Now reading: Jeremy Gray

Jeremy Gray

Jeremy leads the resilience team and he is focused on better understanding how to improve the resilience of both individuals and enterprises across the developing world and on working with both the public and private sector to achieve this. Jeremy has a particular interest in the role of policymakers and regulators in improving the role of the financial sector to meet individuals’ financial needs and on how insurers can deliver better solutions to SMEs to more effectively build their resilience.

He has conducted and managed research across a range of content areas throughout the developing world, including market diagnostics (financial inclusion and insurance) and discrete project work in the areas of insurance, retail payments, the measurement of financial inclusion and regulating for innovation.

Recent highlights 

  • Supporting governments to develop their financial systems and developing and supporting market development strategies to improve insurance for MSMEs in Africa.
  • Leading the Digital economy diagnostic in Senegal to unpack priority value chains and identify key opportunities to enhance employment generation, through the greater adoption of digital technology
  • Conducting regulatory implementation to identify and implement regulatory tools and processes to responsibly regulate for innovation


  • Master’s in economics (cum laude), University of Kwa Zulu-Natal
  • BSocSci (hons) in economics, University of Cape Town
  • BSocSci (PPE), University of Cape Town

Recent Work by Jeremy Gray
Open Finance in Africa: Designing context-appropriate approaches for the financial sector
Open Finance can be defined as the sharing of consumer data between financial service providers (FSPs) and/or third-party providers on the basis of...
Insurance regulation and innovation: An assessment of 8 African insurance markets
To support regulatory authorities in sub-Saharan Africa in promoting inclusive insurance market development, there is a ...
Holistic resilience solutions for Egyptian MSMEs
Key insights on opportunities to better serve Egyptian MSMES    ...
Responsive and responsible regulation
The value of non-legally binding guidance Regulation is ...
Holistic risk solutions for MSME resilience in Egypt
Micro, small and medium-sized enterprises in Egypt Micro, small and medium-sized ent...
Insurance supervisors’ responses to COVID-19
Importance of insurance amplified by COVID-19 pandemic  The COVID-19 pandemic const...