Now reading: Christine Hougaard

Christine Hougaard

Christine has been part of the Cenfri team since 2008. She finds the interplay between regulation, markets and ordinary people’s lives fascinating and has managed numerous studies in micro-insurance, retail payments and the broader financial inclusion field.

Before joining Cenfri, she worked as an associate at Genesis Analytics, where she focused predominantly on access to finance and, more specifically, financial education, micro-insurance, and anti-money laundering and combating the financing of terrorism (AML/CFT). She has also worked on sector development and competition-economics-related projects.

Christine actively contributes to the management of the FinMark Trust insurance and retail payment systems theme areas. At a global level, she supports the work of the Access to Insurance Initiative (A2ii) Secretariat. Through various projects, she has gained exposure to the country context in Asia (India, Philippines, China and Indonesia), Latin America (Brazil and Colombia) and Africa (e.g. Zambia, Swaziland, Tanzania, Mozambique, Nigeria and Lesotho).

  • Bachelor’s degree in economics (cum laude), Stellenbosch University
  • Master’s degree in economics (cum laude), Stellenbosch University
Recent Content by Christine Hougaard
Regional economic hubs in sub-Saharan Africa
Recent years have seen large scale de-risking and financial exclusion happening in developing countries, part...
Policy options in a post-COVID-19 Africa
A COVID-19 policy response framework to recover and adapt COVID-19 is leaving no count...
Leading from the front
Why visible and proactive policy leadership matters more than ever for insurance in the wake of COVID-19...
Overthrowing the king: Could central bank digital currencies replace cash in post-COVID-19 Africa?
In an age where we can send mail electronically in seconds at no cost rather than going to the post, it seems...
Staying afloat: The sustainability of insurers
The impact of COVID-19 on SSA insurance markets The COVID-19 health crisis is already ...
The potential of remittance-linked insurance products in sub-Saharan Africa
Exploring the potential of remittance-linked insurance products to improve the resilience of households in s...