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Remittances


Cross-border and domestic money transfers play a critical role in the financial strategies of low-income households and present many opportunities to extend financial inclusion.

Our extensive research on remittances spans sub-Saharan Africa and forms part of our dedicated programme on risk, remittances and integrity.

The Latest in Remittances

The evolution of agent networks in Africa
Case study: Kenya The majority of mobile-money flows continue to be dominated by cash-in and cash-out (CICO) transactions. This has led to the [...]
Payment systems in sub-Saharan Africa
This two-part note series explores the state of national and regional payment systems in sub-Saharan Africa (SSA). Note 1 explores themes and [...]
Tipping the scale in favour of payment systems in sub-Saharan Africa (SSA)
For a moment, cast your mind back over the last week. How many payments did you make with your credit card during the week? The answer is most likely [...]
Where are the flows? Exploring barriers to remittances in sub-Saharan Africa
Remittance flows represent an increasingly important source of income for sub-Saharan Africa (SSA). Between 2012 and 2015, formal flows steadily grew [...]
The benefits and potential risks of digital fiat currencies
Cryptocurrency has taken the financial world by storm since 2008 through its ability to deliver peer-to-peer payment that is faster, cheaper, more [...]
Exploring barriers to remittances in sub-Saharan Africa
On average, the remittance market in Africa is the most expensive in the world. The latest data from the World Bank indicates that the average cost [...]
The curious case of migration and remittances in SSA
Migration is on the rise in sub-Saharan Africa (SSA), both in terms of migrants going to live abroad as well as  within the region. With an [...]
MAP Zambia diagnostic and roadmap to financial inclusion
From 2009 to 2015 the proportion of adults, financially excluded from any financial service, decreased from 63% to 41% in Zambia, which exceeded the [...]
Risk, Remittances and Integrity Programme
The five-year RRI programme is a partnership between FSD Africa and Cenfri. Its aim is to improve welfare and boost investment growth in sub-Saharan [...]
It’s not just about price: Innovative Solutions to Africa’s Remittances Problem
Innovative Solutions to Africa’s Remittances Problem You want to send money home because your sister is desperately ill and your mom [...]