| South Africa | Africa | ABSA | New data and analytics | Lack of information on consumers | instantlife.co.za |
| Tanzania | Africa | ACRE/Syngenta Foundation
for Sustainable Agriculture | Index-based insurance | Constrained business models | indexinsuranceforum.org |
| Tanzania | Africa | ACRE/Syngenta Foundation
for Sustainable Agriculture | Index-based insurance | Lack of information on consumers | indexinsuranceforum.org |
| Kenya | Africa | ACRE/Syngenta Foundation
for Sustainable Agriculture | Index-based insurance | Constrained business models | indexinsuranceforum.org |
| Kenya | Africa | ACRE/Syngenta Foundation
for Sustainable Agriculture | Index-based insurance | Lack of information on consumers | indexinsuranceforum.org |
| Cameroon | Africa | Activa Makala | Technology-enabled partnerships | Inadequate access to consumers | activa-cameroun.com |
| South Africa | Africa | Aerobotics | Index-based insurance | Constrained business models | aerobotics.co |
Thailand
| Asia | AIS | Technology-enabled partnerships | Inadequate access to consumers | cigna.co.th |
| India | Asia | Arya.ai | New data and analytics | Lack of information on consumers | arya.ai |
| India | Asia | Aureus Analytics | New data and analytics | Lack of information on consumers | aureusanalytics.com |
Brazil
| Latin America | Banco do brasil | New data and analytics | Lack of information on consumers | bbseguros.com.br |
| India | Asia | Bank Bazaar | Digital platform | Inadequate access to consumers | bankbazaar.com |
Guatemala
| Latin America | Banrural and Aseguradora Rural | Index-based insurance
| Constrained business models | aseguradorarural.com.gt |
Guatemala
| Latin America | Banrural and Aseguradora Rural | Index-based insurance | Lack of information on consumers | aseguradorarural.com.gt |
| India | Asia | Basix, ICICI and Lombard | Index-based insurance | Lack of information on consumers
| basixindia.com |
| India | Asia | Basix, ICICI and Lombard | Index-based insurance | Constrained business models
| basixindia.com |
| Brazil | Latin America | Bidu | Digital platform | Consumers inexperienced with formal financial services | bidu.com |
| Peru | Latin America | Bim Apeseg | Digital platform | Inadequate access to consumers
| semanaeconomica.com |
| Brazil | Latin America | Bima
| Technology-enabled partnerships
| Inadequate access to consumers | bimamobile.com |
| Honduras | Latin America | Bima, Tigo
| Technology-enabled partnerships
| Inadequate access to consumers | tigo.com |
| Paraguay | Latin America | Bima
| Technology-enabled partnerships
| Inadequate access to consumers | bima.com.py |
| Haiti | Latin America | Bima, Digicel | Technology-enabled partnerships | Inadequate access to consumers | digicelgroup.com |
| Philippines | Asia | Bima | Technology-enabled partnerships | Inadequate access to consumers | bima.com.ph |
Bangladesh
| Asia | Bima, Milvik | Technology-enabled partnerships | Inadequate access to consumers | milvikbd.com |
| Fiji | Asia | Bima, Digicel | Technology-enabled partnerships | Inadequate access to consumers
| bima.com.fj |
| Pakistan | Asia | Bima, Milvik | Technology-enabled partnerships | Inadequate access to consumers | milvikpakistan.com |
| Ghana | Africa | Bima | Technology-enabled partnerships | Inadequate access to consumers | bima.com.gh |
| Cambodia | Asia | Bima | Technology-enabled partnerships | Inadequate access to consumers | bima.com.kh |
| Indonesia | Asia | Bima | Technology-enabled partnerships | Inadequate access to consumers | bimamobile.com |
| Sri Lanka | Asia | Bima | Technology-enabled partnerships | Inadequate access to consumers | dialog.lk |
| Papua New Guinea | Asia | Bima, Digicel | Technology-enabled partnerships | Inadequate access to consumers | pngfamilylife.com |
| Senegal | Africa | Bima, Tigo Senegal and Union
des Assurances du Sénégal – Vie (UASen-Vie) | Technology-enabled partnerships | Inadequate access to consumers | tigo.sn |
| Senegal | Africa | Bima, Tigo Senegal and Union
des Assurances du Sénégal – Vie (UASen-Vie) | Technology-enabled partnerships | Consumers inexperienced with formal financial services | bimamobile.com |
| Tanzania | Africa | Bima, Tigo Tanzania | Technology-enabled partnerships | Inadequate access to consumers | tigo.co.tz |
| Zimbabwe | Africa | Blue Marble | New data and analytics | Constrained business models | bluemarblemicro.com |
| India | Asia | BNSL and MS General
Insurance Ltd | Technology-enabled partnerships | Inadequate access to consumers | oneindia.com |
| Brazil | Latin America | Bradesco | Digital platform | Inadequate access to consumers | oneindia.com |
| Brazil | Latin America | Bradesco | Digital platform | Constrained business models | oneindia.com |
| South Africa | Africa | Byte Money | Digital platform | Inadequate access to consumers | bytemoney.co.za |
| Morocco | Africa | Capgemini | Digital platform | Constrained business models | capgemini.com |
| Brazil | Latin America | Car10 | Digital platform | Inadequate access to consumers | home.car10.com.br |
| India | Asia | CarIQ | New data and analytics | Lack of information on consumers | mycariq.com |
| South Africa | Africa | Cassava | Technology-enabled partnerships | Inadequate access to consumers | cassavafintech.com |
| Kenya | Africa | CIC | Technology-enabled partnerships | Inadequate access to consumers | cic.co.ke |
| Mexico | Latin America | Cignifi | New data and analytics | Lack of information on consumers | cignifi.com |
| Brazil | Latin America | Cignifi | New data and analytics | Lack of information on consumers | cignifi.com |
| India | Latin America | Cignifi | New data and analytics | Lack of information on consumers | cignifi.com |
