Now reading: A decade of microinsurance innovation: promising or ‘meh’?

Microinsurance and Health Financing


Microinsurance refers to the provision of insurance to lower-income households. If appropriately designed and intermediated, insurance products can play an important role in reducing vulnerability for low-income households as well as presenting profitable markets for commercial insurance providers. In addition, ensuring well-functioning health financing systems is a critical element of development policy and the delivery of health services.

We’ve done extensive work on the regulation and development of microinsurance and health financing markets in Africa, Latin America and Asia.

The Latest in Microinsurance and Health Financing

A decade of microinsurance innovation: promising or ‘meh’?
In October 2023, Doubell Chamberlain spoke to Rishi Raithatha about the impact that innovation and technology has had on the microinsurance market [...]
Then and now: Is Ethiopia at an inflection point after 15 years of insurance underdevelopment?
Very little has changed in the Ethiopian insurance industry over the last fifteen years but there is a potential silver lining: a few fundamental [...]
5 lessons for designing fit-for-purpose health microinsurance
Gakere is a 49-year-old mechanic from Nairobi, and like 77% of adults in Kenya, he does not have National Hospital Insurance Fund (NHIF) or private [...]
The role of different partners for effective MSME insurance
Insurers can partner with digital platforms, lenders and insurance aggregators to offer better products that matter for MSMEs.   Despite being [...]
Upscaling mobile-based health insurance in Kenya
Britam and M-TIBA receive Swiss Capacity Building Facility (SCBF) funding to scale up mobile-based health insurance Britam and M-TIBA have [...]
The complexity of partnering to provide microinsurance
A case study on Turaco and Fenix International in Uganda  Generally, health insurance has a very low uptake across Africa. According to [...]
FSD Africa’s Impact report
Between 2012 and early 2020, FSD Africa, supported by Foreign, Commonwealth and Development Office, reached over 5.47 million people and [...]
Managing risks (more) effectively: Rethinking insurance for MSMEs 
MSMEs form the backbone of many economies globally and give rise to economic growth, employment and innovation. The ongoing COVID-19 crisis [...]
Microinsurance Network Annual Report 2019
International concern about the impacts of climate change and natural disasters has brought the insurance community together to build resilience and [...]
Health insurtechs: from incremental digitisation to full digital ecosystems
Health – and the welfare implications of illness – has rarely been more front of mind than in light of the ongoing COVID-19 pandemic As a [...]