Kigali, 08 May 2024 – The Ministry of ICT and Innovation, the Mastercard Foundation and Cenfri announced today, the launch of the second phase of
Over the past three years, the Global Stocktake (GST) embarked on a consultative journey to assess progress towards the objectives of the Paris Climate Change
There is demand for skilled professionals in the field of data science as organisations are increasingly adopting a data-driven approach. From uncovering valuable insights to
Digitalisation per se has marginal impact; the crux is the way it is leveraged and implemented. We need a better understanding of how digital transformation
Fintechs have the potential to significantly improve the options available to financially underserved individuals. Many fintech start-ups in Africa, however, struggle to reach the scale
Digital financial services are transforming global financial service provision and access. Rapid developments in fintech are disrupting and transforming financial landscapes worldwide, leading to new
The COVID-19 pandemic has shone a light on the need
What could Africa look like in 2048? The digital revolution
What is MAP? MAP is a multi-country, financial-inclusion initiative launched
After five years, the insight2impact (i2i) programme hosted by Cenfri
Across sub-Saharan Africa, financial sectors face significant constraints to more formally
Hospital cash plans (HCPs) have the potential to provide financial protection against health risks to low-income individuals that are unable to afford medical scheme membership,
A number of financial products and services are offered by or through retailers in South Africa. This spans the broad financial services spectrum including transactional,
Hospital cash plans (HCPs) have emerged as an affordable risk cover for many low-income South Africans without access to medical aid. HCPs pay out a
Distribution is one of the key challenges in extending microinsurance to the low-income market. Traditionally, insurance distribution is either via brokers or agents or, in
SADC faces high levels of exclusion in insurance. It is therefore appropriate for SADC supervisors to pursue inclusive insurance markets based on international guidance. Since
Increasingly, the mobile phone is being used throughout the microinsurance value chain to enable access to insurance for millions of people who otherwise would have
Achieving scale is a significant success factor for microinsurance schemes, as low premiums with high costs require substantial volumes to make an initiative sustainable. However,
In the first six years of the ILO’s Microinsurance Innovation Facility, the microinsurance industry grew dramatically to cover around half a billion people with an
Insurers are using mobile phones to address two main challenges facing the microinsurance sector: increasing efficiency and reaching scale. By leveraging mobile phone infrastructure insurers
M-insurance – insurance sold through or with a mobile network operator (MNO) – has gained significant attention in recent years due to its rapid growth
An update on microinsurance in South Africa. In 2011, a policy document entrenched and refined a proposed microinsurance regulatory framework for South Africa that was
Retailers in South Africa provide a range of financial services that include credit, insurance, money transfer and savings products. By identifying the key factors that
