Insurtech tracker archive

8 February, 2017 •

Cenfri

This is the first version of the insurtech tracker. Explore more on insurtech here or see the updated insurtech tracker here.

Country	Region	Firm name	Insurtech category	Challenge	Website(s)
South Africa	Africa	ABSA	New data and analytics	Lack of information on consumers	instantlife.co.za
Tanzania	Africa	ACRE/Syngenta Foundation for Sustainable Agriculture	Index-based insurance	Constrained business models	indexinsuranceforum.org
Tanzania	Africa	ACRE/Syngenta Foundation for Sustainable Agriculture	Index-based insurance	Lack of information on consumers	indexinsuranceforum.org
Kenya	Africa	ACRE/Syngenta Foundation for Sustainable Agriculture	Index-based insurance	Constrained business models	indexinsuranceforum.org
Kenya	Africa	ACRE/Syngenta Foundation for Sustainable Agriculture	Index-based insurance	Lack of information on consumers	indexinsuranceforum.org
Cameroon	Africa	Activa Makala	Technology-enabled partnerships	Inadequate access to consumers	activa-cameroun.com
South Africa	Africa	Aerobotics	Index-based insurance	Constrained business models	aerobotics.co
Thailand	Asia	AIS	Technology-enabled partnerships	Inadequate access to consumers	cigna.co.th
India	Asia	Arya.ai	New data and analytics	Lack of information on consumers	arya.ai
India	Asia	Aureus Analytics	New data and analytics	Lack of information on consumers	aureusanalytics.com
Brazil	Latin America	Banco do brasil	New data and analytics	Lack of information on consumers	bbseguros.com.br
India	Asia	Bank Bazaar	Digital platform	Inadequate access to consumers	bankbazaar.com
Guatemala	Latin America	Banrural and Aseguradora Rural	Index-based insurance	Constrained business models	aseguradorarural.com.gt
Guatemala	Latin America	Banrural and Aseguradora Rural	Index-based insurance	Lack of information on consumers	aseguradorarural.com.gt
India	Asia	Basix, ICICI and Lombard	Index-based insurance	Lack of information on consumers	basixindia.com
India	Asia	Basix, ICICI and Lombard	Index-based insurance	Constrained business models	basixindia.com
Brazil	Latin America	Bidu	Digital platform	Consumers inexperienced with formal financial services	bidu.com
Peru	Latin America	Bim Apeseg	Digital platform	Inadequate access to consumers	semanaeconomica.com
Brazil	Latin America	Bima	Technology-enabled partnerships	Inadequate access to consumers	bimamobile.com
Honduras	Latin America	Bima, Tigo	Technology-enabled partnerships	Inadequate access to consumers	tigo.com
Paraguay	Latin America	Bima	Technology-enabled partnerships	Inadequate access to consumers	bima.com.py
Haiti	Latin America	Bima, Digicel	Technology-enabled partnerships	Inadequate access to consumers	digicelgroup.com
Philippines	Asia	Bima	Technology-enabled partnerships	Inadequate access to consumers	bima.com.ph
Bangladesh	Asia	Bima, Milvik	Technology-enabled partnerships	Inadequate access to consumers	milvikbd.com
Fiji	Asia	Bima, Digicel	Technology-enabled partnerships	Inadequate access to consumers	bima.com.fj
Pakistan	Asia	Bima, Milvik	Technology-enabled partnerships	Inadequate access to consumers	milvikpakistan.com
Ghana	Africa	Bima	Technology-enabled partnerships	Inadequate access to consumers	bima.com.gh
Cambodia	Asia	Bima	Technology-enabled partnerships	Inadequate access to consumers	bima.com.kh
Indonesia	Asia	Bima	Technology-enabled partnerships	Inadequate access to consumers	bimamobile.com
Sri Lanka	Asia	Bima	Technology-enabled partnerships	Inadequate access to consumers	dialog.lk
Papua New Guinea	Asia	Bima, Digicel	Technology-enabled partnerships	Inadequate access to consumers	pngfamilylife.com
Senegal	Africa	Bima, Tigo Senegal and Union des Assurances du Sénégal – Vie (UASen-Vie)	Technology-enabled partnerships	Inadequate access to consumers	tigo.sn
Senegal	Africa	Bima, Tigo Senegal and Union des Assurances du Sénégal – Vie (UASen-Vie)	Technology-enabled partnerships	Consumers inexperienced with formal financial services	bimamobile.com
Tanzania	Africa	Bima, Tigo Tanzania	Technology-enabled partnerships	Inadequate access to consumers	tigo.co.tz
Zimbabwe	Africa	Blue Marble	New data and analytics	Constrained business models	bluemarblemicro.com
India	Asia	BNSL and MS General Insurance Ltd	Technology-enabled partnerships	Inadequate access to consumers	oneindia.com
Brazil	Latin America	Bradesco	Digital platform	Inadequate access to consumers	oneindia.com
Brazil	Latin America	Bradesco	Digital platform	Constrained business models	oneindia.com
South Africa	Africa	Byte Money	Digital platform	Inadequate access to consumers	bytemoney.co.za
Morocco	Africa	Capgemini	Digital platform	Constrained business models	capgemini.com
Brazil	Latin America	Car10	Digital platform	Inadequate access to consumers	home.car10.com.br
India	Asia	CarIQ	New data and analytics	Lack of information on consumers	mycariq.com
South Africa	Africa	Cassava	Technology-enabled partnerships	Inadequate access to consumers	cassavafintech.com
