Christine Hougaard


Christine started her career in 2004 and has been part of the Cenfri team since 2008. She has deep experience in applying a systems-level approach to diverse topics including market diagnostics, financial sector policy and regulatory design, consumer research, regulating for innovation, gender-disaggregated data, and the building blocks for economic development and employment generation. She has worked with a range of regulators and stakeholders in sub-Saharan Africa, the MENA region and Latin America.

Key Cenfri highlights 
  • Christine leads Cenfri’s portfolio on financial consumer protection, where she’s worked at the national, regional and global levels to support the design and implementation of financial consumer protection frameworks that put outcomes for consumers centre stage.

Qualifications 
  • Master of Economics, University of Stellenbosch, South Africa
  • Master’s module in Regulatory and Competition Economics, University of Witwatersrand, South Africa

 

Technical Director

Contact:
Recent Work by Christine Hougaard
Exploring women’s experiences with digital financial services in Africa
This blog series was written as part of ...
Why are women more vulnerable to risk in digital financial services?
This blog was written as part of ...
Risk and reality: Digital financial services for women cross-border traders
This blog was written as part of ...
Why are more women in Africa not making use of digital financial services?
This blog was written as part of ...
Implementation assessment of DFS consumer protection policy model
The rapid growth of digital financial services (DFS) has broadened access to formal financial services across Africa. However, it has also exposed ...