There are expanded risks and consumer harms that come with financial service digitalisation. A digitised financial system has more participants, multiple points of vulnerability and
Across Africa, as elsewhere in the world, governments are increasingly aware that data is essential for effective policymaking. Yet when ministries and agencies take the
Across Rwanda’s ministries and agencies, years of digital investment have produced large volumes of data. The digitisation effort led to numerous government services being made
The global data governance landscape is rapidly evolving, presenting an opportune moment for African policymakers to reassess the role of domestic data protection authorities. A key aspect to
A literature review by Cenfri for the Innovative Capital Mobilisation in Africa (ICAMA) initiative, implemented by GIZ, examining the regulatory conditions needed to support venture
This blog series was written as part of GIZ’s Governance of Digital Finance project. Women across Sub-Saharan Africa (SSA) are driving economic growth, with women-led
Across Rwanda’s ministries and agencies, years of digital investment have
In an age where we can send mail electronically in
Cenfri is concerned about the global economic and health outcomes of
What is MAP? MAP is a multi-country, financial-inclusion initiative launched
Across sub-Saharan Africa, financial sectors face significant constraints to more formally
Opening a bank account in South Africa can be a frustrating experience. First, you need to pull together an inventory of documents (proof of income,
Increasingly, the mobile phone is being used throughout the microinsurance value chain to enable access to insurance for millions of people who otherwise would have
The Finance Forward series aims to collect and present key findings on recent trends, driving forces, and relevant issues impacting upon the financial sector in Africa. The series intends to help leaders scan the larger, interlocking environments from which trends and themes emerge and interpret the contents based on the context of their own institutions, projects and aims.
Policymakers, especially in Africa, are facing unprecedented trade-offs between economic opportunity, national security, and climate sustainability. This article has been in the making for a
In October 2023, Doubell Chamberlain spoke to Rishi Raithatha about the impact that innovation and technology has had on the microinsurance market over the last
Very little has changed in the Ethiopian insurance industry over the last fifteen years but there is a potential silver lining: a few fundamental changes
WIRED: Social media CEOs hearing can’t defend their business model When Clive Humby (while advising UK retailer Tesco on the use of data in their loyalty
Digitalisation is disrupting markets and economic structures globally, and even advanced economies do not have a clear view of the new economy and the rules that will
Last week, Cenfri was in Brussels to present at the BRS microfinance lunch on what we deem to be the holy grail of microinsurance –
There is much dialogue on the way insurance markets can contribute to poverty reduction by helping low-income individuals to preserve assets and mitigate the effects
The International Labour Organization’s (ILO) Microinsurance Innovation Facility (MIF) commissioned Cenfri to compare innovative distribution models from India, South Africa, Colombia and Brazil. The study
The need to provide for funerals is one of the key drivers of financial behaviour for many South Africans and has led to a relatively
