Now reading: First impressions from a more granular approach to client typology

Policy and Regulation


Financial Inclusion

First impressions from a more granular approach to client typology

Decoding the customer – First impressions from a more granular understanding of client typology is the first note to be published from the MAP Global Insights series, and unpacks the target market segmentation approach that is central to programme’s client-centric analytical methodology, providing a clear and concise look at the emerging cross-country customer

Consumer Outcomes

Women on the move: Harnessing the economic forces of cross-border mobility in ASEAN

Financial services, including savings accounts and investments into capital assets such as land, have traditionally excluded women in the ASEAN region. Evidence shows that including them can greatly influence the intergenerational wealth of their families. This report focuses on the role played by remittances in achieving broader development objectives with

Banks need a paradigm shift to make headway in developing countries
Financial Inclusion

Banks need a paradigm shift to make headway in developing countries

In 1778 the first modern-day savings bank in Germany was founded in Hamburg. The bank was set up to develop solutions for people with low incomes to save small sums of money and support business startups. Fast forward two centuries and there are now 431 savings banks in Germany with

Financial Inclusion

ASEAN financial inclusion for what?

Financial inclusion emerged as a key pillar of the ASEAN Economic Community (AEC) beginning in 2015. The ASEAN Financial Inclusion Conference in 2014 concluded with the release of the “Yangon Outcomes for Financial Inclusion”, a set of recommendations to accelerate financial inclusion in the ASEAN region. This 2014 report focuses

Financial Inclusion

Regaining momentum?

An update on microinsurance in South Africa. In 2011, a policy document entrenched and refined a proposed microinsurance regulatory framework for South Africa that was envisaged to be incorporated into a forthcoming Microinsurance Act and subordinate legislation. However, in 2013 the decision was made to no longer pursue standalone microinsurance

Financial Inclusion

Regulating for inclusive insurance markets in SADC

SADC faces high levels of exclusion in insurance. It is therefore appropriate for SADC supervisors to pursue inclusive insurance markets based on international guidance. Since the vast majority of SADC populations are excluded from insurance, it also holds that retail markets are extremely small. Microinsurance can, therefore, form a foundation for

Governance

Standards setting bodies (SSBs) and financial inclusion

Financial Inclusion is rapidly moving up the policy agendas of many countries, particularly developing countries. However, one of the obstacles to more effective and widespread financial inclusion is that the international standards that guide the delivery of financial services were originally conceived for financially-advanced developed countries. In 2011, the Global

Financial Inclusion

Reviewing the regulatory framework for money transfers in South Africa

As economic hub of the region, South Africa attracts a large number of migrant workers from neighbouring countries, many of them without the necessary documentation and work permits. Regardless of their status, migrants send money home to families that are often dependent on these remittances for survival. Though the majority

Financial Inclusion

The future of microinsurance regulation in South Africa

This South African National Treasury discussion paper on microinsurance sets out the proposed new approach to the regulation of microinsurance. The proposed approach seeks to balance the need for consumer protection with financial inclusion and reduce the impact of the cost of regulation on the market. It also proposes changes to the way

Financial Integrity & Identity

Implementing FATF standards in developing countries

This study was conducted by Genesis Analytics, with the participation of Cenfri members, under the guidance of a steering committee consisting of representatives from the FIRST Management Unit, World Bank, International Monetary Fund (IMF), the UK’s Department for International Development (DFID), the Consultative Group to Assist the Poor (CGAP), the