| Bangladesh | Latin America | Cignifi | New data and analytics | Lack of information on consumers | cignifi.com |
| Brazil | Latin America | Citymile | Demand-based insurance | Lack of information on consumers | citymile.com.br
|
| Ghana | Africa | Claim sync | Digital platform | Constrained business models | claimsync.com |
| South Africa | Africa | ClaimCentral | Digital platform | Constrained business models | claimcentral.com.au |
| Thailand | Asia | ClaimDi | Digital platform | Inadequate access to consumers | claimdi.com |
| Brazil | Latin America | Clearsale | New data and analytics | Lack of information on consumers | br.clear.sale |
| Brazil | Latin America | Clearsale | New data and analytics | Constrained business models | br.clear.sale |
| Brazil | Latin America | Clearsale | New data and analytics | Different and new consumer needs | br.clear.sale |
| South Africa | Africa | Click2sure | Digital platform | Constrained business models | click2sure.co.za |
| South Africa | Africa | Click2sure | Digital platform | Inadequate access to consumers | click2sure.co.za |
| South Africa | Africa | Click2sure | Digital platform | Different and new consumer needs | click2sure.co.za |
South Africa
| Africa | Clickatell and Metropolitan Insurance | Technology-enabled partnerships | Inadequate access to consumers | clickatell.com |
| Chile | Latin America | Compara online | Digital platform | Inadequate access to consumers | comparaonline.com.br |
| Brazil | Latin America | Consis International | Digital platform | Constrained business models | consisint.com |
| India | Asia | conVRse | Digital platform | Consumers inexperienced with formal financial services | |
| India | Asia | CoverFox | Digital platform | Inadequate access to consumers | coverfox.com |
| India | Asia | Datasigns | New data and analytics | Lack of information on consumers | hubhloans.com |
| South Africa | Africa | DigiBot | New data and analytics | Consumers inexperienced with formal financial services | digibot.co.za |
| South Africa | Africa | DigiBot | New data and analytics | Inadequate access to consumers | digibot.co.za |
| South Africa | Africa | DigiBot | New data and analytics | Constrained business models | digibot.co.za |
| South Africa | Africa | Discovery Insure Vitality | New data and analytics | Lack of information on consumers | discovery.co.za |
| South Africa | Africa | Discovery Vitality | New data and analytics | Lack of information on consumers | discovery.co.za |
| South Africa | Africa | dotxml | Digital platform | Constrained business models | dotxmltech.com |
| India | Asia | Dreamtekis | Digital platform | Constrained business models | dreamtekis.com |
| Thailand | Asia | DTAC and Muang Thai Insurance | Technology-enabled partnerships | Inadequate access to consumers | dtac.co.th |
| Brazil | Latin America | DualK | Digital platform | Different and new consumer needs | dualk.com |
| India | Asia | Duck Creek Technologies | Digital platform | Constrained business models | duckcreek.com |
| Pakistan | Asia | Easy insurance | Digital platform | Inadequate access to consumers | easyinsurance.com |
| Pakistan | Asia | Easypaisa | Technology-enabled partnerships | Inadequate access to consumers | easypaisa.com.pk |
| India | Asia | EasyPolicy | Digital platform | Inadequate access to consumers | easypolicy.com.pk |
| India | Asia | EasyPolicy | Digital platform | Consumers inexperienced with formal financial services | easypolicy.com.pk |
| China | Asia | eBaoTech | New data and analytics | Constrained business models | ebaotech.com |
| India | Asia | eKincare | New data and analytics | Lack of information on consumers | ekincare.com |
| South Africa | Africa | Emerge | New data and analytics | Inadequate access to consumers | emergeml.com |
| Pakistan | Asia | Express Care | Digital platform | Different and new consumer needs | expresscare.pk |
| Pakistan | Asia | Express Care | Digital platform | Constrained business models | expresscare.pk |
| South Africa | Africa | FinChatBot | New data and analytics | Consumers inexperienced with formal financial services | finchatbot.com |
| South Africa | Africa | FinChatBot | New data and analytics | Inadequate access to consumers | finchatbot.com |
| South Africa | Africa | FinChatBot | New data and analytics | Constrained business models | finchatbot.com |
| South Africa | Africa | Fo-Sho | Peer-to-peer | Lack of information on consumers | fo-sho.co.za |
| South Africa | Africa | Fo-Sho | Peer-to-peer | Inadequate access to consumers | fo-sho.co.za |
| South Africa | Africa | Fo-Sho | Peer-to-peer | Constrained business models | fo-sho.co.za |
| South Africa | Africa | Genasys | Digital platform | Constrained business models | genasys.co.za |
| Venezuela | Latin America | General Claims | Digital platform | Constrained business models | gclaims.com.br |
| Brazil | Latin America | Genial Seguros | Digital platform | Inadequate access to consumers | genialseguros.com.br |
| Ghana | Africa | Gifted Mom Mobile Insurance | Digital platform | Inadequate access to consumers | giftedmom.co |
| Phillipines | Asia | Go Bear
| Digital platform | Inadequate access to consumers | gobear.com |
| South Africa | Africa | Go Cover | Demand-based insurance | Different and new consumer needs
| sanlam.co.za |
| India | Asia | Goqii
| Digital platform | Different and new consumer needs | goqii.com |
| India | Asia | HDFC ERGO | Index-based insurance | Constrained business models | hdfcergo.com |
| India | Asia | HDFC ERGO | Index-based insurance | Lack of information on consumers | hdfcergo.com |
