Now reading: Open Finance in Africa: Designing context-appropriate approaches for the financial sector

Policy and Regulation


We use our expertise in a variety of financial sectors, in advising the development of inclusion-friendly financial-sector policy and regulation. The work we do on any component of the financial sector is always placed within the broader financial policy and regulatory framework, and within a clear understanding of market dynamics and trends.

Our work leverages all financial sector players, including commercial financial service providers, towards providing financial services to lower-income households. While much of our work focuses on policy and regulatory outcomes, we do this in support of private financial-sector development.

Our extensive research in the area of financial policy and regulation spans Africa, Latin America and Asia.

The Latest in Policy and Regulation

Open Finance in Africa: Designing context-appropriate approaches for the financial sector
Open Finance can be defined as the sharing of consumer data between financial service providers (FSPs) and/or third-party providers on the basis of [...]
An assessment of customer due diligence and identity regulatory frameworks
Innovation opportunities for enhanced remittance access As part of our Remittance Access Ininitative (RAI), Cenfri conducted a regulatory assessment [...]
Beyond guesswork: A data-driven path to better public-bus-system planning in Kigali
Data-driven decision-making is becoming increasingly important in Rwanda. Very large datasets are generated in real-time across the economy: each [...]
Consumer protection in digital finance
The authors of this report would like to acknowledge the support of the International Dialogue on Consumer Protection in Context of the SDGs, [...]
Responsive and responsible regulation
The value of non-legally binding guidance Regulation is the regulator's strongest and most fundamental tool; but it can take years to be [...]
Open finance: Prerequisites and considerations for fit-for-context implementation in Africa
Data is a powerful enabler of innovation: It helps financial service providers (FSPs) to better understand and serve consumers, as well as improve [...]
Practice what you preach: Giving consumers a say in consumer protection
New and proposed financial regulations, such as South Africa’s Pension Funds Amendment Bill, often make headline news because of their [...]
Regulatory adaptation: The changing role of financial sector regulators
Considering the changing role of financial regulators and responses to innovation Innovation creates opportunities, enhances efficiencies, [...]
Digitalizing farm to table supply chains in Asia
On-demand transport services and insurtech  Whether as a customer or a business, digital platforms that connect people and services are [...]
Guidance for policymakers on financial health
The UNSGSA Financial Health Working Group (FHWG) was convened by HM Queen Máxima of the Netherlands, the United Nations Secretary-General’s [...]