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Our research explores the role of the financial sector and financial services in improving societal outcomes

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Latest Insights
Building concrete markets: The role of insurance in property markets in Africa
The housing shortfall in Africa is immense. For instance, the World Bank (2017) estimates that across eight countries in West Africa about 800,000 new housing units are needed every year to address the housing shortages. Yet, banks in these countries collectively only issue 15,000 new mortgages per year. Similar shortages also exist in the commercial and industrial [...]
The curious case of migration and remittances in SSA
Migration is on the rise in sub-Saharan [...]
Making consumers interoperable: Biometrics and financial inclusion in sub-Saharan Africa
A recent study by the World Bank shows [...]
Using technology to build loyalty among insurance customers
Mary is the owner of a small business [...]
Beyond the numbers: Tailoring insurance cover for MSMEs
Micro, small and medium-sized [...]
Latest Research
The benefits and potential risks of digital fiat currencies
Cryptocurrency has taken the financial world by storm since 2008 through its ability to deliver [...]
Exploring barriers to remittances in sub-Saharan Africa
On average, the remittance market in Africa is the most expensive in the world. The latest data [...]
Strong foundations: Assessing the role of the insurance sector in property market development
The housing shortfall in Africa is immense. For instance, the World Bank (2017) estimates that [...]
The role of insurance regulators in dealing with consumer data protection risks
Across industries, businesses are collecting, storing and using increasing amounts of consumer [...]
What can behavioural science tell us about the financial decisions of women?
Women are significantly less likely to use formal banking services than men, due to a range of [...]
Where are the flows? Exploring barriers to remittances in sub-Saharan Africa
Remittance flows represent an increasingly important source of income for sub-Saharan Africa (SSA). [...]
Latest News & Events
Focus Group on Digital Currency including Digital Fiat Currency
The release of Bitcoin in 2008 triggered the emergence of digital currencies to disrupt [...]

18 July 2018
25th SWIFT African Regional Conference
On 20-22 June over 500 leading financial services executives from over 40 countries [...]

28 June 2018
Barriers to remittances in sub-Saharan Africa
The barriers to remittances in sub-Saharan Africa (SSA) series is a set of seven notes [...]

20 June 2018