Kenya	Africa	CIC	Technology-enabled partnerships	Inadequate access to consumers	cic.co.ke
Mexico	Latin America	Cignifi	New data and analytics	Lack of information on consumers	cignifi.com
Brazil	Latin America	Cignifi	New data and analytics	Lack of information on consumers	cignifi.com
India	Latin America	Cignifi	New data and analytics	Lack of information on consumers	cignifi.com
Bangladesh	Latin America	Cignifi	New data and analytics	Lack of information on consumers	cignifi.com
Brazil	Latin America	Citymile	Demand-based insurance	Lack of information on consumers	citymile.com.br
Ghana	Africa	Claim sync	Digital platform	Constrained business models	claimsync.com
South Africa	Africa	ClaimCentral	Digital platform	Constrained business models	claimcentral.com.au
Thailand	Asia	ClaimDi	Digital platform	Inadequate access to consumers	claimdi.com
Brazil	Latin America	Clearsale	New data and analytics	Lack of information on consumers	br.clear.sale
Brazil	Latin America	Clearsale	New data and analytics	Constrained business models	br.clear.sale
Brazil	Latin America	Clearsale	New data and analytics	Different and new consumer needs	br.clear.sale
South Africa	Africa	Click2sure	Digital platform	Constrained business models	click2sure.co.za
South Africa	Africa	Click2sure	Digital platform	Inadequate access to consumers	click2sure.co.za
South Africa	Africa	Click2sure	Digital platform	Different and new consumer needs	click2sure.co.za
South Africa	Africa	Clickatell and Metropolitan Insurance	Technology-enabled partnerships	Inadequate access to consumers	clickatell.com
Chile	Latin America	Compara online	Digital platform	Inadequate access to consumers	comparaonline.com.br
Brazil	Latin America	Consis International	Digital platform	Constrained business models	consisint.com
India	Asia	conVRse	Digital platform	Consumers inexperienced with formal financial services
India	Asia	CoverFox	Digital platform	Inadequate access to consumers	coverfox.com
India	Asia	Datasigns	New data and analytics	Lack of information on consumers	hubhloans.com
South Africa	Africa	DigiBot	New data and analytics	Consumers inexperienced with formal financial services	digibot.co.za
South Africa	Africa	DigiBot	New data and analytics	Inadequate access to consumers	digibot.co.za
South Africa	Africa	DigiBot	New data and analytics	Constrained business models	digibot.co.za
South Africa	Africa	Discovery Insure Vitality	New data and analytics	Lack of information on consumers	discovery.co.za
South Africa	Africa	Discovery Vitality	New data and analytics	Lack of information on consumers	discovery.co.za
South Africa	Africa	dotxml	Digital platform	Constrained business models	dotxmltech.com
India	Asia	Dreamtekis	Digital platform	Constrained business models	dreamtekis.com
Thailand	Asia	DTAC and Muang Thai Insurance	Technology-enabled partnerships	Inadequate access to consumers	dtac.co.th
Brazil	Latin America	DualK	Digital platform	Different and new consumer needs	dualk.com
India	Asia	Duck Creek Technologies	Digital platform	Constrained business models	duckcreek.com
Pakistan	Asia	Easy insurance	Digital platform	Inadequate access to consumers	easyinsurance.com
Pakistan	Asia	Easypaisa	Technology-enabled partnerships	Inadequate access to consumers	easypaisa.com.pk
India	Asia	EasyPolicy	Digital platform	Inadequate access to consumers	easypolicy.com.pk
India	Asia	EasyPolicy	Digital platform	Consumers inexperienced with formal financial services	easypolicy.com.pk
China	Asia	eBaoTech	New data and analytics	Constrained business models	ebaotech.com
India	Asia	eKincare	New data and analytics	Lack of information on consumers	ekincare.com
South Africa	Africa	Emerge	New data and analytics	Inadequate access to consumers	emergeml.com
Pakistan	Asia	Express Care	Digital platform	Different and new consumer needs	expresscare.pk
Pakistan	Asia	Express Care	Digital platform	Constrained business models	expresscare.pk
South Africa	Africa	FinChatBot	New data and analytics	Consumers inexperienced with formal financial services	finchatbot.com
South Africa	Africa	FinChatBot	New data and analytics	Inadequate access to consumers	finchatbot.com
South Africa	Africa	FinChatBot	New data and analytics	Constrained business models	finchatbot.com
South Africa	Africa	Fo-Sho	Peer-to-peer	Lack of information on consumers	fo-sho.co.za
South Africa	Africa	Fo-Sho	Peer-to-peer	Inadequate access to consumers	fo-sho.co.za
South Africa	Africa	Fo-Sho	Peer-to-peer	Constrained business models	fo-sho.co.za
South Africa	Africa	Genasys	Digital platform	Constrained business models	genasys.co.za
Venezuela	Latin America	General Claims	Digital platform	Constrained business models	gclaims.com.br
Brazil	Latin America	Genial Seguros	Digital platform	Inadequate access to consumers	genialseguros.com.br
Ghana	Africa	Gifted Mom Mobile Insurance	Digital platform	Inadequate access to consumers	giftedmom.co
Phillipines	Asia	Go Bear	Digital platform	Inadequate access to consumers	gobear.com
South Africa	Africa	Go Cover	Demand-based insurance	Different and new consumer needs	sanlam.co.za
