Gakere is a 49-year-old mechanic from Nairobi, and like 77% of adults in Kenya, he does not have National Hospital Insurance Fund (NHIF) or private
Real-time retail payments that enable consumers to send and receive cross-border and domestic transactions digitally are on the rise globally. The increasing proliferation of
Consumers face several frustrations with the potential to affect their experience of digital financial services. These include system glitches, inappropriate design, fraud, cybercrime, data breaches,
To support regulatory authorities in sub-Saharan Africa in promoting inclusive insurance market development, there is a need to strike a balance between innovation and the
The authors of this report would like to acknowledge the support of the International Dialogue on Consumer Protection in Context of the SDGs, coordinated by
The retail and trade (merchant) sector is one of the priority sectors for the Rwanda Economy Digitalisation Programme. The sector and its upstream activities generate
In Uganda, refugees and asylum seekers struggle to cash out their remittances due to challenging and time-consuming identity verification processes. This is one observation from
Capacity-development is a vital part of the Rwanda Economy Digitalisation programme and beyond the hosting of training courses, the aim is to cultivate a hub
Despite the best efforts of sub-Saharan African (SSA) insurers, most African citizens and small businesses do not yet have insurance. Our recent research in eight
Learnings from the Remittance Access Initiative (RAI) in partnership with IFAD’s Financing Facility for Remittances Cenfri, in partnership with IFAD’s Financing Facility for Remittances recently
Agriculture plays a major role in the Rwandan economy: close to 75% of the population’s livelihood depends on farming. However, the majority of these farmers
Will CBDC solve your financial inclusion woes or further exclude the vulnerable? Central bank-backed digital currency (CBDC) may alleviate financial exclusion barriers, but it comes
Kigali, Monday 29th August 2022 – The Smart Africa Alliance welcomes Cenfri as an international non-profit member to advance Smart Africa’s digital transformation initiatives. With
The value of non-legally binding guidance Regulation is the regulator’s strongest and most fundamental tool; but it can take years to be published. In Zambia,
Cenfri has deepened its work on CBDC amid growing interest from central banks Central Bank Digital Currency (CBDC) has emerged as a key consideration for
Nothing illustrates the incredible power of data-driven decision-making more than the recent COVID-19 pandemic. Lamenting the disparities in genomic sequencing data from high versus lower-middle
Micro, small and medium-sized enterprises in Egypt Micro, small and medium-sized enterprises (MSMEs) play a fundamental role in the Egyptian economy – they drive more
One of the reasons so much emphasis is placed on digitalisation is that people hope digital technology will solve common, but hereto unresolved, challenges. While
Opportunities await insurers and tech providers who are willing to work together Insurance is a key tool that provides businesses with protection and resilience against
About the Insurance Innovation Dialogue To support insurance regulatory authorities in sub-Saharan Africa strike a balance between innovation and risk, FSD Africa set up the
Insurers can partner with digital platforms, lenders and insurance aggregators to offer better products that matter for MSMEs. Despite being heavily underfinanced, micro, small and
The role of enabling identity regulation in Ghana Recent data shows that remittances continue to play a critical role in Ghana. According to Ghana’s 2020
Small and medium enterprises (SMEs) are considered engines of economic growth and development, especially in developing economies, yet they continue to be disproportionately rejected from
The Rwanda Economy Digitalisation Programme aims to support the Government of Rwanda in its vision of building an inclusive digital economy using data-driven policymaking. To
Early insights from IFAD’s Financing Facility for Remittances and Cenfri Our work with IFAD to improve remittance access across seven African countries has shown that
A changing climate affects everyone, but it’s the world’s poorest and most vulnerable, predominantly women and girls, who bear the brunt of environmental, economic and
A demand-side perspective of the risk management and resilience needs of remittance senders from South Africa to Ghana, Malawi and Zimbabwe Remittance-linked insurance products (RLIPs)
On-demand transport services and insurtech Whether as a customer or a business, digital platforms that connect people and services are ubiquitous today. The adoption of technology in food
How Cenfri makes systemic change happen In helping to build a world of opportunity and greater equality, where people and societies thrive, and where the
