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Microinsurance and Health Financing


Microinsurance refers to the provision of insurance to lower-income households. If appropriately designed and intermediated, insurance products can play an important role in reducing vulnerability for low-income households as well as presenting profitable markets for commercial insurance providers. In addition, ensuring well-functioning health financing systems is a critical element of development policy and the delivery of health services.

We’ve done extensive work on the regulation and development of microinsurance and health financing markets in Africa, Latin America and Asia.

The Latest in Microinsurance and Health Financing

Impact report: what we’ve learned and what we’ve achieved
Between 2012 and early 2020, FSD Africa, supported by Foreign, Commonwealth and Development Office, reached over 5.47 million people and [...]
Managing risks (more) effectively: Rethinking insurance for MSMEs 
MSMEs form the backbone of many economies globally and give rise to economic growth, employment and innovation. The ongoing COVID-19 crisis [...]
Microinsurance Network Annual Report 2019
International concern about the impacts of climate change and natural disasters has brought the insurance community together to build resilience and [...]
Health insurtechs: from incremental digitisation to full digital ecosystems
Health – and the welfare implications of illness – has rarely been more front of mind than in light of the ongoing COVID-19 pandemic As a [...]
Insurtech Tracker
The rise of insurtechs in emerging markets In light of the insurtech trends, Cenfri wanted to understand to what extent insurtechs in emerging [...]
10 years, eight trends: Where does microinsurance go from here?
8 trends that will shape the future of microinsurance As Cenfri and the ILO's Impact Insurance Facility turn 10, they reflect on the last decade of [...]
Inclusive insurance enhanced through the use of client data
How different types of alternative and traditional client data solve key challenges in inclusive insurance provision This publication adds depth to [...]
Voluntary take-up: The holy grail of microinsurance
Last week, Cenfri was in Brussels to present at the BRS microfinance lunch on what we deem to be the holy grail of microinsurance – voluntary [...]
The role of insurance regulators in dealing with consumer data protection risks
Across industries, businesses are collecting, storing and using increasing amounts of consumer data. This has been made possible by the growth in [...]
China Access to Insurance Diagnostic: A Market and Regulatory Analysis
This report contains the findings of a diagnostic study on the provision of microinsurance to rural workers in China. The study was commissioned by [...]