India	Asia	Goqii	Digital platform	Different and new consumer needs	goqii.com
India	Asia	HDFC ERGO	Index-based insurance	Constrained business models	hdfcergo.com
India	Asia	HDFC ERGO	Index-based insurance	Lack of information on consumers	hdfcergo.com
China	Asia	Hejin Online	Digital platform	Constrained business models	hejinonline.com
South Africa	Africa	Hello doctor Kenya	Technology-enabled partnerships	Inadequate access to consumers	hellodoctor.co.za
South Africa	Africa	Hello doctor Kenya	Technology-enabled partnerships	Different and new consumer needs	hellodoctor.co.za
South Africa	Africa	Hello doctor Kenya	Technology-enabled partnerships	Consumers inexperienced with formal financial services	hellodoctor.co.za
Peru	Latin America	Hello Zum	Digital platform	Lack of information on consumers	hellozum.com
South Africa	Africa	Hepstar	Digital platform	Constrained business models	hepstar.com
South Africa	Africa	Hippo	Digital platform	Inadequate access to consumers	hippo.co.za
South Africa	Africa	Hippo	Digital platform	Consumers inexperienced with formal financial services	hippo.co.za
China	Asia	Huize	Digital platform	Inadequate access to consumers	huize.com
China	Asia	Huize	Digital platform	Consumers inexperienced with formal financial services	huize.com
Brazil	Latin America	i4pro	Digital platform	Constrained business models	i4pro.com.br
India	Asia	IBEXI	Digital platform	Constrained business models	ibexi.com
Kenya	Africa	IBLI	Index-based insurance	Lack of information on consumers	ibli.ilri.org
Kenya	Africa	IBLI	Index-based insurance	Constrained business models	ibli.ilri.org
India	Asia	ICareU	Demand-based insurance	Lack of information on consumers	icareu.in
India	Asia	IDEA Cellular and Birla Sun Life Insurance	Technology-enabled partnerships	Inadequate access to consumers	ideacellular.com
India	Asia	IFFCO TOKIO	New data and analytics	Lack of information on consumers	iffcotokio.co.in
India	Asia	IFFCO TOKIO IBI	Index-based insurance	Lack of information on consumers	iffcotokio.co.in
India	Asia	IFFCO TOKIO IBI	Index-based insurance	Constrained business models	iffcotokio.co.in
Kenya	Africa	InclusivitySolutions Equitel	Technology-enabled partnerships	Inadequate access to consumers	inclusivitysolutions.com
Rwanda	Africa	InclusivitySolutions Airtel-Tigo	Technology-enabled partnerships	Inadequate access to consumers	inclusivitysolutions.com
South Africa	Africa	InclusivitySolutions	Digital platform	Constrained business models	inclusivitysolutions.com
South Africa	Africa	Infiniti Online	New data and analytics	Inadequate access to consumers
Asia	Asia	InsuredHQ	Digital platform	Inadequate access to consumers	insuredhq.com
Asia	Asia	InsuredHQ	Digital platform	Constrained business models	insuredhq.com
India	Asia	Insuring India	Digital platform	Inadequate access to consumers	insuringindia.com
Kenya	Africa	Inuka Pap	Digital platform	Inadequate access to consumers	inukapap.co.ke
Kenya	Africa	Inuka Pap	Digital platform	Different and new consumer needs	inukapap.co.ke
Indonesia	Asia	Jagadiri	Digital platform	Inadequate access to consumers	jagadiri.co.id
Tanzania	Africa	Jamii	Technology-enabled partnerships	Inadequate access to consumers	jamiiafrica.com
Pakistan	Asia	Jazz Cash	Technology-enabled partnerships	Inadequate access to consumers	microensure.com
Brazil	Latin America	Kakau Insurance	New data and analytics	Inadequate access to consumers	kakau.co
Kenya	Africa	Kakbima	Digital platform	Inadequate access to consumers	kakbima.com
Kenya	Africa	KCB Group	Technology-enabled partnerships	Inadequate access to consumers	mastercardfdn.org
Kenya	Africa	KCB Group	Technology-enabled partnerships	Inadequate access to consumers Different and new consumer needs	mastercardfdn.org
Kenya	Africa	KCB Group	Technology-enabled partnerships	Consumers inexperienced with formal financial services	mastercardfdn.org
Kenya	Africa	Kenya Orient Insurance Ltd	Technology-enabled partnerships	Inadequate access to consumers	facebook.com/
Rwanda	Africa	ACRE Kilimo Salama	Index-based insurance	Constrained business models	kilimosalama.wordpress.com
Rwanda	Africa	ACRE Kilimo Salama	Index-based insurance	Index-based insurance	kilimosalama.wordpress.com
Tanzania	Africa	ACRE Kilimo Salama	Index-based insurance	Constrained business models	kilimosalama.wordpress.com
Tanzania	Africa	ACRE Kilimo Salama	Index-based insurance	Index-based insurance	kilimosalama.wordpress.com
Kenya	Africa	ACRE Kilimo Salama	Index-based insurance	Lack of information on consumers	kilimosalama.wordpress.com
South Africa	Africa	Kindle Technologies	Digital platform	Constrained business models	kindle.co.za
Argentina	Latin America	Klimber	New data and analytics	Lack of information on consumers	klimber.com
Peru	Latin America	La Positiva	Digital platform	Technology-enabled partnerships	larepublica.pe
South Africa	Africa	Lumkani	New data and analytics	Different and new consumer needs	lumkani.com
