Welcome to the Centre for Financial Regulation and Inclusion (Cenfri)

Cenfri (The Centre for Financial Regulation & Inclusion) is an independent think tank based in Cape Town. Our mission is to support financial inclusion and financial sector development through facilitating better regulation and market provision of financial services. We do this by conducting research, providing advice and developing capacity building programmes for regulators, donors, financial service providers and other parties operating in the low-income market. In collaboration with key partners and funders we actively engage across Africa, Latin America and Asia.

 

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Search publications and events

 

Recent publications and events 

Lost in the mail: Why bank account access is not translating into usage
Lost in the mail: Why bank account access is not translating into usage

Underlying the global financial inclusion agenda is the assumption that providing access to and ownership of bank accounts will improve the lives of previously excluded adults and contribute to economic growth objectives. This assumption is reinforced by global surveys such as the World Bank Global Financial Inclusion Index (Findex) and the country-level FinScope Consumer Survey, which monitor the progress of financial inclusion policies by tracking the number of ‘banked’ individuals. The headline indicators, such as the FinScope Access Strand, position bank account ownership as the priority area of inclusion, with other forms of financial inclusion secondary. However, the evidence from the first six MAP pilot countries shows that ownership of a bank account is not a sufficient measure for whether adults are using them and, in turn, benefiting from them.

 

Finance Forward Volume IV Issue I
Finance Forward Volume IV Issue I

By widening our gaze at Cenfri, even if just for a defined period, we can begin to recognize areas of strategic importance, to coordinate research efforts with one another, and to identify developments in our field and in the fields that influence it as they take shape.

 

Finance Forward aims to collect and present information that helps the reader understand recent trends, driving forces, and relevant issues impacting upon the financial sector in Africa. The series has been designed not to provide direct answers, opinions, or solutions about global trends and issues. Rather, the publication is intended to help leaders take a step back so that they can scan the larger, interlocking environments from which trends and themes emerge. This allows each of us to interpret the con­tents based on the context of our own institutions, projects and aims, ultimately enabling us to create appropriate institutional strategy. 

 

Please click here to download Finance Forward Volume IV Issue I (PDF, 21.4MB)

 

Brand new to this edition is the Statistical Appendix. It serves as an easy reference guide for all the statistics used through the Finance Forward edition.

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    Welcome to the Centre for Financial Regulation and Inclusion (Cenfri)

    Cenfri (The Centre for Financial Regulation & Inclusion) is an independent think tank based in Cape Town. Our mission is to support financial inclusion and financial sector development through facilitating better regulation and market provision of financial services. We do this by conducting research, providing advice and developing capacity building programmes for regulators, donors, financial service providers and other parties operating in the low-income market. In collaboration with key partners and funders we actively engage across Africa, Latin America and Asia.

     

    Read more...

     

    Search publications and events

     

    Recent publications and events 

    Lost in the mail: Why bank account access is not translating into usage
    Lost in the mail: Why bank account access is not translating into usage

    Underlying the global financial inclusion agenda is the assumption that providing access to and ownership of bank accounts will improve the lives of previously excluded adults and contribute to economic growth objectives. This assumption is reinforced by global surveys such as the World Bank Global Financial Inclusion Index (Findex) and the country-level FinScope Consumer Survey, which monitor the progress of financial inclusion policies by tracking the number of ‘banked’ individuals. The headline indicators, such as the FinScope Access Strand, position bank account ownership as the priority area of inclusion, with other forms of financial inclusion secondary. However, the evidence from the first six MAP pilot countries shows that ownership of a bank account is not a sufficient measure for whether adults are using them and, in turn, benefiting from them.

     

    Finance Forward Volume IV Issue I
    Finance Forward Volume IV Issue I

    By widening our gaze at Cenfri, even if just for a defined period, we can begin to recognize areas of strategic importance, to coordinate research efforts with one another, and to identify developments in our field and in the fields that influence it as they take shape.

     

    Finance Forward aims to collect and present information that helps the reader understand recent trends, driving forces, and relevant issues impacting upon the financial sector in Africa. The series has been designed not to provide direct answers, opinions, or solutions about global trends and issues. Rather, the publication is intended to help leaders take a step back so that they can scan the larger, interlocking environments from which trends and themes emerge. This allows each of us to interpret the con­tents based on the context of our own institutions, projects and aims, ultimately enabling us to create appropriate institutional strategy. 

     

    Please click here to download Finance Forward Volume IV Issue I (PDF, 21.4MB)

     

    Brand new to this edition is the Statistical Appendix. It serves as an easy reference guide for all the statistics used through the Finance Forward edition.

  •