Access to financial services is a challenge in SADC, where there is limited infrastructure and a largely rural population. Ordinary distribution channels are not capable of effectively delivering access and it is important to determine what alternative methods can facilitate a wider reach of financial services.

This study provides an assessment of the distribution opportunities available for interested parties looking to engage in the region, as well as regulators aiming to better understand the landscape. It maps and aggregates the footprint of a variety of potential channels across SADC, looking at their geographical spread, and assessing their suitability to distribute financial services. These channels include: agro distributors, gas stations, informal traders, mobile network operators (MNOs), post offices, retailers.