Now reading: Eswatini Central Bank Digital Currency diagnostic study

Payments and Remittances


Cross-border and domestic money transfers play a critical role in the financial strategies of low-income households and present many opportunities to extend financial inclusion.

Our extensive research on themes and imperatives for national and regional payment systems and remittances spans sub-Saharan Africa and forms part of our dedicated programme on risk, remittances and integrity in partnership with FSD Africa.

The Latest in Payments and Remittances

Eswatini Central Bank Digital Currency diagnostic study
Central banks across the developed and developing world have begun considering the possibility of implementing a Central Bank Digital Currency (CBDC) [...]
Money transfer operators in Nigeria: Regulation and licensing options
Many people have had their 2020 plans ruined by COVID-19, but the cross-border remittance opportunity in Nigeria is even more enticing right now. [...]
Overthrowing the king: Could central bank digital currencies replace cash in post-COVID-19 Africa?
In an age where we can send mail electronically in seconds at no cost rather than going to the post, it seems odd that people still walk around with [...]
Payment facilities and Africa’s platform ecosystem: What does the data tell us?
Payment facilities underpin scaling of Africa’s digital platforms. Digital platforms, also known as multi-sided marketplaces, are seamlessly [...]
Why it’s time for Africa to adopt a regional digital financial identity
According to the World Bank Group’s Identification for Development, 1.1 billion people globally, including women, children and refugees, lack any [...]
How to fill the remittance gaps left by COVID-19
When we think of the African diaspora, we often imagine large networks across Europe or North America and the indelible contribution they play to [...]
When digital payment goes viral: lessons from COVID-19’s impact on mobile money in Rwanda
Since the onset of the COVID-19 pandemic, many African governments have implemented policy changes and lockdowns to prevent the further spread of the [...]
The potential of remittance-linked insurance products in sub-Saharan Africa
Exploring the potential of remittance-linked insurance products to improve the resilience of households in sub-Saharan Africa [...]
Where are the flows? Exploring barriers to remittances in sub-Saharan Africa
This seven-part research series provides a detailed analysis of the market barriers to formal cross-border remittances in sub-Saharan Africa [...]
CBDC — The next frontier of mobile money?
Many discussions around retail central bank digital currency (CBDC) today revolve around ambitious policy-focused use cases. Most recently, in the [...]