| China | Asia | Hejin Online | Digital platform | Constrained business models | hejinonline.com |
| South Africa | Africa | Hello doctor Kenya | Technology-enabled partnerships | Inadequate access to consumers | hellodoctor.co.za |
| South Africa | Africa | Hello doctor Kenya | Technology-enabled partnerships | Different and new consumer needs | hellodoctor.co.za |
| South Africa | Africa | Hello doctor Kenya | Technology-enabled partnerships | Consumers inexperienced with formal financial services | hellodoctor.co.za |
| Peru | Latin America | Hello Zum | Digital platform | Lack of information on consumers | hellozum.com |
| South Africa | Africa | Hepstar | Digital platform | Constrained business models | hepstar.com |
| South Africa | Africa | Hippo | Digital platform | Inadequate access to consumers | hippo.co.za |
| South Africa | Africa | Hippo | Digital platform | Consumers inexperienced with formal financial services | hippo.co.za |
| China | Asia | Huize | Digital platform | Inadequate access to consumers | huize.com |
| China | Asia | Huize | Digital platform | Consumers inexperienced with formal financial services | huize.com |
| Brazil | Latin America | i4pro | Digital platform | Constrained business models | i4pro.com.br |
| India | Asia | IBEXI | Digital platform | Constrained business models | ibexi.com |
| Kenya | Africa | IBLI | Index-based insurance | Lack of information on consumers | ibli.ilri.org |
| Kenya | Africa | IBLI | Index-based insurance | Constrained business models | ibli.ilri.org |
| India | Asia | ICareU | Demand-based insurance | Lack of information on consumers | icareu.in |
| India | Asia | IDEA Cellular and Birla Sun Life Insurance | Technology-enabled partnerships | Inadequate access to consumers | ideacellular.com |
| India | Asia | IFFCO TOKIO | New data and analytics | Lack of information on consumers | iffcotokio.co.in |
| India | Asia | IFFCO TOKIO IBI | Index-based insurance | Lack of information on consumers | iffcotokio.co.in |
| India | Asia | IFFCO TOKIO IBI | Index-based insurance | Constrained business models | iffcotokio.co.in |
| Kenya | Africa | InclusivitySolutions Equitel | Technology-enabled partnerships | Inadequate access to consumers | inclusivitysolutions.com |
| Rwanda | Africa | InclusivitySolutions Airtel-Tigo | Technology-enabled partnerships | Inadequate access to consumers | inclusivitysolutions.com |
| South Africa | Africa | InclusivitySolutions | Digital platform | Constrained business models | inclusivitysolutions.com |
| South Africa | Africa | Infiniti Online | New data and analytics | Inadequate access to consumers | |
| Asia | Asia | InsuredHQ | Digital platform | Inadequate access to consumers | insuredhq.com |
| Asia | Asia | InsuredHQ | Digital platform | Constrained business models | insuredhq.com |
| India | Asia | Insuring India | Digital platform
| Inadequate access to consumers | insuringindia.com |
| Kenya | Africa | Inuka Pap | Digital platform
| Inadequate access to consumers | inukapap.co.ke |
| Kenya | Africa | Inuka Pap | Digital platform
| Different and new consumer needs | inukapap.co.ke |
| Indonesia | Asia | Jagadiri | Digital platform
| Inadequate access to consumers | jagadiri.co.id |
| Tanzania | Africa | Jamii | Technology-enabled partnerships | Inadequate access to consumers | jamiiafrica.com |
| Pakistan | Asia | Jazz Cash
| Technology-enabled partnerships | Inadequate access to consumers | microensure.com |
| Brazil | Latin America | Kakau Insurance | New data and analytics | Inadequate access to consumers | kakau.co |
| Kenya | Africa | Kakbima | Digital platform | Inadequate access to consumers | kakbima.com |
| Kenya | Africa | KCB Group | Technology-enabled partnerships | Inadequate access to consumers | mastercardfdn.org |
| Kenya | Africa | KCB Group | Technology-enabled partnerships | Inadequate access to consumers
Different and new consumer needs | mastercardfdn.org |
| Kenya | Africa | KCB Group | Technology-enabled partnerships | Consumers inexperienced with formal financial services | mastercardfdn.org |
| Kenya | Africa | Kenya Orient Insurance Ltd | Technology-enabled partnerships | Inadequate access to consumers | facebook.com/ |
| Rwanda | Africa | ACRE Kilimo Salama | Index-based insurance | Constrained business models | kilimosalama.wordpress.com |
| Rwanda | Africa | ACRE Kilimo Salama | Index-based insurance | Index-based insurance | kilimosalama.wordpress.com |
| Tanzania | Africa | ACRE Kilimo Salama | Index-based insurance | Constrained business models | kilimosalama.wordpress.com |
| Tanzania | Africa | ACRE Kilimo Salama | Index-based insurance | Index-based insurance | kilimosalama.wordpress.com |
| Kenya | Africa | ACRE Kilimo Salama | Index-based insurance | Lack of information on consumers |
kilimosalama.wordpress.com |
| South Africa | Africa | Kindle Technologies | Digital platform | Constrained business models | kindle.co.za |
| Argentina | Latin America | Klimber | New data and analytics | Lack of information on consumers | klimber.com |
| Peru | Latin America | La Positiva | Digital platform | Technology-enabled partnerships | larepublica.pe |
| South Africa | Africa | Lumkani | New data and analytics | Different and new consumer needs | lumkani.com |
| South Africa | Africa | Lumkani | New data and analytics | Lack of information on consumers | lumkani.com |
| Brazil | Latin America | Mapfre | Digital platform | Inadequate access to consumers | mapfre.com.br |
| Guatemala | Latin America | MiCRO | Index-based insurance | Lack of information on consumers | microrisk.org |
| El Salvador | Latin America | MiCRO | Index-based insurance | Lack of information on consumers | microrisk.org |
