Improved economic opportunity and more resilient livelihoods are key to sustainable development in emerging markets. Interventions designed to support micro, small and medium-sized businesses (MSMEs), startup ecosystems and more established value-chains need to be effective in unlocking innovation and employment if they are to contribute to economic growth. Cenfri undertakes several areas of related work including:
Digital economy diagnostics
Support for fintech innovation and research on the platform economy
Digital transformation of MSMEs (including innovations in logistics and digital tools for tourism businesses)
MSME finance – payments, credit, investment and resilience (rethinking insurance to meet MSME needs and better manage the risks they face)
MSME segmentation
Technical assistance to the private sector
Scenarios linked to the future of work and food security
The GIZ Compendium on how to improve insurance for MSMEs in a number of countries. The work compiled in this compendium includes knowledge-building products, training concepts for MSMEs and the insurance industry as well as innovative approaches to design and deliver insurance and risk management services to MSMEs.
In sub-Saharan Africa (SSA), micro, small and medium enterprises (MSMEs) make vital contributions to growth, employment and livelihoods, representing more than 90% of businesses and employing about 60% of workers. However, the full potential of MSMEs is often not realised as they are highly exposed to risks that threaten their
On-demand transport services and insurtech Whether as a customer or a business, digital platforms that connect people and services are ubiquitous today. The adoption of technology in food logistics has presented the opportunity to transform agricultural and food systems with tools that are cheaper and quicker to implement. App-based logistics and transport systems have
Recommendations to support digital start-ups Cenfri supported Digital Financial in producing a technical guide on the creation of a fund to support a digital start-up ecosystem in Ethiopia. This work was commissioned by the Ministry of Finance (MoF) of Ethiopia in partnership with Digital Pathways at University of Oxford and
In 2020, the Africa Fintech Network (AFN), in partnership with findexable and Cenfri, launched the Africa Fintech Radar project. This ongoing initiative strives to showcase and track fintechs operating in Africa through a live listing. The Radar provides critical information to understand the challenges, opportunities and levers for fintech
A framework for enabling access to finance for MSMEs in Africa Micro, small and medium enterprises (MSMEs) have been cited as one of the strongest drivers of economic development, job creation and innovation. Yet one of the biggest constraints stifling MSMEs growth, particularly in Africa, is the difficulty associated with accessing finance (Bruhn et al.,
A guidebook using nine Asian countries (Cambodia, India, Laos, Mongolia, Myanmar, the Philippines and Vietnam) under the GIZ Integrated Climate and Disaster Risk Management Framework. Micro-, small- and medium-sized enterprises (MSMEs) form the backbone of many economies globally. They contribute considerably to economic growth, employment and innovation. The IFC estimates that MSMEs account
Unlocking the SME insurance market through a holistic approach to building resilience. I recently moved into an apartment above a popular Cape Town restaurant, the owner of which is also my landlord. Last week, the restaurant had a major leak that took a plumber three days to fix. Fixing a
The global COVID-19 pandemic has emphasised the importance of connectedness – and micro, small and medium-sized enterprises (MSMEs) across Africa are no exception. As MSMEs begin a path to recovery in 2021, digital platforms can be a way to get them reconnected. The impact of COVID-19 on MSMEs in Africa
Africa Fintech Network (AFN), in partnership with global data analytics firm findexable and independent African think tank Cenfri, are launching the first pan-African fintech census and digital map to track fintech activity across the whole of Africa. The Africa Fintech Radar initiative will drive visibility and awareness of Africa’s fintech innovation ecosystems before a
The GIZ Compendium on how to improve insurance for MSMEs in a number of countries. The work compiled in this compendium includes knowledge-building products, training concepts for MSMEs and the insurance industry as well as innovative approaches to design and deliver insurance and risk management services to MSMEs.
In sub-Saharan Africa (SSA), micro, small and medium enterprises (MSMEs) make vital contributions to growth, employment and livelihoods, representing more than 90% of businesses and employing about 60% of workers. However, the full potential of MSMEs is often not realised as they are highly exposed to risks that threaten their
On-demand transport services and insurtech Whether as a customer or a business, digital platforms that connect people and services are ubiquitous today. The adoption of technology in food logistics has presented the opportunity to transform agricultural and food systems with tools that are cheaper and quicker to implement. App-based logistics and transport systems have
Recommendations to support digital start-ups Cenfri supported Digital Financial in producing a technical guide on the creation of a fund to support a digital start-up ecosystem in Ethiopia. This work was commissioned by the Ministry of Finance (MoF) of Ethiopia in partnership with Digital Pathways at University of Oxford and
In 2020, the Africa Fintech Network (AFN), in partnership with findexable and Cenfri, launched the Africa Fintech Radar project. This ongoing initiative strives to showcase and track fintechs operating in Africa through a live listing. The Radar provides critical information to understand the challenges, opportunities and levers for fintech
A framework for enabling access to finance for MSMEs in Africa Micro, small and medium enterprises (MSMEs) have been cited as one of the strongest drivers of economic development, job creation and innovation. Yet one of the biggest constraints stifling MSMEs growth, particularly in Africa, is the difficulty associated with accessing finance (Bruhn et al.,
A guidebook using nine Asian countries (Cambodia, India, Laos, Mongolia, Myanmar, the Philippines and Vietnam) under the GIZ Integrated Climate and Disaster Risk Management Framework. Micro-, small- and medium-sized enterprises (MSMEs) form the backbone of many economies globally. They contribute considerably to economic growth, employment and innovation. The IFC estimates that MSMEs account
Unlocking the SME insurance market through a holistic approach to building resilience. I recently moved into an apartment above a popular Cape Town restaurant, the owner of which is also my landlord. Last week, the restaurant had a major leak that took a plumber three days to fix. Fixing a
The global COVID-19 pandemic has emphasised the importance of connectedness – and micro, small and medium-sized enterprises (MSMEs) across Africa are no exception. As MSMEs begin a path to recovery in 2021, digital platforms can be a way to get them reconnected. The impact of COVID-19 on MSMEs in Africa
Africa Fintech Network (AFN), in partnership with global data analytics firm findexable and independent African think tank Cenfri, are launching the first pan-African fintech census and digital map to track fintech activity across the whole of Africa. The Africa Fintech Radar initiative will drive visibility and awareness of Africa’s fintech innovation ecosystems before a
