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Remittances


Cross-border and domestic money transfers play a critical role in the financial strategies of low-income households and present many opportunities to extend financial inclusion.

Our extensive research on remittances spans sub-Saharan Africa and forms part of our dedicated programme on risk, remittances and integrity.

The Latest in Remittances

The curious case of migration and remittances in SSA
Migration is on the rise in sub-Saharan Africa (SSA), both in terms of migrants going to live abroad as well as  within the region. With an [...]
Where are the flows? Exploring barriers to remittances in sub-Saharan African
Remittance flows represent an increasingly important source of income for sub-Saharan Africa (SSA). Between 2012 and 2015, formal flows steadily grew [...]
MAP Zambia diagnostic and roadmap to financial inclusion
From 2009 to 2015 the proportion of adults, financially excluded from any financial service, decreased from 63% to 41% in Zambia, which exceeded the [...]
Risk, Remittances and Integrity Programme
The five-year RRI programme is a partnership between FSD Africa and Cenfri. Its aim is to improve welfare and boost investment growth in sub-Saharan [...]
It’s not just about price: Innovative Solutions to Africa’s Remittances Problem
Innovative Solutions to Africa’s Remittances Problem You want to send money home because your sister is desperately ill and your mom [...]
Delivering on the promise of digitising payments in Zambia
Digital financial inclusion holds great promise. A McKinsey report last year found that digital finance could add up to $3.7 trillion to [...]
Cash is king for Africans sending money from the UK
The way we stay in touch, do our shopping, and even the ways in which some of us find love, have all gone digital. Yet, for the vast majority of [...]
MAP DRC diagnostic and roadmap to financial inclusion
The Democratic Republic of the Congo (DRC) may be one of the most challenging environments for financial services. From both a provider and [...]
Cross-border remittances
The World Bank estimated that in 2016 remittances from migrant workers to developing countries will be worth USD 440 billion. More than twice that of [...]
Un-networked retailers: A growing channel for financial services distribution?
Agent networks are critical for expanding access to financial services in developing countries. They enable providers to offer viable cost-effective [...]