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Payments & Remittances

State of inclusive instant payment systems in Africa

  Real-time retail payments that enable consumers to send and receive cross-border and domestic transactions digitally are on the rise globally. The increasing proliferation of

Resilience & Insurance

Kenyans are value maximisers, not cost minimisers

Lessons from scaling retail health microinsurance in Kenya It is often assumed that people with limited income will always choose the cheapest option available. However,

Governance, Policy & Regulation

R3Lab Toolkit: Regulating and enabling innovation

Innovation can enable insurance to become a powerful engine of growth and development across the continent, but achieving this requires that market players and regulators

Rwanda Economy Digitalisation Programme

Data training resources for independent learners

Designed for people who want broad exposure to a spectrum of data science and data engineering content, these data training resources are available to those

Financial Integrity & Identity

A new approach to tackling deforestation

Over the past three years, the Global Stocktake (GST) embarked on a consultative journey to assess progress towards the objectives of the Paris Climate Change

Digital Transformation & Data

Navigating a career in data science

There is demand for skilled professionals in the field of data science as organisations are increasingly adopting a data-driven approach. From uncovering valuable insights to

Consumer Outcomes

Supporting the development of a digital finance index

Digital financial services are transforming global financial service provision and access. Rapid developments in fintech are disrupting and transforming financial landscapes worldwide, leading to new

MSMEs, Ecosystems & Economic Opportunity

The untold realities of women cross-border traders

A diagnostic study on women cross-border traders between South Africa and Lesotho, Malawi and Mozambique​  Informal cross-border trade plays a significant economic role in the

Digital Transformation & Data

Guidance on developing a data and analytics strategy

In today’s data-driven world, many organisations recognise the importance of leveraging data insights to make decisions. However, once they attempt to harness and use their

Payments & Remittances

Remittances, a vital contributor to the SDGs

Remittances are a valuable lifeline for Africans, with over USD 100 billion flowing into the continent annually from a migrant workforce of 40 million individuals

Payments & Remittances

Impact from the Remittance Access Initiative

KYC and CDD requirements can inhibit access to remittances for low-income, rural households and women. These are our findings from the Remittance Access Initiative where

Digital Transformation & Data

Guidance notes to public sector data frameworks

If properly catalogued, classified and shared, public sector data can be leveraged to increase access to services, make service delivery more efficient and inform policymaking.

Payments & Remittances

Tailored CBDC technical assistance in emerging markets

Recognising the importance of digital payments as a contributor to financial inclusion, central banks in low-and-middle-income countries (LMICs) are increasingly looking to address the remaining

Governance, Policy & Regulation

Consumer protection in digital finance

The authors of this report would like to acknowledge the support of the International Dialogue on Consumer Protection in Context of the SDGs, coordinated by

Digital Transformation & Data

Data insights in achieving retail growth in Rwanda

The retail and trade (merchant) sector is one of the priority sectors for the Rwanda Economy Digitalisation Programme. The sector and its upstream activities generate

Digital Transformation & Data

Enhancing identity verification for refugees in Uganda

In Uganda, refugees and asylum seekers struggle to cash out their remittances due to challenging and time-consuming identity verification processes. This is one observation from

remittance
Payments & Remittances

Lessons on improving remittance access in Africa

Learnings from the Remittance Access Initiative (RAI) in partnership with IFAD’s Financing Facility for Remittances Cenfri, in partnership with IFAD’s Financing Facility for Remittances recently

Rwanda Economy Digitalisation Programme

Agriculture an important policy priority for Rwanda

Agriculture plays a major role in the Rwandan economy: close to 75% of the population’s livelihood depends on farming. However, the majority of these farmers

Digital Transformation & Data

The potential of CBDCs for financial inclusion

Will CBDC solve your financial inclusion woes or further exclude the vulnerable?   Central bank-backed digital currency (CBDC) may alleviate financial exclusion barriers, but it comes

Digital Transformation & Data

Cenfri joins the Smart Africa Alliance

Kigali, Monday 29th August 2022  – The Smart Africa Alliance welcomes Cenfri as an international non-profit member to advance Smart Africa’s digital transformation initiatives. With

Governance, Policy & Regulation

Responsive and responsible regulation

The value of non-legally binding guidance Regulation is the regulator’s strongest and most fundamental tool; but it can take years to be published. In Zambia,

Webinar: Building the resilience of MSMEs in Uganda - Insights for the financial sector
MSMEs, Ecosystems & Economic Opportunity

Holistic risk solutions for MSME resilience in Egypt

Micro, small and medium-sized enterprises in Egypt Micro, small and medium-sized enterprises (MSMEs) play a fundamental role in the Egyptian economy – they drive more

African Fintech Radar
Resilience & Insurance

Insurance Innovation Dialogue

About the Insurance Innovation Dialogue  To support insurance regulatory authorities in sub-Saharan Africa strike a balance between innovation and risk, FSD Africa set up the

Payments & Remittances

Delivering remittances at the last mile

The role of enabling identity regulation in Ghana  Recent data shows that remittances continue to play a critical role in Ghana. According to Ghana’s 2020

Digital Transformation & Data

Applying a gender lens to trade finance

Small and medium enterprises (SMEs) are considered engines of economic growth and development, especially in developing economies, yet they continue to be disproportionately rejected from

Unlocking the digital economy in Senegal
Resilience & Insurance

The role of women and finance in climate action

A changing climate affects everyone, but it’s the world’s poorest and most vulnerable, predominantly women and girls, who bear the brunt of environmental, economic and

Digitalizing farm to table supply chains in Asia
Digital Transformation & Data

Digitalizing farm to table supply chains in Asia

On-demand transport services and insurtech  Whether as a customer or a business, digital platforms that connect people and services are ubiquitous today. The adoption of technology in food

Consumer Outcomes

7 Lessons from 2024

Although Cenfri has deep roots in financial inclusion and micro-insurance, our portfolio of work has expanded substantially over the intervening years since the organisation’s launch

A snapshot of our impact

guidelines, frameworks and regulations changed across Africa, Asia and Latin America
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partnerships between policymakers, regulators and the private sector
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private-sector business models supported
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regulators upskilled and trained
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people can access financial services due to removal of barriers and interventions
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