Insurtech Tracker

Insurtech Tracker

16 June, 2019    

The rise of insurtechs in emerging markets

In light of the insurtech trends, Cenfri wanted to understand to what extent insurtechs in emerging markets are able to better serve the customer and provide more value to both the insurer and the end-user.

Our initial work considered insurtech in microinsurance, types of insurtechs which are prevalent in emerging markets and the challenges they were solving. This research resulted in further exploration of insurtech trends in emerging markets and the development of our insurtech tracker, which we launched in February 2017  [and updated in June 2019]. This database provides an opportunity to explore our global insurtech tracker which gives insight into country-specific data.

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How to use the Insurtech Tracker

To explore the data – download the insurtech database by using the button and filling out the form.


The June 2019 edition of the insurtech tracker has extended the database to have more nuanced insurtech categories as well as include the insurance products that the insurtechs interact with. We have expanded the database to include insurance products and the stage of the insurance value chain insurtechs are operating in. Version 2.0 of the insurtech tracker provides more insight on the data and analytics being undertaken and differentiates between customer and provider facing platforms.

Find out more about the methodology here Size 9KB


The insurtech landscape is constantly changing and this is an ongoing initiative. If you are aware of any insurtechs that are active and not listed on our database, please fill in this short form so that they can be added to next versions of the database.


This report highlights the trends, challenges and opportunities for insurtech in emerging markets in 2019. Most data comes from our Insurtech Tracker, supplemented by stakeholder interviews conducted in the first half of 2019. The report focuses on the developments in insurtech over the past two years since our first trends report was released in 2017, providing an overview of the different types of technology applied in insurance, the challenges that the insurtechs address, which product lifecycle element the insurtechs cover, and where we see gaps remaining.

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Where we’ve been sharing 

In partnership with the Catalyst Fund, BFA’s inclusive fintech accelerator programme, Cenfri hosted a ‘Lunch ‘n Learn’ in Cape Town on 6 September 2019. A Tap Away: The New Way Insurance Works in Africa brought together insurtechs, investors, (re-)insurers and market builders for an engaging discussion around the emerging business models in Africa and an exploration why Africa is the space to watch for tomorrow’s insurance products and business models.

Download the presentation Size 921kb
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