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Payments and Remittances


Cross-border and domestic money transfers play a critical role in the financial strategies of low-income households and present many opportunities to extend financial inclusion.

Our extensive research on themes and imperatives for national and regional payment systems and remittances spans sub-Saharan Africa and forms part of our dedicated programme on risk, remittances and integrity in partnership with FSD Africa.

The Latest in Payments and Remittances

MAP DRC diagnostic and roadmap to financial inclusion
The Democratic Republic of the Congo (DRC) may be one of the most challenging environments for financial services. From both a provider and [...]
Cross-border remittances
The World Bank estimated that in 2016 remittances from migrant workers to developing countries will be worth USD 440 billion. More than twice that of [...]
Un-networked retailers: A growing channel for financial services distribution?
Agent networks are critical for expanding access to financial services in developing countries. They enable providers to offer viable cost-effective [...]
The South Africa-SADC remittance channel
In 2012, it was estimated that 3.3m SADC migrant workers in South Africa sent around R11.2 billion home each year; R7.6 billion of which is estimated [...]
Remittance study on Zimbabwe migrant workers in South Africa
This 2010 study is concerned with the remittance of funds to Zimbabwe from South Africa and assesses the suitability of the 90-day casual worker's [...]
Zimbabwe Remittance Corridor
This study, undertaken by Saul Kerzner, was commissioned by Cenfri, on behalf of the FinMark Trust, to sketch a picture of the remittances [...]
Reviewing the regulatory framework for money transfers in South Africa
As economic hub of the region, South Africa attracts a large number of migrant workers from neighbouring countries, many of them without the [...]
Zambia: The landscape of remittances
This Cenfri research project conducted for the Finmark Trust Zambia, provides an overview of the remittances landscape in Zambia considering [...]
Zimbabwe-Johannesburg remittance corridor
Zimbabwe is heavily reliant on remittance flows from South Africa and particularly Johannesburg. As many Zimbabweans are undocumented, they cannot [...]