| Guatemala | Latin America | MiCRO | Index-based insurance | Constrained business models | microrisk.org |
| El Salvador | Latin America | MiCRO | Index-based insurance | Constrained business models | microrisk.org |
| Bangladesh | Asia | MicroEnsure | Technology-enabled partnerships | Inadequate access to consumers | microensure.com |
| India | Asia | MicroEnsure | Technology-enabled partnerships | Inadequate access to consumers | microensure.com |
| Vietman | Asia | MicroEnsure | Technology-enabled partnerships | Inadequate access to consumers | microensure.com |
| Pakistan | Asia | MicroEnsure | Technology-enabled partnerships | Inadequate access to consumers | microensure.com |
| Philippines | Asia | MicroEnsure | Technology-enabled partnerships | Inadequate access to consumers | microensure.com |
| Madagascar | Africa | MicroEnsure | Technology-enabled partnerships | Inadequate access to consumers | microensure.com |
| Malawi | Africa | MicroEnsure | Technology-enabled partnerships | Inadequate access to consumers | microensure.com |
| Tanzania | Africa | MicroEnsure | Technology-enabled partnerships | Inadequate access to consumers | microensure.com |
| Nigeria | Africa | MicroEnsure | Technology-enabled partnerships | Inadequate access to consumers | microensure.com |
| Zambia | Africa | MicroEnsure | Technology-enabled partnerships | Inadequate access to consumers | microensure.com |
| Brazil | Latin America | Minuto Seguros | Digital platform | Consumers inexperienced with formal financial services | minutoseguros.com.br |
| South Africa | Africa | MobiLife | Technology-enabled partnerships | Inadequate access to consumers | mobi.co.za |
| South Africa | Africa | MobiLife | Technology-enabled partnerships | Different and new consumer needs | mobi.co.za |
| Kenya | Africa | MTIBA | Technology-enabled partnerships | Different and new consumer needs | m-tiba.co.ke |
| Kenya | Africa | MTIBA | Technology-enabled partnerships | Inadequate access to consumers | m-tiba.co.ke |
| Uganda | Africa | MTN aYo | Technology-enabled partnerships | Inadequate access to consumers | ayo4u.com |
| Ghana | Africa | MTN mi-Life | Technology-enabled partnerships | Inadequate access to consumers | insurancechat.co.za |
| Ghana | Africa | MTN aYo | Technology-enabled partnerships | Inadequate access to consumers | ayo4u.com |
| Nigeria | Africa | MTN, Yello Life | Technology-enabled partnerships | Inadequate access to consumers | facebook.com |
| Brazil | Latin America | Mutual.life | Peer-to-Peer | Different and new consumer needs | mutual.life |
| South Africa | Africa | Naked | New data and analytics
| Inadequate access to consumers | naked.insure |
| India | Asia | NanoHealth | Digital platform | Different and new consumer needs | nanohealth.in |
| India | Asia | NanoHealth | Digital platform | Consumers inexperienced with formal financial services | nanohealth.in |
| India | Asia | Niki.ia
| New data and analytics | Lack of information on consumers | niki.ai |
| Mali | Africa | Tin Nogoya | Technology-enabled partnerships | Different and new consumer needs | gsma.com |
| Mali | Africa | Tin Nogoya
| Technology-enabled partnerships | Inadequate access to consumers | gsma.com |
| South Africa | Africa | Nuvalaw | Digital platform | Constrained business models | nuvalaw.com |
| Ivory Coast | Africa | Orange Money | Technology-enabled partnerships | Inadequate access to customers | orange.ci |
| Brazil | Latin America | Onli | Digital platform | Inadequate access to consumers | onli.com.br |
| South Africa | Africa | Outsurance | New data and analytics | Constrained business models | outsurance.co.za |
| South Africa | Africa | Outsurance | New data and analytics | Lack of information on consumers | outsurance.co.za |
| South Africa | Africa | Outsurance | Digital platform | Inadequate access to consumers | outsurance.co.za |
| South Africa | Africa | Outsurance | Digital platform | Consumers inexperienced with formal financial services | outsurance.co.za |
| Malaysia | Asia | Pactera | New data and analytics | Constrained business models | pactera.com |
| India | Asia | Payworld | Digital platform | Inadequate access to consumers | payworldindia.com |
| India | Asia | Pentation Analytics | New data and analytics | Lack of information on consumers | pentationanalytics.com |
| Kenya | Africa | Pesabazaar | Digital platform | Inadequate access to consumers | pesabazaar.com |
| South Africa | Africa
| Pineapple | Peer-to-peer | Inadequate access to consumers | pineapple.co.za |
| South Africa | Africa | Pineapple | Peer-to-peer | Lack of information on consumers | pineapple.co.za |
| South Africa | Africa | Pineapple | Peer-to-peer | Constrained business models | pineapple.co.za |
| Brazil | Latin America | Pitzi | Digital platform | Inadequate access to consumers | pitzi.com.br |
| Senegal | Africa | PlaNet Guarantee Senegal | Index-based insurance | Lack of information on consumers | href="http://www.planetguarantee.com |
| Senegal | Africa | PlaNet Guarantee Senegal | Index-based insurance | Constrained business models | href="http://www.planetguarantee.com |
| Mali | Africa | PlaNet Guarantee Senegal
| Index-based insurance | Lack of information on consumers | href="http://www.planetguarantee.com |
| Mali | Africa | PlaNet Guarantee Senegal
| Index-based insurance | Constrained business models | href="http://www.planetguarantee.com |
| Burkina Faso | Africa | PlaNet Guarantee Senegal
| Index-based insurance | Lack of information on consumers | href="http://www.planetguarantee.com |
| Burkina Faso | Africa | PlaNet Guarantee Senegal