South Africa	Africa	Lumkani	New data and analytics	Lack of information on consumers	lumkani.com
Brazil	Latin America	Mapfre	Digital platform	Inadequate access to consumers	mapfre.com.br
Guatemala	Latin America	MiCRO	Index-based insurance	Lack of information on consumers	microrisk.org
El Salvador	Latin America	MiCRO	Index-based insurance	Lack of information on consumers	microrisk.org
Guatemala	Latin America	MiCRO	Index-based insurance	Constrained business models	microrisk.org
El Salvador	Latin America	MiCRO	Index-based insurance	Constrained business models	microrisk.org
Bangladesh	Asia	MicroEnsure	Technology-enabled partnerships	Inadequate access to consumers	microensure.com
India	Asia	MicroEnsure	Technology-enabled partnerships	Inadequate access to consumers	microensure.com
Vietman	Asia	MicroEnsure	Technology-enabled partnerships	Inadequate access to consumers	microensure.com
Pakistan	Asia	MicroEnsure	Technology-enabled partnerships	Inadequate access to consumers	microensure.com
Philippines	Asia	MicroEnsure	Technology-enabled partnerships	Inadequate access to consumers	microensure.com
Madagascar	Africa	MicroEnsure	Technology-enabled partnerships	Inadequate access to consumers	microensure.com
Malawi	Africa	MicroEnsure	Technology-enabled partnerships	Inadequate access to consumers	microensure.com
Tanzania	Africa	MicroEnsure	Technology-enabled partnerships	Inadequate access to consumers	microensure.com
Nigeria	Africa	MicroEnsure	Technology-enabled partnerships	Inadequate access to consumers	microensure.com
Zambia	Africa	MicroEnsure	Technology-enabled partnerships	Inadequate access to consumers	microensure.com
Brazil	Latin America	Minuto Seguros	Digital platform	Consumers inexperienced with formal financial services	minutoseguros.com.br
South Africa	Africa	MobiLife	Technology-enabled partnerships	Inadequate access to consumers	mobi.co.za
South Africa	Africa	MobiLife	Technology-enabled partnerships	Different and new consumer needs	mobi.co.za
Kenya	Africa	MTIBA	Technology-enabled partnerships	Different and new consumer needs	m-tiba.co.ke
Kenya	Africa	MTIBA	Technology-enabled partnerships	Inadequate access to consumers	m-tiba.co.ke
Uganda	Africa	MTN aYo	Technology-enabled partnerships	Inadequate access to consumers	ayo4u.com
Ghana	Africa	MTN mi-Life	Technology-enabled partnerships	Inadequate access to consumers	insurancechat.co.za
Ghana	Africa	MTN aYo	Technology-enabled partnerships	Inadequate access to consumers	ayo4u.com
Nigeria	Africa	MTN, Yello Life	Technology-enabled partnerships	Inadequate access to consumers	facebook.com
Brazil	Latin America	Mutual.life	Peer-to-Peer	Different and new consumer needs	mutual.life
South Africa	Africa	Naked	New data and analytics	Inadequate access to consumers	naked.insure
India	Asia	NanoHealth	Digital platform	Different and new consumer needs	nanohealth.in
India	Asia	NanoHealth	Digital platform	Consumers inexperienced with formal financial services	nanohealth.in
India	Asia	Niki.ia	New data and analytics	Lack of information on consumers	niki.ai
Mali	Africa	Tin Nogoya	Technology-enabled partnerships	Different and new consumer needs	gsma.com
Mali	Africa	Tin Nogoya	Technology-enabled partnerships	Inadequate access to consumers	gsma.com
South Africa	Africa	Nuvalaw	Digital platform	Constrained business models	nuvalaw.com
Ivory Coast	Africa	Orange Money	Technology-enabled partnerships	Inadequate access to customers	orange.ci
Brazil	Latin America	Onli	Digital platform	Inadequate access to consumers	onli.com.br
South Africa	Africa	Outsurance	New data and analytics	Constrained business models	outsurance.co.za
South Africa	Africa	Outsurance	New data and analytics	Lack of information on consumers	outsurance.co.za
South Africa	Africa	Outsurance	Digital platform	Inadequate access to consumers	outsurance.co.za
South Africa	Africa	Outsurance	Digital platform	Consumers inexperienced with formal financial services	outsurance.co.za
Malaysia	Asia	Pactera	New data and analytics	Constrained business models	pactera.com
India	Asia	Payworld	Digital platform	Inadequate access to consumers	payworldindia.com
India	Asia	Pentation Analytics	New data and analytics	Lack of information on consumers	pentationanalytics.com
Kenya	Africa	Pesabazaar	Digital platform	Inadequate access to consumers	pesabazaar.com
South Africa	Africa	Pineapple	Peer-to-peer	Inadequate access to consumers	pineapple.co.za
South Africa	Africa	Pineapple	Peer-to-peer	Lack of information on consumers	pineapple.co.za
South Africa	Africa	Pineapple	Peer-to-peer	Constrained business models	pineapple.co.za
Brazil	Latin America	Pitzi	Digital platform	Inadequate access to consumers	pitzi.com.br
Senegal	Africa	PlaNet Guarantee Senegal	Index-based insurance	Lack of information on consumers	href="http://www.planetguarantee.com
Senegal	Africa	PlaNet Guarantee Senegal	Index-based insurance	Constrained business models	href="http://www.planetguarantee.com
Mali	Africa	PlaNet Guarantee Senegal	Index-based insurance	Lack of information on consumers	href="http://www.planetguarantee.com
