There are expanded risks and consumer harms that come with financial service digitalisation. A digitised financial system has more participants, multiple points of vulnerability and
Across Africa, as elsewhere in the world, governments are increasingly aware that data is essential for effective policymaking. Yet when ministries and agencies take the
Across Rwanda’s ministries and agencies, years of digital investment have produced large volumes of data. The digitisation effort led to numerous government services being made
The global data governance landscape is rapidly evolving, presenting an opportune moment for African policymakers to reassess the role of domestic data protection authorities. A key aspect to
A literature review by Cenfri for the Innovative Capital Mobilisation in Africa (ICAMA) initiative, implemented by GIZ, examining the regulatory conditions needed to support venture
This blog series was written as part of GIZ’s Governance of Digital Finance project. Women across Sub-Saharan Africa (SSA) are driving economic growth, with women-led
The impact of COVID-19 on livelihoods in Africa – The
In recent years, Rwanda has embarked on a transformative journey
Cenfri is concerned about the global economic and health outcomes of
What is MAP? MAP is a multi-country, financial-inclusion initiative launched
Across sub-Saharan Africa, financial sectors face significant constraints to more formally
New Frontiers in Microinsurance Distribution The International Labour Organization’s (ILO) Microinsurance Innovation Facility (MIF) commissioned Cenfri to compare innovative distribution models from India, South Africa,
To support the development of microinsurance markets a project was launched under the auspices of the International association of Insurance Supervisors (IAIS)-Microinsurance Network (MIN) Joint
Conducted for the International Labour Organization (ILO) and United Nations Capital Development Fund (UNCDF) this Cenfri research project reviews the opportunities and challenges for microinsurance emerging from the
SADC faces high levels of exclusion in insurance. It is therefore appropriate for SADC supervisors to pursue inclusive insurance markets based on international guidance. Since
In 2010, conservative estimates of the voluntary microinsurance market was 150,000-200,000 policyholders, but if formal credit life insurance policies are added to this number, the
Financial Inclusion is rapidly moving up the policy agendas of many countries, particularly developing countries. However, one of the obstacles to more effective and widespread
Insurance usage in South Africa has for a long time been out of reach of the majority of the low-income population. In 2004, the FinScope
This 2009 study identifies the main drivers of health insurance costs in South Africa, as well as strategies that could be used to reduce these
In 2009, the South African government amended the Regulation of Interception of Communications Act (RICA) by introducing identification and verification measures for mobile phone users.
This 2009 study considers the opportunities and challenges for microinsurance development in Zambia. It develops a comprehensive understanding of the market on which strategies for
This 2010 presentation tackled the issue of informal insurance markets at the Financial Stability Institute’s meeting on microinsurance.
The need to provide for funerals is one of the key drivers of financial behaviour for many South Africans and has led to a relatively