| Index-based insurance | Constrained business models | href="http://www.planetguarantee.com |
| Benin | Africa | PlaNet Guarantee Senegal
| Index-based insurance | Lack of information on consumers | href="http://www.planetguarantee.com |
| Benin | Africa | PlaNet Guarantee Senegal
| Index-based insurance | Constrained business models | href="http://www.planetguarantee.com |
| Ivory Coast | Africa | PlaNet Guarantee Senegal
| Index-based insurance | Lack of information on consumers | href="http://www.planetguarantee.com |
| Ivory Coast | Africa | PlaNet Guarantee Senegal
| Index-based insurance | Constrained business models
| href="http://www.planetguarantee.com |
| India | Asia | Policy Bazaar | Digital platform | Inadequate access to consumers | policybazaar.com |
| South Africa | Africa | Praekelt | New data and analytics | Constrained business models | praekelt.org |
| Peru | Latin America | Protecta | Digital platform | Inadequate access to consumers | protecta.pe |
India
| Asia | Remedinet Technologies | Digital platform | Constrained business models | remedinet.com |
| China | Asia | Renrenbx | Digital platform | Consumers inexperienced with formal financial services | renrenbx.com |
| South Africa | Africa | Riovic | New data and analytics | Lack of information on consumers | riovic.com |
| South Africa | Africa | Riovic | New data and analytics | Inadequate access to consumers | riovic.com |
| South Africa | Africa | Riovic | New data and analytics | Different and new consumer needs | riovic.com |
| South Africa | Africa | Riovic | New data and analytics | Constrained business models | riovic.com |
| Kenya | Africa | Safaricom | Technology-enabled partnerships | Inadequate access to consumers | safaricom.co.ke |
| India | Asia | SafeHo | Digital platform | Inadequate access to consumers | safeho.in |
| India | Asia | SafeHo | Digital platform | Different and new consumer needs | safeho.in |
| Mexico | Latin America | Saldo | Digital platform | Inadequate access to consumers | saldo.mx |
| Mexico | Latin America | Saldo | Digital platform | Different and new consumer needs | saldo.mx |
| Mexico | Latin America | Saldo | Digital platform | Constrained business models | saldo.mx |
| India | Asia | Satsure | New data and analytics | Lack of information on consumers | satsure.in |
| China | Asia | Seatech | New data and analytics | Lack of information on consumers | seatech.com |
| Brazil | Latin America | Segurize | Digital platform | Inadequate access to consumers | segurize.com.br |
| Brazil | Latin America | Segurize | Digital platform | Constrained business models | segurize.com.br |
| Mexico | Latin America | Seguro Simple | Digital platform | Inadequate access to consumers | segurosimple.com |
| Peru | Latin America | Seguro Simple | Digital platform | Inadequate access to consumers | segurosimple.com |
| Chile | Latin America | Seguro x Km | Demand-based insurance | Inadequate access to consumers | segurossura.cl |
| China | Asia | Shebaotong
| Digital platform | Inadequate access to consumers | shebaotong.com |
| China | Asia | Shebaotong
| Digital platform | Constrained business models | shebaotong.com |
| South Africa | Africa | Simply | New data and analytics | Constrained business models | simply.co.za |
| Brazil | Latin America | Sistran | Digital platform | Constrained business models | sistran.com |
| Mexico | Latin America | Sistran | Digital platform | Constrained business modelsConstrained business models | sistran.com |
| Argentina | Latin America | Sistran | Digital platform | Constrained business models | sistran.com |
| Colombia | Latin America | Sistran | Digital platform | Constrained business models | sistran.com |
| Ecudor | Latin America | Sistran | Digital platform | Constrained business models | sistran.com |
| Guatemala | Latin America | Sistran | Digital platform | Constrained business models | sistran.com |
| Panama | Latin America | Sistran | Digital platform | Constrained business models | sistran.com |
| Puerto Rico | Latin America | Sistran | Digital platform | Constrained business models | sistran.com |
| Philippines | Asia | SMART and Philamlife | Technology-enabled partnerships | Inadequate access to consumers | smart.com.ph |
| Brazil | Latin America | Smartia
| Digital platform | Inadequate access to consumers | smartia.com.br |
| Brazil | Latin America | Sossego | Digital platform | Inadequate access to consumers | sossego.com.br |
| Tanzania | Africa | SSP Limited | Digital platform | Different and new consumer needs | ssp-worldwide.com |
| Tanzania | Africa | SSP Limited | Digital platform | Constrained business models | ssp-worldwide.com |
| Kenya | Africa | SSP Limited | Digital platform | Different and new consumer needs | ssp-worldwide.com |
| Kenya | Africa | SSP Limited | Digital platform | Constrained business models | ssp-worldwide.com |
| Mexico | Latin America | Stonestep | Digital platform | Constrained business models | stonestep.ch |
| Bolivia | Latin America | Stonestep | Digital platform | Constrained business models | stonestep.ch |
| Chile | Latin America | Stonestep | Digital platform | Constrained business models | stonestep.ch |
| Brazil | Latin America | Stonestep | Digital platform | Constrained business models | stonestep.ch |
| Ghana | Africa | Stonestep | Digital platform | Constrained business models | stonestep.ch |
| Jordan | Asia | Stonestep | Digital platform | Constrained business models | stonestep.ch |
| Myanmar | Asia | Stonestep | Digital platform | Constrained business models | stonestep.ch |
| China | Asia | Stonestep | Digital platform | Constrained business models | stonestep.ch |
