This note introduces a tool and approach to assist financial inclusion users in better understanding, interpreting and using their data. Adoption of this tool will enable the entire financial inclusion community to produce better research. This will increase credibility among users, as well as onlookers.

Financial inclusion users often have to choose between the reported figures of rival surveys. They also often want to understand whether and how the financial inclusion situation is changing. Users may take the figures at face value. Doing this may create confusion and lead to inappropriate interpretation and interventions.