Mali	Africa	PlaNet Guarantee Senegal	Index-based insurance	Constrained business models	href="http://www.planetguarantee.com
Burkina Faso	Africa	PlaNet Guarantee Senegal	Index-based insurance	Lack of information on consumers	href="http://www.planetguarantee.com
Burkina Faso	Africa	PlaNet Guarantee Senegal	Index-based insurance	Constrained business models	href="http://www.planetguarantee.com
Benin	Africa	PlaNet Guarantee Senegal	Index-based insurance	Lack of information on consumers	href="http://www.planetguarantee.com
Benin	Africa	PlaNet Guarantee Senegal	Index-based insurance	Constrained business models	href="http://www.planetguarantee.com
Ivory Coast	Africa	PlaNet Guarantee Senegal	Index-based insurance	Lack of information on consumers	href="http://www.planetguarantee.com
Ivory Coast	Africa	PlaNet Guarantee Senegal	Index-based insurance	Constrained business models	href="http://www.planetguarantee.com
India	Asia	Policy Bazaar	Digital platform	Inadequate access to consumers	policybazaar.com
South Africa	Africa	Praekelt	New data and analytics	Constrained business models	praekelt.org
Peru	Latin America	Protecta	Digital platform	Inadequate access to consumers	protecta.pe
India	Asia	Remedinet Technologies	Digital platform	Constrained business models	remedinet.com
China	Asia	Renrenbx	Digital platform	Consumers inexperienced with formal financial services	renrenbx.com
South Africa	Africa	Riovic	New data and analytics	Lack of information on consumers	riovic.com
South Africa	Africa	Riovic	New data and analytics	Inadequate access to consumers	riovic.com
South Africa	Africa	Riovic	New data and analytics	Different and new consumer needs	riovic.com
South Africa	Africa	Riovic	New data and analytics	Constrained business models	riovic.com
Kenya	Africa	Safaricom	Technology-enabled partnerships	Inadequate access to consumers	safaricom.co.ke
India	Asia	SafeHo	Digital platform	Inadequate access to consumers	safeho.in
India	Asia	SafeHo	Digital platform	Different and new consumer needs	safeho.in
Mexico	Latin America	Saldo	Digital platform	Inadequate access to consumers	saldo.mx
Mexico	Latin America	Saldo	Digital platform	Different and new consumer needs	saldo.mx
Mexico	Latin America	Saldo	Digital platform	Constrained business models	saldo.mx
India	Asia	Satsure	New data and analytics	Lack of information on consumers	satsure.in
China	Asia	Seatech	New data and analytics	Lack of information on consumers	seatech.com
Brazil	Latin America	Segurize	Digital platform	Inadequate access to consumers	segurize.com.br
Brazil	Latin America	Segurize	Digital platform	Constrained business models	segurize.com.br
Mexico	Latin America	Seguro Simple	Digital platform	Inadequate access to consumers	segurosimple.com
Peru	Latin America	Seguro Simple	Digital platform	Inadequate access to consumers	segurosimple.com
Chile	Latin America	Seguro x Km	Demand-based insurance	Inadequate access to consumers	segurossura.cl
China	Asia	Shebaotong	Digital platform	Inadequate access to consumers	shebaotong.com
China	Asia	Shebaotong	Digital platform	Constrained business models	shebaotong.com
South Africa	Africa	Simply	New data and analytics	Constrained business models	simply.co.za
Brazil	Latin America	Sistran	Digital platform	Constrained business models	sistran.com
Mexico	Latin America	Sistran	Digital platform	Constrained business modelsConstrained business models	sistran.com
Argentina	Latin America	Sistran	Digital platform	Constrained business models	sistran.com
Colombia	Latin America	Sistran	Digital platform	Constrained business models	sistran.com
Ecudor	Latin America	Sistran	Digital platform	Constrained business models	sistran.com
Guatemala	Latin America	Sistran	Digital platform	Constrained business models	sistran.com
Panama	Latin America	Sistran	Digital platform	Constrained business models	sistran.com
Puerto Rico	Latin America	Sistran	Digital platform	Constrained business models	sistran.com
Philippines	Asia	SMART and Philamlife	Technology-enabled partnerships	Inadequate access to consumers	smart.com.ph
Brazil	Latin America	Smartia	Digital platform	Inadequate access to consumers	smartia.com.br
Brazil	Latin America	Sossego	Digital platform	Inadequate access to consumers	sossego.com.br
Tanzania	Africa	SSP Limited	Digital platform	Different and new consumer needs	ssp-worldwide.com
Tanzania	Africa	SSP Limited	Digital platform	Constrained business models	ssp-worldwide.com
Kenya	Africa	SSP Limited	Digital platform	Different and new consumer needs	ssp-worldwide.com
Kenya	Africa	SSP Limited	Digital platform	Constrained business models	ssp-worldwide.com
Mexico	Latin America	Stonestep	Digital platform	Constrained business models	stonestep.ch
Bolivia	Latin America	Stonestep	Digital platform	Constrained business models	stonestep.ch
Chile	Latin America	Stonestep	Digital platform	Constrained business models	stonestep.ch
Brazil	Latin America	Stonestep	Digital platform	Constrained business models	stonestep.ch