| Indonesia | Asia | Stonestep | Digital platform | Constrained business models | stonestep.ch |
| Thailand | Asia | Stonestep | Digital platform | Constrained business models | stonestep.ch |
| South Africa | Africa | Stonestep | Digital platform | Constrained business models | stonestep.ch |
| South Africa | Africa | Strider | Demand-based insurance | Consumers inexperienced with formal financial services | stridertech.co.za |
| South africa | Africa | Strider | Demand-based insurance | Inadequate access to consumers
| stridertech.co.za |
| South Africa | Africa | Strider | Demand-based insurance | Different and new consumer needs | stridertech.co.za |
| South Africa | Africa | SureBuddy | Digital platform | Constrained business models | surebuddy.com |
| Uganda | Africa | SureBuddy | Digital platform | Constrained business models | surebuddy.com |
| Nigeria | Africa | SureBuddy | Digital platform | Constrained business models | surebuddy.com |
| Russia | Asia | Teambrella | Peer-to-peer | Lack of information on consumers | teambrella.com |
| Russia | Asia | Teambrella | Peer-to-peer | Inadequate access to consumers | teambrella.com |
| Russia | Asia | Teambrella | Peer-to-peer | Different and new consumer needs | teambrella.com |
| Russia | Asia | Teambrella | Peer-to-peer | Constrained business models | teambrella.com |
| Peru | Latin America | Teambrella | Peer-to-peer | Inadequate access to consumers | teambrella.com |
| Peru | Latin America | Teambrella | Peer-to-peer | Different and new consumer needs | teambrella.com |
| Peru | Latin America | Teambrella | Peer-to-peer | Constrained business models | teambrella.com |
| Peru | Latin America | Teambrella | Peer-to-peer | Lack of information on consumers | teambrella.com |
| Argentina | Latin America | Teambrella | Peer-to-peer | Inadequate access to consumers | teambrella.com |
| Argentina | Latin America | Teambrella | Peer-to-peer | Lack of information on consumers | teambrella.com |
Argentina
| Latin America | Teambrella | Peer-to-peer | Constrained business models
| teambrella.com |
| Argentina | Latin America | Teambrella | Peer-to-peer | Lack of information on consumers
| teambrella.com |
| Malaysia | Asia | Telcos , digi telecom | Technology-enabled partnerships | Inadequate access to consumers | thestar.com.my |
Zimbabwe
| Africa | Telecel | Technology-enabled partnerships | Inadequate access to consumers | telecel.co.zw |
| South Africa | Africa | The Silver Lining | Digital platform | Constrained business models | thesl.co.za |
| Brazil | Latin America | Thinkseg | Digital platform | Inadequate access to consumers | thinkseg.com |
| South Africa | Africa | TIA Core Solutions | Digital platform | Constrained business models | tiatechnology.com |
| Ghana | Africa | Tigo Ghana | Technology-enabled partnerships | Inadequate access to consumers | tigo.com.gh |
| Tanzania | Africa | Tigo Tanzania and Bima Mkononi | Technology-enabled partnerships | Inadequate access to consumers | tigo.co.tz |
| Honduras | Latin America | Tigo, Seguros Ficohsa | Technology-enabled partnerships | Inadequate access to consumers | tigo.com.hn |
| Brazil | Latin America | Tim Brasil and General Willis | Technology-enabled partnerships | Inadequate access to consumers | cisco.com |
| Brazil | Latin America | ToGarantido | Digital platform | Constrained business models | togarantido.com.br |
| China | Asia | Tongjubao
| Peer-to-peer | Lack of information on consumers | tongjubao.com |
| China | Asia | Tongjubao
| Peer-to-peer | Inadequate access to consumers | tongjubao.com |
| China | Asia | Tongjubao | Peer-to-peer | Different and new consumer needs | tongjubao.com |
| China | Asia | Tongjubao | Peer-to-peer | Constrained business models | tongjubao.com |
| India | Asia | Touchkin | New data and analytics | Consumers inexperienced with formal financial services | touchkin.com |
| India | Asia | Turtlemint | Digital platform | Inadequate access to consumers | turtlemint.com |
| Chins | Asia | ULU | New data and analytics | Lack of information on consumers | driveulu.com |
| India | Asia | Uniphore | New data and analytics | Inadequate access to consumers | uniphore.com |
| Brazil | Latin America | Vayon Mobi | Digital platform | Constrained business models | vayon.com.br |
| South Africa | Africa | Vodacom | Technology-enabled partnerships | Inadequate access to consumers | vodacom.co.za |
| Senegal | Africa | VoLo Africa | New data and analytics | Lack of information on consumers | volotrust.com |
| Kenya | Africa | Wazinsure | Digital platform | Constrained business models | wazinsure.com |
| Kenya | Africa | Wazinsure | Digital platform | Inadequate access to consumers | wazinsure.com |
| Mexico | Latin America | WeeCompany | Digital platform | Constrained business models | weecompany.net |
| Colombia | Latin America | Wesura | Peer-to-Peer | Constrained business models\ | wesura.com |
| South Africa | Africa | Wi-cover | Digital platform | Inadequate access to consumers | wicover.co |
| Costa Rica | Latin America | Wog | Digital platform | Inadequate access to consumers | wog.co |
| Costa Rica | Latin America | Wog | Digital platform | Constrained business models | wog.co |
| Mongolia | Asia | World Bank (IBLIP)
| Index-based insurance | Lack of information on consumers | ccafs.cgiar.org |
| Mongolia | Asia | World Bank (IBLIP)
| Index-based insurance | Constrained business models | ccafs.cgiar.org |
| Ghana | Africa | Worldcover | Index-based insurance | Lack of information on consumers | worldcovr.com |
| China | Asia | Wukongbao | Digital platform | Consumers inexperienced with formal financial services | wkbins.com |
China
| Asia | Xiangrikui
