Now reading: Herman Smit
MENUMENU

Herman Smit


Herman is a Director at Cenfri and the Head of Client Insights for the i2i facility. His current research activities consider the role of behavioural science, alternative data and technology in advancing the benefits of the financial sector to society.

Since joining Cenfri in 2009, Herman’s research has focused on the broader area of financial inclusion and the more specific areas of inclusive insurance, retail payments systems and drivers of women’s financial services usage. His research work in Africa, Latin America and East Asia has centred predominantly on innovation in the delivery of financial services to low-income people. He further led the design and establishment of the i2i facility and co-designed the financial sector assessment tool, Making Access Possible.

Qualifications
  • Master’s degree in behavioural science, London School of Economics, United Kingdom
  • Master’s in economics (specialising in competition and regulation), Tilburg University, Netherlands
  • BCom (Honours) in econometrics, University of Pretoria, South Africa
  • Bachelors in statistics, University of Pretoria, South Africa
Recent Content by Herman Smit
How are African digital platforms shaping the economic development conversation?
Insights from an expert workshop on the potential of African digital platforms to influence development...
The rise of African digital platforms
Early findings from our African digital platforms and the future of financial services research...
African digital platforms and the future of financial products
As societies and economies change, so should the financial products that serve the...
What can behavioural science tell us about the financial decisions of women?
Women are significantly less likely to use formal banking services than men, due to a range of barriers to access and use. A lack of gender-disagg...
Behavioural interventions that advance financial inclusion
“A behavioural intervention is any customer interaction that has been explicitly designed to influence ...
China Access to Insurance Diagnostic: A Market and Regulatory Analysis
This report contains the findings of a diagnostic study on the provision of microinsurance to rural workers in China. The study was commissioned by...