Ghana	Africa	Stonestep	Digital platform	Constrained business models	stonestep.ch
Jordan	Asia	Stonestep	Digital platform	Constrained business models	stonestep.ch
Myanmar	Asia	Stonestep	Digital platform	Constrained business models	stonestep.ch
China	Asia	Stonestep	Digital platform	Constrained business models	stonestep.ch
Indonesia	Asia	Stonestep	Digital platform	Constrained business models	stonestep.ch
Thailand	Asia	Stonestep	Digital platform	Constrained business models	stonestep.ch
South Africa	Africa	Stonestep	Digital platform	Constrained business models	stonestep.ch
South Africa	Africa	Strider	Demand-based insurance	Consumers inexperienced with formal financial services	stridertech.co.za
South africa	Africa	Strider	Demand-based insurance	Inadequate access to consumers	stridertech.co.za
South Africa	Africa	Strider	Demand-based insurance	Different and new consumer needs	stridertech.co.za
South Africa	Africa	SureBuddy	Digital platform	Constrained business models	surebuddy.com
Uganda	Africa	SureBuddy	Digital platform	Constrained business models	surebuddy.com
Nigeria	Africa	SureBuddy	Digital platform	Constrained business models	surebuddy.com
Russia	Asia	Teambrella	Peer-to-peer	Lack of information on consumers	teambrella.com
Russia	Asia	Teambrella	Peer-to-peer	Inadequate access to consumers	teambrella.com
Russia	Asia	Teambrella	Peer-to-peer	Different and new consumer needs	teambrella.com
Russia	Asia	Teambrella	Peer-to-peer	Constrained business models	teambrella.com
Peru	Latin America	Teambrella	Peer-to-peer	Inadequate access to consumers	teambrella.com
Peru	Latin America	Teambrella	Peer-to-peer	Different and new consumer needs	teambrella.com
Peru	Latin America	Teambrella	Peer-to-peer	Constrained business models	teambrella.com
Peru	Latin America	Teambrella	Peer-to-peer	Lack of information on consumers	teambrella.com
Argentina	Latin America	Teambrella	Peer-to-peer	Inadequate access to consumers	teambrella.com
Argentina	Latin America	Teambrella	Peer-to-peer	Lack of information on consumers	teambrella.com
Argentina	Latin America	Teambrella	Peer-to-peer	Constrained business models	teambrella.com
Argentina	Latin America	Teambrella	Peer-to-peer	Lack of information on consumers	teambrella.com
Malaysia	Asia	Telcos , digi telecom	Technology-enabled partnerships	Inadequate access to consumers	thestar.com.my
Zimbabwe	Africa	Telecel	Technology-enabled partnerships	Inadequate access to consumers	telecel.co.zw
South Africa	Africa	The Silver Lining	Digital platform	Constrained business models	thesl.co.za
Brazil	Latin America	Thinkseg	Digital platform	Inadequate access to consumers	thinkseg.com
South Africa	Africa	TIA Core Solutions	Digital platform	Constrained business models	tiatechnology.com
Ghana	Africa	Tigo Ghana	Technology-enabled partnerships	Inadequate access to consumers	tigo.com.gh
Tanzania	Africa	Tigo Tanzania and Bima Mkononi	Technology-enabled partnerships	Inadequate access to consumers	tigo.co.tz
Honduras	Latin America	Tigo, Seguros Ficohsa	Technology-enabled partnerships	Inadequate access to consumers	tigo.com.hn
Brazil	Latin America	Tim Brasil and General Willis	Technology-enabled partnerships	Inadequate access to consumers	cisco.com
Brazil	Latin America	ToGarantido	Digital platform	Constrained business models	togarantido.com.br
China	Asia	Tongjubao	Peer-to-peer	Lack of information on consumers	tongjubao.com
China	Asia	Tongjubao	Peer-to-peer	Inadequate access to consumers	tongjubao.com
China	Asia	Tongjubao	Peer-to-peer	Different and new consumer needs	tongjubao.com
China	Asia	Tongjubao	Peer-to-peer	Constrained business models	tongjubao.com
India	Asia	Touchkin	New data and analytics	Consumers inexperienced with formal financial services	touchkin.com
India	Asia	Turtlemint	Digital platform	Inadequate access to consumers	turtlemint.com
Chins	Asia	ULU	New data and analytics	Lack of information on consumers	driveulu.com
India	Asia	Uniphore	New data and analytics	Inadequate access to consumers	uniphore.com
Brazil	Latin America	Vayon Mobi	Digital platform	Constrained business models	vayon.com.br
South Africa	Africa	Vodacom	Technology-enabled partnerships	Inadequate access to consumers	vodacom.co.za
Senegal	Africa	VoLo Africa	New data and analytics	Lack of information on consumers	volotrust.com
Kenya	Africa	Wazinsure	Digital platform	Constrained business models	wazinsure.com
Kenya	Africa	Wazinsure	Digital platform	Inadequate access to consumers	wazinsure.com
Mexico	Latin America	WeeCompany	Digital platform	Constrained business models	weecompany.net
Colombia	Latin America	Wesura	Peer-to-Peer	Constrained business models\	wesura.com
South Africa	Africa	Wi-cover	Digital platform	Inadequate access to consumers	wicover.co
Costa Rica	Latin America	Wog	Digital platform	Inadequate access to consumers	wog.co
Costa Rica	Latin America	Wog	Digital platform	Constrained business models	wog.co
Mongolia	Asia	World Bank (IBLIP)	Index-based insurance	Lack of information on consumers	ccafs.cgiar.org