| Digital platform | Inadequate access to consumers | xiangrikui.com |
| China | Asia | Xiangrikui
| Digital platform | Consumers inexperienced with formal financial services | xiangrikui.com |
| India | Asia | Yatis | New data and analytics | Lack of information on consumers | yatis.io |
| Brazil | Latin America | Youse | Peer-to-Peer | Lack of information on consumers | youse.com |
| China | Asia | Zhong An | New data and analytics | Constrained business models | the-digital-insurer.com |
| Brazil | Latin America | Zim | Digital platform | Constrained business models | zim.com.vc |
| Seychelles | Africa | Zingsure | Digital platform | Constrained business models | zingsure.com |
| Zimbabwe | Africa | Zingsure | Digital platform | Constrained business models | zingsure.com |
| Zambia | Africa | Zingsure | Digital platform | Constrained business models | zingsure.com |
| Malawi | Africa | Zingsure | Digital platform | Constrained business models | zingsure.com |
| Pakistan | Asia | Zong | Technology-enabled partnerships | Inadequate access to consumers | zong.com.pk |
| Kenya | Africa | Airtel Insurance | Technology-enabled partnerships | Inadequate access to consumers | africa.airtel.com |
| Nigeria | Africa | Airtel Insurance | Technology-enabled partnerships | Inadequate access to consumers | itnewsafrica.com |
| Malaysia | Asia | Telenor DiGi | Technology-enabled partnerships | Inadequate access to consumers | telenor.com |
| India | Asia | Turtlemint | Digital platform | Consumers inexperienced with formal financial services | turtlemint.com |
| South Africa | Africa | Meerkat | Digital platform | Constrained business models | meerkat.co.za |
| Kenya | Africa | Sema Bima | Digital platform | Inadequate access to consumers | semabima.co.ke |
| Kenya | Africa | Britam Imarika | Technology-enabled partnerships | Inadequate access to consumers | britam.com |
| Kenya | Africa | CoverApp | Digital platform | Inadequate access to consumers | coverapp.co.ke |
| South Africa | Africa | DataProphet | New data and analytics | Inadequate access to consumers | dataprophet.com |
| South Africa | Africa | Clevva | New data and analytics | Inadequate access to consumers | clevva.com |
| Zimbabwe | Africa | Ecosure | Technology-enabled partnerships | Inadequate access to consumers | ecosure.co.zw |
| South Africa | Africa | Clickatell | Technology-enabled partnerships | Inadequate access to consumers | clickatell.com |
| China | Asia | The CareVoice | Digital platform | Inadequate access to consumers | thecarevoice.com |
| China | Asia | The CareVoice | Digital platform | Lack of information on consumers | thecarevoice.com |
| Indonesia | Asia | SunLife TCASH | Technology-enabled partnerships | Inadequate access to consumers | thejakartapost.com |
| Malaysia | Asia | KATSANA | Demand-based insurance
| Lack of information on consumers | katsana.com |
| Cameroon | Africa | Baloon | Digital platform | Inadequate access to consumers | baloon.cm |
| Côte d'Ivoire | Africa | Baloon | Digital platform | Inadequate access to consumers | baloon.ci |
| Senegal | Africa | Baloon | Digital platform | Inadequate access to consumers | baloon.sn |
| Cameroon | Africa | InsurAfrica | Digital platform | Constrained business models | insurafrica.com |
| Kenya | Africa | InsureAfrika | Digital platform | Inadequate access to consumers | insureafrika.com |
| Benin | Africa | APS Bénin | Digital platform | Inadequate access to consumers | aps-benin.com |
| Cameroon | Africa | Traveler | New data and analytics | Lack of information on consumers | traveler.cm |
| Guatemala | Latin America | Osigu | Digital platform | Constrained business models | osigu.com |
| Argentina | Latin America | SnapCar INTÉGRITY | New data and analytics | Lack of information on consumers | snapcar.com.ar |
| Argentina | Latin America | Comparaencasa | Digital platform | Inadequate access to consumers | comparaencasa.com |
| Brazil | Latin America | Comparaencasa | Digital platform | Inadequate access to consumers | comparaencasa.com |
| Mexico | Latin America | Comparaencasa | Digital platform | Inadequate access to consumers | comparaencasa.com |
| Uruguay | Latin America | Comparaencasa | Digital platform | Inadequate access to consumers | comparaencasa.com |
| Paraguay | Latin America | Comparaencasa | Digital platform | Inadequate access to consumers | comparaencasa.com |
| Argentina | Latin America | Mecubro | Demand-based insurance | Different and new consumer needs | mecubro.com |
| Argentina | Latin America | ElegirSeguro | Digital platform | Inadequate access to consumers | elegirseguro.com |
| Argentina | Latin America | ElMejorTrato | Digital platform | Inadequate access to consumers | mejortrato.com |
| Mexico | Latin America | ElMejorTrato | Digital platform | Inadequate access to consumers | mejortrato.com |
| Colombia | Latin America | ElMejorTrato | Digital platform | Inadequate access to consumers | mejortrato.com |
| Peru | Latin America | ElMejorTrato | Digital platform | Inadequate access to consumers | mejortrato.com |
| Brazil | Latin America | OMelhorTrato | Digital platform | Inadequate access to consumers | omelhortrato.com |
| South Africa | Africa | CalculatorBuddy | Digital platform | Inadequate access to consumers | calculatorbuddy.com |
| Argentina | Latin America | 123Seguro | Digital platform | Inadequate access to consumers | 123seguro.com |
| Mexico | Latin America | BDEO | New data and analytics | Lack of information on consumers | bdeo.es |
| Chile | Latin America | Asegurateaqui | Digital platform | Inadequate access to consumers | asegurateaqui.com |
| Bolivia | Latin America | Asegurateaqui | Digital platform | Inadequate access to consumers | asegurateaqui.com |
