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Technology and Innovation


Technology and innovation is changing the nature of financial markets. Innovation can create opportunities, enhance efficiencies, increase competition, drive scale, and improve the reach and value of financial products and services to consumers. However, with innovation also comes risk.

Much attention is currently placed on the development of new technologies, business models and on creating the regulatory space for these models to encourage and facilitate innovation whilst protecting consumers to support both market development and consumer protection.

Our work explores the benefits and risks of technology and innovation across Africa and Latin America. We work to understand, map and support the various drivers for inclusive innovation, including the development of sustainable and welfare-enhancing products.

The Latest in Technology and Innovation

The potential of digital platforms as distributors and enablers of financial services in Africa
The past decade has seen the emergence of digital platforms, which connect buyers and sellers of goods and services and allow them to seamlessly [...]
Digital app services in sub-Saharan Africa sees promising start
Expanded smartphone access in Africa underpins evolving consumer behaviour. Smartphone uptake in Africa is growing rapidly. GSMA reported that [...]
Innovation ecosystems in sub-Saharan Africa: How to enable flourishing innovation?
Insights from Cape Town, Nairobi and Lagos  With a growing number of tech start-ups, hubs, accelerators and other innovation facilitators, Cape [...]
FinTecHub and Cenfri: partnership announcement
FinTecHub and Cenfri are pleased to announce the signing of their new Memorandum of Understanding (MoU). This MoU underlines the shared interest of [...]
“If you can make it here, you’ll make it anywhere”: Innovating in Lagos
We set out to understand the dynamics and factors enabling the three top innovation ecosystems in sub-Saharan Africa: Cape Town, Nairobi and Lagos. [...]
Shapeshifting into maturity: Hubs in the Nairobi innovation ecosystem
At the beginning of this year, we set out to understand what makes innovation ecosystems tick. We wanted to uncover the factors that might turn a [...]
Innovation ecosystems
What enables tech innovation ecosystems to flourish? Innovations of all kinds contribute to greater economic growth, and tech innovations, in [...]
Skills for the digital economy: Digital skills in Kenya
A qualitative case study on the level of youth digital skills in Kenya - Are Kenyans tech savvy? Known as “Silicon Savannah,” Kenya’s ICT [...]
New partnership: Africa Fintech Network and Cenfri
The Africa Fintech Network (AFN) and Cenfri are pleased to announce the signing of their new Memorandum of Understanding. This MoU underlines the [...]
New partnership: Findexable and Cenfri
Findexable and Cenfri are excited to announce the signing of their new partnership agreement. This partnership is designed to contribute to an [...]