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Insurance for development


Governments and donors are increasingly recognising the potential of insurance and improved risk management to contribute to broader policy and development objectives. They do this, for example, through the de-risking of value chains to improve productivity, using data to predict and manage risks, supporting enterprises through improved risk management and supporting the development of capital markets to contribute to growth.

Our research explores the potential opportunities to contribute to these policy and development objectives through better risk management and insurance.

Some of the key questions we are exploring are:

Explore our work and contact us for more information.

The Latest in Insurance for development

A decade of microinsurance innovation: promising or ‘meh’?
In October 2023, Doubell Chamberlain spoke to Rishi Raithatha about the impact that innovation and technology has had on the microinsurance market [...]
Then and now: Is Ethiopia at an inflection point after 15 years of insurance underdevelopment?
Very little has changed in the Ethiopian insurance industry over the last fifteen years but there is a potential silver lining: a few fundamental [...]
Insurance regulation and innovation: An assessment of 8 African insurance markets
To support regulatory authorities in sub-Saharan Africa in promoting inclusive insurance market development, there is a need to strike a balance [...]
What will it take to build innovative insurance markets in Sub-Saharan Africa?
Despite the best efforts of sub-Saharan African (SSA) insurers, most African citizens and small businesses do not yet have insurance. Our recent [...]
Holistic risk solutions for MSME resilience in Egypt
Micro, small and medium-sized enterprises in Egypt Micro, small and medium-sized enterprises (MSMEs) play a fundamental role in the Egyptian economy [...]
Private sector partnerships for MSME resilience: Learnings from Africa
Opportunities await insurers and tech providers who are willing to work together Insurance is a key tool that provides businesses with protection [...]
Insurance Innovation Dialogue
About the Insurance Innovation Dialogue  To support insurance regulatory authorities in sub-Saharan Africa strike a balance between innovation [...]
Insurance supervisors’ responses to COVID-19
Importance of insurance amplified by COVID-19 pandemic  The COVID-19 pandemic constitutes one of the largest recent shocks to the African continent [...]
Understanding insurance distribution and automation in Africa
Limited digitalisation of the insurance sector in Africa constrains uptake. Less than 10% of adults across nine sub-Saharan African countries have [...]
Opportunities for remittance-linked insurance products in SSA
A demand-side perspective of the risk management and resilience needs of remittance senders from South Africa to Ghana, Malawi and [...]