| Brazil | Latin America | Asegurateaqui | Digital platform | Inadequate access to consumers | asegurateaqui.com |
| Colombia | Latin America | Asegurateaqui | Digital platform | Inadequate access to consumers | asegurateaqui.com |
| Costa Rica | Latin America | Asegurateaqui | Digital platform | Inadequate access to consumers | asegurateaqui.com |
| Ecuador | Latin America | Asegurateaqui | Digital platform | Inadequate access to consumers | asegurateaqui.com |
| El Salvador | Latin America | Asegurateaqui | Digital platform | Inadequate access to consumers | asegurateaqui.com |
| Guatemala | Latin America | Asegurateaqui | Digital platform | Inadequate access to consumers | asegurateaqui.com |
| Honduras | Latin America | Asegurateaqui | Digital platform | Inadequate access to consumers | asegurateaqui.com |
| Mexico | Latin America | Asegurateaqui | Digital platform | Inadequate access to consumers | asegurateaqui.com |
| Nicaragua | Latin America | Asegurateaqui | Digital platform | Inadequate access to consumers | asegurateaqui.com |
| Panama | Latin America | Asegurateaqui | Digital platform | Inadequate access to consumers | asegurateaqui.com |
| Paraguay | Latin America | Asegurateaqui | Digital platform | Inadequate access to consumers | asegurateaqui.com |
| Puerto Rico | Latin America | Asegurateaqui | Digital platform | Inadequate access to consumers | asegurateaqui.com |
| Uruguay | Latin America | Asegurateaqui | Digital platform | Inadequate access to consumers | asegurateaqui.com |
| Venezuela | Latin America | Asegurateaqui | Digital platform | Inadequate access to consumers | asegurateaqui.com |
| Chile | Latin America | Seguro Conectado | Demand-based insurance | Lack of information on consumers
| seguroconectado.cl |
| Colombia | Latin America | ComparaMejor | Digital platform | Inadequate access to consumers | comparamejor.com |
| Colombia | Latin America | Seguro Canguro | Digital platform | Inadequate access to consumers | segurocanguro.com |
| Colombia | Latin America | BUSQO | Digital platform | Inadequate access to consumers | busqo.com |
| Colombia | Latin America | Segurapp | Digital platform | Inadequate access to consumers | segurapp.co |
| Kenya | Africa | Pula | Index-based insurance | Constrained business models | pula-advisors.com |
| Kenya | Africa | Pula | Index-based insurance | Constrained business models | pula-advisors.com |
| Rwanda | Africa | Pula | Index-based insurance | Constrained business models | pula-advisors.com |
| Rwanda | Africa | Pula | Index-based insurance | Lack of information on consumers | pula-advisors.com |
| Uganda | Africa | Pula | Index-based insurance | Constrained business models | pula-advisors.com |
| Uganda | Africa | Pula | Index-based insurance | Lack of information on consumers | pula-advisors.com |
| Nigeria | Africa | Pula | Index-based insurance | Constrained business models | pula-advisors.com |
| Nigeria | Africa | Pula | Index-based insurance | Lack of information on consumers | pula-advisors.com |
| Ethiopia | Africa | Pula | Index-based insurance | Constrained business models | pula-advisors.com |
| Ethiopia | Africa | Pula | Index-based insurance | Lack of information on consumers | pula-advisors.com |
| Malawi | Africa | Pula | Index-based insurance | Constrained business models | pula-advisors.com |
| Malawi | Africa | Pula | Index-based insurance | Lack of information on consumers | pula-advisors.com |
| India | Asia | Pula | Index-based insurance | Constrained business models | pula-advisors.com |
| India | Asia | Pula | Index-based insurance | Lack of information on consumers | pula-advisors.com |
| Mexico | Latin America | KAYUM
| Digital platform | Inadequate access to consumers | comparador.kayum.mx |
| Mexico | Latin America | Truvius | Digital platform | Inadequate access to consumers | truvius.com |
| Mexico | Latin America | COMUNIDAD 4 UNO | Digital platform | Different and new consumer needs | truvius.com |
| Mexico | Latin America | Click VIP | Digital platform | Constrained business models | clickvip.com.mx |
| Mexico | Latin America | AutoChilango | Digital platform | Inadequate access to consumers
| autochilango.com |
| Ecuador | Latin America | Seguros123
| Digital platform | Inadequate access to consumers
| ecuador.seguros123.com |
| Brazil | Latin America | BemMaisSeguro | Digital platform | Inadequate access to consumers | bemmaisseguro.com |
| Brazil | Latin America | BemMaisSeguro | Digital platform | Different and new consumer needs | bemmaisseguro.com |
| Brazil | Latin America | Tacerto | Digital platform | Inadequate access to consumers | tacerto.com |
| Brazil | Latin America | SegFy | Digital platform | Constrained business models | segfy.com |
| Brazil | Latin America | NextOne
| Digital platform | Constrained business models | nxt1.com.br |
| South Africa | Africa | BroLink | Digital platform | Constrained business models | brolink.co.za |
| South Africa | Africa | MyCyberCare | Digital platform | Different and new consumer needs | my-cybercare.com |
| South Africa | Africa | CTRL | Digital platform | Inadequate access to consumers | takectrl.co.za |
| South Africa | Africa | Indie | Digital platform | Different and new consumer needs | indiefin.com |
This is the first version of the insurtech tracker. Explore more on insurtech here or see the updated insurtech tracker here.
for Sustainable Agriculture
for Sustainable Agriculture
for Sustainable Agriculture
for Sustainable Agriculture
des Assurances du Sénégal – Vie (UASen-Vie)
des Assurances du Sénégal – Vie (UASen-Vie)
Insurance Ltd
Different and new consumer needs