Mongolia	Asia	World Bank (IBLIP)	Index-based insurance	Constrained business models	ccafs.cgiar.org
Ghana	Africa	Worldcover	Index-based insurance	Lack of information on consumers	worldcovr.com
China	Asia	Wukongbao	Digital platform	Consumers inexperienced with formal financial services	wkbins.com
China	Asia	Xiangrikui	Digital platform	Inadequate access to consumers	xiangrikui.com
China	Asia	Xiangrikui	Digital platform	Consumers inexperienced with formal financial services	xiangrikui.com
India	Asia	Yatis	New data and analytics	Lack of information on consumers	yatis.io
Brazil	Latin America	Youse	Peer-to-Peer	Lack of information on consumers	youse.com
China	Asia	Zhong An	New data and analytics	Constrained business models	the-digital-insurer.com
Brazil	Latin America	Zim	Digital platform	Constrained business models	zim.com.vc
Seychelles	Africa	Zingsure	Digital platform	Constrained business models	zingsure.com
Zimbabwe	Africa	Zingsure	Digital platform	Constrained business models	zingsure.com
Zambia	Africa	Zingsure	Digital platform	Constrained business models	zingsure.com
Malawi	Africa	Zingsure	Digital platform	Constrained business models	zingsure.com
Pakistan	Asia	Zong	Technology-enabled partnerships	Inadequate access to consumers	zong.com.pk
Kenya	Africa	Airtel Insurance	Technology-enabled partnerships	Inadequate access to consumers	africa.airtel.com
Nigeria	Africa	Airtel Insurance	Technology-enabled partnerships	Inadequate access to consumers	itnewsafrica.com
Malaysia	Asia	Telenor DiGi	Technology-enabled partnerships	Inadequate access to consumers	telenor.com
India	Asia	Turtlemint	Digital platform	Consumers inexperienced with formal financial services	turtlemint.com
South Africa	Africa	Meerkat	Digital platform	Constrained business models	meerkat.co.za
Kenya	Africa	Sema Bima	Digital platform	Inadequate access to consumers	semabima.co.ke
Kenya	Africa	Britam Imarika	Technology-enabled partnerships	Inadequate access to consumers	britam.com
Kenya	Africa	CoverApp	Digital platform	Inadequate access to consumers	coverapp.co.ke
South Africa	Africa	DataProphet	New data and analytics	Inadequate access to consumers	dataprophet.com
South Africa	Africa	Clevva	New data and analytics	Inadequate access to consumers	clevva.com
Zimbabwe	Africa	Ecosure	Technology-enabled partnerships	Inadequate access to consumers	ecosure.co.zw
South Africa	Africa	Clickatell	Technology-enabled partnerships	Inadequate access to consumers	clickatell.com
China	Asia	The CareVoice	Digital platform	Inadequate access to consumers	thecarevoice.com
China	Asia	The CareVoice	Digital platform	Lack of information on consumers	thecarevoice.com
Indonesia	Asia	SunLife TCASH	Technology-enabled partnerships	Inadequate access to consumers	thejakartapost.com
Malaysia	Asia	KATSANA	Demand-based insurance	Lack of information on consumers	katsana.com
Cameroon	Africa	Baloon	Digital platform	Inadequate access to consumers	baloon.cm
Côte d'Ivoire	Africa	Baloon	Digital platform	Inadequate access to consumers	baloon.ci
Senegal	Africa	Baloon	Digital platform	Inadequate access to consumers	baloon.sn
Cameroon	Africa	InsurAfrica	Digital platform	Constrained business models	insurafrica.com
Kenya	Africa	InsureAfrika	Digital platform	Inadequate access to consumers	insureafrika.com
Benin	Africa	APS Bénin	Digital platform	Inadequate access to consumers	aps-benin.com
Cameroon	Africa	Traveler	New data and analytics	Lack of information on consumers	traveler.cm
Guatemala	Latin America	Osigu	Digital platform	Constrained business models	osigu.com
Argentina	Latin America	SnapCar INTÉGRITY	New data and analytics	Lack of information on consumers	snapcar.com.ar
Argentina	Latin America	Comparaencasa	Digital platform	Inadequate access to consumers	comparaencasa.com
Brazil	Latin America	Comparaencasa	Digital platform	Inadequate access to consumers	comparaencasa.com
Mexico	Latin America	Comparaencasa	Digital platform	Inadequate access to consumers	comparaencasa.com
Uruguay	Latin America	Comparaencasa	Digital platform	Inadequate access to consumers	comparaencasa.com
Paraguay	Latin America	Comparaencasa	Digital platform	Inadequate access to consumers	comparaencasa.com
Argentina	Latin America	Mecubro	Demand-based insurance	Different and new consumer needs	mecubro.com
Argentina	Latin America	ElegirSeguro	Digital platform	Inadequate access to consumers	elegirseguro.com
Argentina	Latin America	ElMejorTrato	Digital platform	Inadequate access to consumers	mejortrato.com
Mexico	Latin America	ElMejorTrato	Digital platform	Inadequate access to consumers	mejortrato.com
Colombia	Latin America	ElMejorTrato	Digital platform	Inadequate access to consumers	mejortrato.com
Peru	Latin America	ElMejorTrato	Digital platform	Inadequate access to consumers	mejortrato.com
Brazil	Latin America	OMelhorTrato	Digital platform	Inadequate access to consumers	omelhortrato.com
South Africa	Africa	CalculatorBuddy	Digital platform	Inadequate access to consumers	calculatorbuddy.com
Argentina	Latin America	123Seguro	Digital platform	Inadequate access to consumers	123seguro.com
