-sharing policy for the Government of Rwanda and researching fit-for-context open finance solutions for Africa

African woman using her cellphone
Digital Transformation & Data

How innovation can boost jobs creation

Digital technologies are reshaping economic opportunities in Africa The spread of mobile phones has boosted access to digital financial services, information and networks. Increasing smartphone penetration has also created new income opportunities via digital platforms, social media and other apps where young Africans can connect, sell goods and services, or

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Digital Transformation & Data

Using transaction data for financial inclusion policy insights

Policymakers, development organisations and sometimes even private sector players, often rely on financial inclusion data uncovered through consumer or ‘demand-side’ surveys. However,  insight2impact has been exploring the analysis of financial transaction data to generate new insights on people’s financial behaviour.  We have partnered with government institutions and commercial banks to

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Student accessing technology
Digital Transformation & Data

Digital skills in Africa

How can young people in Africa develop the right skills for employment and income in the digital economy? Our landscaping study on digital skills in Africa explored this issue and trends on the future of work in Africa. The approach of this study focused on identifying recommendations to support digital

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Digital platforms: unlocking economic inclusion in the rising era of smart mobility in Africa
Digital Transformation & Data

Digital platforms: unlocking economic inclusion in the rising era of smart mobility in Africa

The movement of Africa’s rapidly growing urban population will be shaped by digital technologies in the era of smart mobility. Smart mobility is the coming together of various key elements, technology, infrastructure and people, that offers flexible first-to-last mile mobility that is integrated, safe, on-demand, and cost-effective. In twenty years,

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illicit financial flows
Financial Integrity & Identity

The importance of indicators in combatting illicit financial flows

The problem of illicit financial flows is recognised in the SDGs yet little progress has been made in combatting them Illicit financial flows (IFFs) are typically understood as “dirty money” crossing borders. The term covers a number of different cross-jurisdictional crimes including money laundering (ML), bribery, corruption, resource smuggling, human

Read More »
African woman using her cellphone
Digital Transformation & Data

How innovation can boost jobs creation

Digital technologies are reshaping economic opportunities in Africa The spread of mobile phones has boosted access to digital financial services, information and networks. Increasing smartphone penetration has also created new income opportunities via digital platforms, social media and other apps where young Africans can connect, sell goods and services, or

Digital Transformation & Data

Using transaction data for financial inclusion policy insights

Policymakers, development organisations and sometimes even private sector players, often rely on financial inclusion data uncovered through consumer or ‘demand-side’ surveys. However,  insight2impact has been exploring the analysis of financial transaction data to generate new insights on people’s financial behaviour.  We have partnered with government institutions and commercial banks to

Student accessing technology
Digital Transformation & Data

Digital skills in Africa

How can young people in Africa develop the right skills for employment and income in the digital economy? Our landscaping study on digital skills in Africa explored this issue and trends on the future of work in Africa. The approach of this study focused on identifying recommendations to support digital

Digital platforms: unlocking economic inclusion in the rising era of smart mobility in Africa
Digital Transformation & Data

Digital platforms: unlocking economic inclusion in the rising era of smart mobility in Africa

The movement of Africa’s rapidly growing urban population will be shaped by digital technologies in the era of smart mobility. Smart mobility is the coming together of various key elements, technology, infrastructure and people, that offers flexible first-to-last mile mobility that is integrated, safe, on-demand, and cost-effective. In twenty years,

Delivering online skills training in Africa: Three keys to a successful program
Digital Transformation & Data

Delivering online skills training in Africa: Three keys to a successful programme

The shortage of data science skills is a major challenge for Africa. With relatively few local educational institutions offering dedicated data science degrees, the small contingent of existing Africa-based data scientists tend to have varied backgrounds – and they often acquire their data science skills by piecing together a range

Digital Transformation & Data

What do we really know about digital solutions catalysing agribusiness in Africa for women?

Nearly US$3 billion has been generated through agribusiness in Africa, touching the lives of over 33 million users of digital solutions in this space. Digitisation in agribusiness has the potential to unlock greater value for sustainable livelihoods on the continent, especially those of women farmers, who often fall behind in

illicit financial flows
Financial Integrity & Identity

The importance of indicators in combatting illicit financial flows

The problem of illicit financial flows is recognised in the SDGs yet little progress has been made in combatting them Illicit financial flows (IFFs) are typically understood as “dirty money” crossing borders. The term covers a number of different cross-jurisdictional crimes including money laundering (ML), bribery, corruption, resource smuggling, human

Households
Digital Transformation & Data

Reaching for the future, searching for a vision for Africa’s digital economy

Digitalisation is disrupting markets and economic structures globally, and even advanced economies do not have a clear view of the new economy and the rules that will govern it. While it is clear that we’re going through a period of disruption and change, it’s not yet clear which of the disrupters will