Mexico	Latin America	BDEO	New data and analytics	Lack of information on consumers	bdeo.es
Chile	Latin America	Asegurateaqui	Digital platform	Inadequate access to consumers	asegurateaqui.com
Bolivia	Latin America	Asegurateaqui	Digital platform	Inadequate access to consumers	asegurateaqui.com
Brazil	Latin America	Asegurateaqui	Digital platform	Inadequate access to consumers	asegurateaqui.com
Colombia	Latin America	Asegurateaqui	Digital platform	Inadequate access to consumers	asegurateaqui.com
Costa Rica	Latin America	Asegurateaqui	Digital platform	Inadequate access to consumers	asegurateaqui.com
Ecuador	Latin America	Asegurateaqui	Digital platform	Inadequate access to consumers	asegurateaqui.com
El Salvador	Latin America	Asegurateaqui	Digital platform	Inadequate access to consumers	asegurateaqui.com
Guatemala	Latin America	Asegurateaqui	Digital platform	Inadequate access to consumers	asegurateaqui.com
Honduras	Latin America	Asegurateaqui	Digital platform	Inadequate access to consumers	asegurateaqui.com
Mexico	Latin America	Asegurateaqui	Digital platform	Inadequate access to consumers	asegurateaqui.com
Nicaragua	Latin America	Asegurateaqui	Digital platform	Inadequate access to consumers	asegurateaqui.com
Panama	Latin America	Asegurateaqui	Digital platform	Inadequate access to consumers	asegurateaqui.com
Paraguay	Latin America	Asegurateaqui	Digital platform	Inadequate access to consumers	asegurateaqui.com
Puerto Rico	Latin America	Asegurateaqui	Digital platform	Inadequate access to consumers	asegurateaqui.com
Uruguay	Latin America	Asegurateaqui	Digital platform	Inadequate access to consumers	asegurateaqui.com
Venezuela	Latin America	Asegurateaqui	Digital platform	Inadequate access to consumers	asegurateaqui.com
Chile	Latin America	Seguro Conectado	Demand-based insurance	Lack of information on consumers	seguroconectado.cl
Colombia	Latin America	ComparaMejor	Digital platform	Inadequate access to consumers	comparamejor.com
Colombia	Latin America	Seguro Canguro	Digital platform	Inadequate access to consumers	segurocanguro.com
Colombia	Latin America	BUSQO	Digital platform	Inadequate access to consumers	busqo.com
Colombia	Latin America	Segurapp	Digital platform	Inadequate access to consumers	segurapp.co
Kenya	Africa	Pula	Index-based insurance	Constrained business models	pula-advisors.com
Kenya	Africa	Pula	Index-based insurance	Constrained business models	pula-advisors.com
Rwanda	Africa	Pula	Index-based insurance	Constrained business models	pula-advisors.com
Rwanda	Africa	Pula	Index-based insurance	Lack of information on consumers	pula-advisors.com
Uganda	Africa	Pula	Index-based insurance	Constrained business models	pula-advisors.com
Uganda	Africa	Pula	Index-based insurance	Lack of information on consumers	pula-advisors.com
Nigeria	Africa	Pula	Index-based insurance	Constrained business models	pula-advisors.com
Nigeria	Africa	Pula	Index-based insurance	Lack of information on consumers	pula-advisors.com
Ethiopia	Africa	Pula	Index-based insurance	Constrained business models	pula-advisors.com
Ethiopia	Africa	Pula	Index-based insurance	Lack of information on consumers	pula-advisors.com
Malawi	Africa	Pula	Index-based insurance	Constrained business models	pula-advisors.com
Malawi	Africa	Pula	Index-based insurance	Lack of information on consumers	pula-advisors.com
India	Asia	Pula	Index-based insurance	Constrained business models	pula-advisors.com
India	Asia	Pula	Index-based insurance	Lack of information on consumers	pula-advisors.com
Mexico	Latin America	KAYUM	Digital platform	Inadequate access to consumers	comparador.kayum.mx
Mexico	Latin America	Truvius	Digital platform	Inadequate access to consumers	truvius.com
Mexico	Latin America	COMUNIDAD 4 UNO	Digital platform	Different and new consumer needs	truvius.com
Mexico	Latin America	Click VIP	Digital platform	Constrained business models	clickvip.com.mx
Mexico	Latin America	AutoChilango	Digital platform	Inadequate access to consumers	autochilango.com
Ecuador	Latin America	Seguros123	Digital platform	Inadequate access to consumers	ecuador.seguros123.com
Brazil	Latin America	BemMaisSeguro	Digital platform	Inadequate access to consumers	bemmaisseguro.com
Brazil	Latin America	BemMaisSeguro	Digital platform	Different and new consumer needs	bemmaisseguro.com
Brazil	Latin America	Tacerto	Digital platform	Inadequate access to consumers	tacerto.com
Brazil	Latin America	SegFy	Digital platform	Constrained business models	segfy.com
Brazil	Latin America	NextOne	Digital platform	Constrained business models	nxt1.com.br
South Africa	Africa	BroLink	Digital platform	Constrained business models	brolink.co.za
South Africa	Africa	MyCyberCare	Digital platform	Different and new consumer needs	my-cybercare.com
South Africa	Africa	CTRL	Digital platform	Inadequate access to consumers	takectrl.co.za
South Africa	Africa	Indie	Digital platform	Different and new consumer needs	indiefin.com

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